personal finance

Retirement is inevitable. At some point, you will not be able to work. Robert Teitelman wrote about the scary prospects for retirees in The Looming Retirement Crisis and What to Do About It in The Huffington Post. He reiterated the devastating statistic that "75 percent of Americans nearing...

U.S. Overview: Economy At the beginning of this year we made the following statement with regard to the domestic economy: "We expect 2012 to be very similar to 2011. The economy might be able to ride the recent momentum for another quarter, but lacking a resolution to some of these headwinds we...

Stock market returns were looking pretty dismal coming into the final few trading days of the second quarter; but, the European Union Summit, the 19th such meeting in the past three years, provided some early 4th of July fireworks. The last trading day of the quarter saw domestic large...

President Obama’s federal health care law requires almost everyone to be insured, and ensures that coverage will be made available to those already ill or in need of expensive care. The ruling clears the way for a large restructuring of the health care system and affects virtually every...

By Jeff Voudrie, Minyanville One of the most difficult aspects of investing for retirees is to go against the investing tide. We have all heard that we need to buy low and sell high, but few investors are able to consistently do it. Invariably, we give in to our emotions and end up investing at...

One integral piece to completing the analytical puzzle for me and selecting stocks for our Decoding Wall St. portfolio is the dissection of action words and jargon. For instance, if a CEO utters such nonsense as, "sales will be relatively strong," it could mean his or her company's sales - like...

Many lawyers, tax professionals,  and financial planners around the USA are focused on the new tax laws, changes, adjustments, and rates. While the tax rates and estate taxes are presently  fair for most Americans, the estate taxes are set to rocket up in 2013 if changes do not occur.  This...

With so many options, selecting stocks can be a challenge for the average investor. While each individual's goals may alter their investing framework, having a clear set of rules can help. The following are six basic rules to consider: Rule One: - Invest in stocks that offer an easy-to-understand...

For more from Investopedia: Read about what a new fund manager will cost you here. Read about father's day gifts that dads regret getting here. Learn about the challenges female-owned companies face here. Read about the risks of real estate sector funds here. Read about the whistleblowers set to...

By Michael Comeau, Minyanville Did you get burned by Facebook (NASDAQ: FB), thinking that getting a few shares of Wall Street's next sure thing would make you big bucks, as some TV prognosticators insisted? If the answer is yes, or if you'd like to avoid stepping in similar steaming messes of...

We are cutting right to the chase today. The re-emergence of the EU financial crisis as a ginormous risk to your personal wealth is going on two plus months. As of late, we have begun to see the same terms being used by Wall Street pros to explain the developments (sound smart: news flow),...

By Lance Roberts, Street Talk Live The problems facing the U.S. economy are daunting especially when it comes the issues of Government spending and the current deficit. We recently wrote about the dependency on Government programs which is currently making up as much as 35% of personal incomes...