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Affirm Holdings Analyst Ratings

AFRMNASDAQ

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$72.78

7.1310.85%

Last update: Dec 16, 2:52 PM

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Analyst Ratings

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Consensus Rating¹

Buy

Highest Price Target¹

$108.00

Lowest Price Target¹

$45.00

Consensus Price Target¹

$82.33

Affirm Holdings Analyst Ratings and Price Targets | NASDAQ:AFRM | Benzinga

Affirm Holdings Inc has a consensus price target of $82.33 based on the ratings of 32 analysts. The high is $108 issued by Mizuho on September 2, 2025. The low is $45 issued by Wedbush on October 14, 2024. The 3 most-recent analyst ratings were released by Freedom Capital Markets, Truist Securities, and RBC Capital on December 5, 2025, November 19, 2025, and November 7, 2025, respectively. With an average price target of $87.33 between Freedom Capital Markets, Truist Securities, and RBC Capital, there's an implied 19.99% upside for Affirm Holdings Inc from these most-recent analyst ratings.

Analyst Trends and Forecast

Aug

Sep

Oct

Nov

Dec

Buy

Hold

Sell

Strong Sell

Analyst Rating and Forecast

3.6

Buy

Strong Buy

Buy

Hold

Sell

Strong Sell

Analyst Firms Making Recommendations¹

Freedom Capital Markets

Truist Securities

RBC Capital

B of A Securities

Morgan Stanley

¹calculated from analyst ratings

Analyst Ratings for Affirm Holdings

					Get Alert
Dec 9, 2025	—	Darrin PellerWolfe Research 71%	—	Previous Initiates Current Peer Perform	Get Alert
Dec 5, 2025	23.65%	Lemar ClarkeFreedom Capital Markets 41%	90	Previous Initiates Current Buy	Get Alert
Nov 19, 2025	16.78%	Matthew CoadTruist Securities 53%	85 90	Previous Buy Current Buy	Get Alert
Nov 7, 2025	19.53%	Daniel R. PerlinRBC Capital 54%	87 97	Previous Sector Perform Current Sector Perform	Get Alert
Nov 7, 2025	34.64%	Jason KupferbergB of A Securities 53%	94 98	Previous Buy Current Buy	Get Alert
Nov 7, 2025	14.03%	James FaucetteMorgan Stanley 63%	83 90	Previous Equal-Weight Current Equal-Weight	Get Alert
Oct 24, 2025	23.65%	Matthew CoadTruist Securities 53%	90 95	Previous Buy Current Buy	Get Alert
Oct 22, 2025	37.39%	Bryan KeaneCitigroup 69%	100	Previous Initiates Current Buy	Get Alert
Oct 22, 2025	22.28%	Jason KupferbergWells Fargo 53%	89	Previous Initiates Current Overweight	Get Alert
Oct 13, 2025	29.15%	Will NanceGoldman Sachs 60%	94 105	Previous Buy Current Buy	Get Alert
Oct 6, 2025	38.76%	Harry BartlettRothschild & Co 8%	74 101	Previous Neutral Current Buy	Get Alert
Sep 12, 2025	30.52%	Matthew CoadTruist Securities 53%	72 95	Previous Buy Current Buy	Get Alert
Sep 2, 2025	48.38%	Dan DolevMizuho 67%	70 108	Previous Outperform Current Outperform	Get Alert
Aug 29, 2025	29.15%	Reginald SmithJP Morgan 73%	91 94	Previous Overweight Current Overweight	Get Alert
Aug 29, 2025	33.27%	Daniel R. PerlinRBC Capital 54%	75 97	Previous Sector Perform Current Sector Perform	Get Alert
Aug 29, 2025	23.65%	James FaucetteMorgan Stanley 63%	70 90	Previous Equal-Weight Current Equal-Weight	Get Alert
