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Video: 5 Things You Need To Know If You Have A Debt In Collections
2018 Oct 04, 12:57pmRead More...What should you do if contacted by a collection agency? Watch MoneyTips Consumer Advocate Kristin Malia share five essential pieces of information that will empower you to deal with debt collectors. Knowledge is power! A healthy financial future starts with proper investments. Use Benzinga's...
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5 Types Of Cryptocurrency Wallets
2018 Oct 02, 3:14pmRead More...A cryptocurrency wallet is a software program that stores your digital money. More specifically, it saves the public and private keys that can be used to send and receive cryptocurrencies or to pay and get paid using digital money. In fact, without crypto wallets, the whole idea of cryptocurrencies...
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10 Money FAQs You Should Be Able To Answer
2018 Oct 02, 11:55amRead More...Only 17 states require that students take a personal finance course to graduate from high school, a number that’s barely budged in years. If you didn’t happen to grow up in Missouri, Virginia, Utah or the other 14 states that offer formal required courses, there’s a good chance...
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The Average Identity Theft Victim Is Younger Than You Think
2018 Oct 01, 12:59pmRead More...How did your toddler rack up thousands of dollars in charges on an unfamiliar credit card? It's not Junior's fault if identity thieves have stolen your child's identity and used it for fraudulent purchases. According to Javelin Strategy and Research, over one million children were...
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5 Tips For Saving Money In College
2018 Sep 28, 3:48pmRead More...Of the 17 million Americans currently enrolled in college, 74 percent qualify as "nontraditional" students: 1-in-5 is 30 years or older. About half don't rely on their parents for money. One quarter are caring for a child. 47% attend college part time at some point. 25% took a...
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Study Shows The Richest Households Have The Second-Highest Credit Card Debt
2018 Sep 28, 3:35pmRead More...America's total outstanding balance on revolving credit, primarily credit card debt, is over $1.03 trillion. How much of that $1.03 trillion balance is yours? According to recent data from ValuePenguin, you're more likely to have a greater share of that balance if you're in one of two...
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Employer-Sponsored Retirement Plans: Take Advantage Early
2018 Sep 28, 10:43amRead More...If you’re just beginning your career, you might have prioritized paying off college debt and building emergency savings rather than retirement. Ironically, though, retirement is one of the first things you should consider. If your job has an employer-sponsored retirement plan, it can pay to...
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Have A High Credit Score? Banks Want To Reward You
2018 Sep 26, 3:11pmRead More...You've worked hard to keep your credit score high. Why shouldn't you be rewarded for your effort? Banks agree and are looking for innovative ways to urge you to keep your credit score as high as possible. Financial institutions have traditionally used negative reinforcement for poor credit...
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How Signing Up For That Store Card Could Hurt Your Credit Score
2018 Sep 25, 3:16pmRead More...Clerks at most department stores or retailers often ask if you'd like to apply for a store credit card, pleasantly pitching special deals and perks that the credit card provides. Why not accept? How can you go wrong opening another account? When you're tempted to accept a store card offer...
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Americans Are Less Concerned About Identity Theft Despite A Rise In Fraud
2018 Sep 25, 2:53pmRead More...According to Javelin Strategy and Research, the number of identity theft cases has risen for four consecutive years. Approximately 16.7 million people were victims of identity theft in 2017, accounting for $16.8 billion in losses. Given constant news stories about security breaches, there's no...
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The 4 Habits Of Janitors, Secretaries And Teachers Who Became Millionaires
2018 Sep 25, 12:08pmRead More...With the right habits, anyone can become a millionaire, not just hotshot bankers, corporate CEOs and tech geniuses. There are plenty of unassuming people who, despite working regular jobs—think: janitors, secretaries and teachers—have amassed serious wealth over their lifetimes. And you...
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How A Low Credit Score Can Raise Your Insurance Premiums
2018 Sep 24, 3:20pmRead More...Your credit score affects many aspects of your financial life. It affects your ability to qualify for loans and credit cards, and the interest rates that you'll pay if you do qualify. It may affect your credit card limits, rental fees or deposits, utility services, and cell phone/cable bills....
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Video: The Dirty Secret Behind Zero-Percent Financing
2018 Sep 20, 3:29pmRead More...You buy a big-ticket item today and only start paying for it in a year's time. That's a good deal, right? Not always. Zero-percent financing may sound great, but it could end up costing you a whole lot more in hidden interest charges. Professor MoneyTips Jeff Hoyt explains how to assess a...
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New Job: Should Your 401(k) Stay, Go, Or Roll Over? A Look At IRAs
2018 Sep 20, 11:54amRead More...When packing up your desk for that next great career step, don’t forget about your 401(k) plan. Should it stay or should it go with you to the new job? Your choices range from doing nothing, moving your savings to your new company’s plan, or rolling it over to an Individual Retirement...
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2-In-5 American Cardholders Have Fallen Victim To Credit Card Scams
2018 Sep 19, 3:39pmRead More...The convenience and ease of credit cards comes with a downside: credit card fraud is a tempting and lucrative target for criminals According to a new Finder.com study, approximately 42 percent of consumers who use credit cards have experienced at least one fraudulent transaction in...