Retirement Dreams: A Constant Rethink & Restore of Goals.

Time Magazine posted the 10 (plus 1) top points to remember & consider regarding retirement. They are:

My husband has finally gotten 'the frugal mindset'. He understands the theory of doing more while using less. This past week he and I sat and discussed our retirement dreams and goals. Faced with ageism in the work force (50 is the new 80) DH and I came to the conclusion that now would be the perfect opportunity for him to step into the new realism of early retirement. We looked over our wealth accumulation and started making adjustments. We decided that maintaining our hobby of sailing was #1 on our list. Maintaining 2 homes was at the bottom. Interest rates are slowly climbing back up again, so it would be advantageous to our retirement bottom line to sell house #2 and invest the proceeds. We're going to trade in our 1982 sailboat for a later, larger model sailboat (and do more sailing in the Northeast in the summer and more sailing in Florida in the winter). DH and I are going to supplement our retirement income with small, part time jobs. Since we're both in our 50's and we may live till we're 100, this re-gearing will keep us closer to our goals.

Needless to say, I am so excited by our new choices, I can hardly contain myself! My enthusiasm has been re-invigorated. We'll have more cash money in a bank earning interest and we'll be sailing in a more comfortable boat. That will mean longer sails, more adventures and less worrying about the day-to-day grind. DH starts his new job mid-April. I'm busy with our real estate broker. The Morrison household is humming once again.

Gosh, it's a great day.

And so the beat goes on.