Aug 29, 2025	16.78%	Timothy ChiodoUBS 55%	56 85	Previous Neutral Current Neutral	Get Alert
Aug 29, 2025	44.26%	David M. ScharfJMP Securities 49%	75 105	Previous Market Outperform Current Market Outperform	Get Alert
Aug 29, 2025	37.39%	Adam FrischEvercore ISI Group 24%	67 100	Previous Outperform Current Outperform	Get Alert
Aug 29, 2025	29.15%	Jason KupferbergB of A Securities 53%	90 94	Previous Buy Current Buy	Get Alert
Aug 26, 2025	-3.83%	James FaucetteMorgan Stanley 63%	60 70	Previous Equal-Weight Current Equal-Weight	Get Alert
Aug 26, 2025	30.52%	John HechtJefferies 61%	82 95	Previous Buy Current Buy	Get Alert
Aug 20, 2025	25.03%	Reginald SmithJP Morgan 73%	84 91	Previous Overweight Current Overweight	Get Alert
Aug 19, 2025	15.41%	Reginald SmithJP Morgan 73%	69 84	Previous Overweight Current Overweight	Get Alert
Jul 23, 2025	4.42%	James FriedmanSusquehanna 53%	65 76	Previous Positive Current Positive	Get Alert
Jul 22, 2025	-1.08%	Matthew CoadTruist Securities 53%	58 72	Previous Buy Current Buy	Get Alert
Jul 21, 2025	9.91%	Rayna KumarOppenheimer 50%	80	Previous Initiates Current Outperform	Get Alert
Jul 17, 2025	7.16%	Bryan KeaneDeutsche Bank 69%	78	Previous Current Buy	Get Alert
Jul 17, 2025	-1.08%	Matthew CoadTruist Securities 53%	58 72	Previous Buy Current Buy	Get Alert
Jul 14, 2025	—	Vincent CainticBTIG 48%	—	Previous Buy Current Neutral	Get Alert
Jul 8, 2025	3.04%	Daniel PerlinRBC Capital 55%	70 75	Previous Sector Perform Current Sector Perform	Get Alert
Jul 2, 2025	—	Kyle PetersonNeedham 59%	—	Previous Hold Current Hold	Get Alert
Jun 30, 2025	9.91%	Ramsey El-AssalBarclays 62%	67 80	Previous Overweight Current Overweight	Get Alert
Jun 9, 2025	-7.95%	Ramsey El-AssalBarclays 62%	53 67	Previous Overweight Current Overweight	Get Alert
Jun 5, 2025	-3.83%	Daniel PerlinRBC Capital 55%	70 70	Previous Sector Perform Current Sector Perform	Get Alert
Jun 2, 2025	-20.31%	Matthew CoadTruist Securities 53%	58	Previous Initiates Current Buy	Get Alert
May 12, 2025	-20.31%	Will NanceGoldman Sachs 60%	45 58	Previous Buy Current Buy	Get Alert
May 12, 2025	-27.18%	Ramsey El-AssalBarclays 62%	45 53	Previous Overweight Current Overweight	Get Alert
May 9, 2025	-23.06%	Timothy ChiodoUBS 55%	56 62	Previous Neutral Current Neutral	Get Alert
May 9, 2025	-5.2%	Reginald SmithJP Morgan 73%	69 74	Previous Overweight Current Overweight	Get Alert
May 9, 2025	3.04%	David ScharfJMP Securities 81%	75 85	Previous Market Outperform Current Market Outperform	Get Alert
May 9, 2025	9.91%	Jason KupferbergB of A Securities 53%	76 80	Previous Buy Current Buy	Get Alert
May 8, 2025	-3.83%	Daniel PerlinRBC Capital 55%	70 81	Previous Sector Perform Current Sector Perform	Get Alert
May 6, 2025	-17.57%	James FaucetteMorgan Stanley 63%	60 65	Previous Equal-Weight Current Equal-Weight	Get Alert
Apr 9, 2025	-7.95%	Andrew BauchWells Fargo 59%	67 85	Previous Overweight Current Overweight	Get Alert
Apr 9, 2025	-31.3%	—	50	Previous Initiates Current Outperform	Get Alert
