Personal Finance

Do you receive rewards from your current credit card? Unless you are just starting out and have no credit history, or are attempting to rebuild poor credit, you should be able to qualify for a rewards credit card. We suggest evaluating your credit card options to optimize your rewards – but...

This article was originally published on Unison. When you first buy a home, it feels like moving into a palace. Not only is the space typically bigger than what you were renting, but you no longer have to deal with nosy landlords and ignored service requests. You’re in charge of your own...

Can your current and prospective employers use your credit score to hire and fire you? Does this really happen? Watch our exclusive video above to learn your rights and how you can prepare for such situations. Originally Posted at: https://www.moneytips.com/video-can-you-be-fired-from-your-job-if-...

Where did you learn how to handle credit cards? According to a new survey conducted by the website CreditCardsExplained.com, there's almost a 50% chance that you're self-taught. The survey of 2,500 respondents showed that 45% of consumers never had a proper education on credit cards. Of...

Bitcoin and other cryptocurrencies have been hot for several years, but we haven’t seen anything like 2017’s record high of more than $19,000. Although, between January and March 2018, Bitcoin drastically fell 45% from $13,412.44 to $7,266.07. This decline seems to be caused by the...

You've made some life decisions that you've regretted, and some of those decisions surely involve money. What sort of money mistakes have you made? Don't be shy about admitting your financial mistakes. According to the latest version of Finder.com's annual America's Biggest...

Are you having difficulties paying off your student loan debt? If you don't qualify for other methods of help, refinancing your student loan might be a suitable option. Consider these seven questions to see if refinancing makes sense in your case. 1. What Are You Trying to Achieve?: Are...

How's your retirement plan holding up? If you are a woman, you're probably having more difficulty with retirement plans than your male counterparts. Despite advances, women still face lower average salaries – 82% of the average man's salary, according to the Pew Research Center....

What goes up must come down – when considering the effects of gravity. That principle doesn't typically apply to taxes. In the rare cases where taxes do go down, other taxes tend to go up to compensate government coffers. Because state taxes are often linked to the federal tax code in...

Wealth inequality has reached a flash point in the United States. The world’s top economists are proposing radical solutions for closing the disparity, and the “Baby Bonds” proposal may be one of the most interesting ideas yet: Darrick Hamilton and William Darity want to give...

Are you counting on Social Security for most of your retirement funds – and if so, how comfortable are you that the funds will be there at retirement? According to the recent Transamerica Retirement Survey of Workers, you probably aren't comfortable at all. A surprising 76% of survey...

This morning we received updated data for US mortgage applications. The reading suggests that higher rates are in fact hurting applications. As shown below, the 30-year mortgage rate now sits at roughly 4.6%, the highest level in nearly 7 years. Higher rates have led to steady declines in...

The housing market topped a new threshold over the past week. Buoyed by a strong economy and a series of interest rate increases by the Federal Reserve, thirty-year fixed mortgage interest rates reached 4.61% – the highest number since May of 2011. Rates crossed the 4% threshold in the week...

Welcome to the 2018 home-buying market. Rising demand and an extremely tight supply of homes, especially in the critical starter-home market, make it difficult to realize your goal of home ownership. In this buyer's market, you'll need two important things to land your dream home –...

Are you planning to work in retirement? If so, is it because you need money? The recent American Working Conditions Survey (AWCS) from the Rand Corporation think tank suggests another reason – you want to be there. A Rand brief on the AWCS survey compared working conditions and expectations...