Personal Finance

It's hard for young Americans to leave the security of their childhood home and find their way in the real world. It's even harder when identity thieves have stolen their identity and ruined their credit before they even have a chance to establish their own record. The Federal Trade...

Are you getting the best deal on your credit cards? If you regularly carry a balance, a new survey from CreditCards.com suggests there's almost a 50/50 chance you don't know how good your deal is — because you aren't sure what the annual percentage rate (APR) is on your cards...

Many surveys say that Americans aren't saving enough for retirement. But how much is enough? There are theories and strategies to calculate the size of the nest egg you'll need for your golden years. But then life happens, and in life there are unknown variables and unexpected events that...

This article originally appeared on Unison. The home ownership rate in the U.S. was roughly 64.2 percent in the first quarter of 2018, according to the U.S. Census Bureau. Although this rate is slowly but surely climbing (up from a low of 62.9 percent in the second quarter of 2016), it’s...

A unique robo-advisor business model received a stamp of approval from investors on both coasts. SigFig announced a $50 million Series E round anchored by Bain Capital, Union Square Ventures, DCM Ventures, UBS and New York Life. Why It Matters SigFig, unlike other robo-advisors like Betterment and...

It's not uncommon for companies to help with tuition payments for their employees who are continuing their education, especially if they are working toward a professional degree that will help them in their job or with future advancements in the firm. Such a program can be a great recruiting...

America's total student loan balance has topped $1.5 trillion, according to recent Federal Reserve data. Default rates on student loans are at 11%. While the job market has improved for recent graduates, many are struggling with excessive debt and entry-level jobs that make repayment...

According to the G.19 Consumer Credit Report recently released by the Federal Reserve, America's total student loan debt has topped $1.5 billion – and we are having trouble paying off that debt. At of the end of 2017, a whopping 11% of student loans were either ninety days delinquent or...

Father's Day will be here soon. Have you picked up anything for Dad yet? You probably will, if statistics count for anything. In 2017, spending on Father's Day will account for an estimated $15.5 billion in sales, according to the National Retail Federation (NRF). That's a pretty...

A student loan can be your best friend or your worst nightmare. It can lead to an advanced degree that leads to a better job with higher pay and superior benefits. It can also be a millstone of debt keeping you from fulfilling other life goals – such as owning a home. A recent survey from...

America's outstanding student loan debt reached $1.52 trillion in the first quarter of 2018, according to information from the New York Fed. Have you ever wondered whether a significant amount of that debt is located in your city – or even in your zip code? Wonder no more. The Mapping...

You anticipated a large refund on your taxes to pay off some bills and put some money away in a rainy-day fund. Unfortunately, the money never showed up. What happened? Your refund may have gone toward an unpaid bill selected by the government – your unpaid student loan. Your federal student...

Are you planning to take out student loans soon? Be prepared to pay more for the privilege. Every year, the federal government sets the annual percentage rates for student loans taken out in the following academic year. The rate is set based on the interest rates for ten-year Treasury notes, plus...

The global pensions industry is a disaster waiting to happen but nobody seems to be doing anything about it. Concerns have already been raised concerning underperforming funds, which has sown seeds of distrust in workers who now worry that they may receive little to no pension when they eventually...

A personal loan is probably the first thing that comes to mind when there is a financial emergency, and rightly so, for these loans are easy to apply for and are usually approved within a day. A recent study based on the data from the Department of Statistics, concluded that high-interest debts,...