Apr 8, 2025	-31.3%	Moshe OrenbuchTD Cowen 66%	50	Previous Initiates Current Buy	Get Alert
Mar 24, 2025	—	Jeff CantwellSeaport Global 45%	—	Previous Initiates Current Neutral	Get Alert
Mar 20, 2025	-5.2%	Rufus HoneBMO Capital 69%	69	Previous Current Outperform	Get Alert
Mar 19, 2025	-12.07%	Giuliano BolognaCompass Point 63%	61 64	Previous Neutral Current Buy	Get Alert
Mar 18, 2025	-23.06%	Will NanceGoldman Sachs 60%	50 56	Previous Buy Current Buy	Get Alert
Mar 17, 2025	-31.3%	Will NanceGoldman Sachs 60%	50 90	Previous Buy Current Buy	Get Alert
Feb 10, 2025	23.65%	Will NanceGoldman Sachs 60%	78 90	Previous Buy Current Buy	Get Alert
Feb 10, 2025	16.78%	Ramsey El-AssalBarclays 62%	75 85	Previous Overweight Current Overweight	Get Alert
Feb 7, 2025	-10.7%	James FaucetteMorgan Stanley 63%	55 65	Previous Equal-Weight Current Equal-Weight	Get Alert
Feb 7, 2025	11.29%	Daniel PerlinRBC Capital 55%	67 81	Previous Sector Perform Current Sector Perform	Get Alert
Feb 7, 2025	16.78%	David ScharfJMP Securities 81%	78 85	Previous Market Outperform Current Market Outperform	Get Alert
Feb 7, 2025	-14.82%	Timothy ChiodoUBS 55%	46 62	Previous Neutral Current Neutral	Get Alert
Feb 7, 2025	16.78%	Andrew BauchWells Fargo 59%	70 85	Previous Overweight Current Overweight	Get Alert
Feb 7, 2025	—	Kyle PetersonNeedham 59%	—	Previous Hold Current Hold	Get Alert
Jan 28, 2025	-16.19%	Giuliano BolognaCompass Point 63%	20 61	Previous Sell Current Neutral	Get Alert
Jan 28, 2025	-24.43%	James FaucetteMorgan Stanley 63%	39 55	Previous Equal-Weight Current Equal-Weight	Get Alert
Jan 22, 2025	—	Kyle PetersonNeedham 59%	—	Previous Hold Current Hold	Get Alert
Jan 16, 2025	-3.83%	Andrew BauchWells Fargo 59%	55 70	Previous Overweight Current Overweight	Get Alert
Jan 15, 2025	—	Andrew JeffreyWilliam Blair 74%	—	Previous Initiates Current Outperform	Get Alert
Dec 20, 2024	7.16%	David ScharfJMP Securities 81%	78 78	Previous Market Perform Current Market Outperform	Get Alert
Dec 19, 2024	12.66%	John HechtJefferies 61%	70 82	Previous Hold Current Buy	Get Alert
Dec 16, 2024	3.04%	Bryan KeaneDeutsche Bank 69%	45 75	Previous Hold Current Hold	Get Alert
Dec 2, 2024	7.16%	Will NanceGoldman Sachs 60%	57 78	Previous Buy Current Buy	Get Alert
Dec 2, 2024	1.67%	Reginald SmithJP Morgan 73%	56 74	Previous Overweight Current Overweight	Get Alert
Nov 25, 2024	3.04%	Ramsey El-AssalBarclays 62%	64 75	Previous Overweight Current Overweight	Get Alert
Nov 22, 2024	1.67%	Jason KupferbergB of A Securities 53%	50 74	Previous Buy Current Buy	Get Alert
Nov 19, 2024	-5.2%	Dan DolevMizuho 67%	65 69	Previous Outperform Current Outperform	Get Alert
Nov 18, 2024	-12.07%	Ramsey El-AssalBarclays 62%	54 64	Previous Overweight Current Overweight	Get Alert
Nov 8, 2024	-46.42%	James FaucetteMorgan Stanley 63%	37 39	Previous Equal-Weight Current Equal-Weight	Get Alert
Nov 8, 2024	-24.43%	Andrew BauchWells Fargo 59%	52 55	Previous Overweight Current Overweight	Get Alert
Nov 8, 2024	-23.06%	Reginald SmithJP Morgan 73%	47 56	Previous Overweight Current Overweight	Get Alert
Nov 8, 2024	-21.69%	James FriedmanSusquehanna 53%	52 57	Previous Positive Current Positive	Get Alert
