retirement

A good 401(k) plan can be an attractive selling point for businesses looking to hire the best and brightest. However, smaller businesses may have a hard time establishing a 401(k) plan capable of competing for the attention of potential employees. Few small businesses have the resources to carry...

For many Americans, the single biggest financial goal of their lifetime is saving enough money for retirement. Unfortunately, there's no universal answer to the question of how much money is enough — but there are plenty of online resources available to help retirement savers estimate how...

Bankruptcy is a painful process at any point in life, but it's especially excruciating when you are at or near retirement age. There's no time to recover and build retirement income. Unfortunately, seniors are declaring bankruptcy at an increasing rate. A recent study from the Consumer...

Are you familiar with the 4% rule and how it relates to retirement? Financial planner Bill Bengen developed the 4% rule in the mid-1990's. Bengen estimated that if a retiree removed 4 percent of the total value of retirement savings in the first year of retirement and withdrew 4 percent...

Ball State University librarian Scott McFadden earned the respect of investors everywhere by sweeping a category in individual retirement accounts, or IRAs, during his first appearance on a recent episode of “Jeopardy.” McFadden went on to win the contest thanks to his knowledge about...