Oct 14, 2024	-25.81%	Will NanceGoldman Sachs 60%	46 54	Previous Buy Current Buy	Get Alert
Oct 14, 2024	-38.17%	David ChiaveriniWedbush 68%	25 45	Previous Underperform Current Neutral	Get Alert
Oct 11, 2024	-28.56%	Andrew BauchWells Fargo 59%	40 52	Previous Equal-Weight Current Overweight	Get Alert
Oct 9, 2024	-49.17%	James FaucetteMorgan Stanley 63%	20 37	Previous Underweight Current Equal-Weight	Get Alert
Oct 8, 2024	-6.57%	Vincent CainticBTIG 48%	68	Previous Neutral Current Buy	Get Alert
Oct 4, 2024	-36.8%	Daniel PerlinRBC Capital 55%	46 46	Previous Sector Perform Current Sector Perform	Get Alert
Sep 23, 2024	-25.81%	Ramsey El-AssalBarclays 62%	50 54	Previous Overweight Current Overweight	Get Alert
Sep 20, 2024	-28.56%	James FriedmanSusquehanna 53%	52	Previous Initiates Current Positive	Get Alert
Sep 6, 2024	—	Kyle PetersonNeedham 59%	—	Previous Current Hold	Get Alert
Aug 30, 2024	-31.3%	Ramsey El-AssalBarclays 62%	41 50	Previous Overweight Current Overweight	Get Alert
Aug 29, 2024	-65.65%	David ChiaveriniWedbush 68%	20 25	Previous Underperform Current Underperform	Get Alert
Aug 29, 2024	-36.8%	Daniel PerlinRBC Capital 55%	43 46	Previous Sector Perform Current Sector Perform	Get Alert
Aug 29, 2024	-42.3%	Jason KupferbergB of A Securities 53%	36 42	Previous Buy Current Buy	Get Alert
Aug 29, 2024	—	Kyle PetersonNeedham 59%	—	Previous Current Hold	Get Alert
Aug 27, 2024	-10.7%	Dan DolevMizuho 67%	65 65	Previous Outperform Current Outperform	Get Alert
Aug 20, 2024	-38.17%	Reginald SmithJP Morgan 73%	43 45	Previous Overweight Current Overweight	Get Alert
Jul 30, 2024	-50.54%	Jason KupferbergB of A Securities 53%	36 36	Previous Neutral Current Buy	Get Alert
Jul 2, 2024	—	David ScharfJMP Securities 81%	—	Previous Current Market Perform	Get Alert
Jun 28, 2024	—	David ScharfJMP Securities 81%	—	Previous Initiates Current Market Perform	Get Alert
Jun 24, 2024	-42.3%	Will NanceGoldman Sachs 60%	42	Previous Current Buy	Get Alert
Jun 20, 2024	-10.7%	Dan DolevMizuho 67%	65 65	Previous Buy Current Buy	Get Alert
Jun 7, 2024	—	Vincent CainticBTIG 48%	—	Previous Initiates Current Neutral	Get Alert

FAQ

What is the target price for Affirm Holdings (AFRM) stock?

The latest price target for Affirm Holdings (NASDAQ:AFRM) was reported by Wolfe Research on December 9, 2025. The analyst firm set a price target for $0.00 expecting AFRM to fall to within 12 months (a possible -100.00% downside). 67 analyst firms have reported ratings in the last year.

What is the most recent analyst rating for Affirm Holdings (AFRM)?

The latest analyst rating for Affirm Holdings (NASDAQ:AFRM) was provided by Wolfe Research, and Affirm Holdings initiated their peer perform rating.

When was the last upgrade for Affirm Holdings (AFRM)?

The last upgrade for Affirm Holdings Inc happened on October 6, 2025 when Rothschild & Co raised their price target to $101. Rothschild & Co previously had a neutral for Affirm Holdings Inc.

When was the last downgrade for Affirm Holdings (AFRM)?

The last downgrade for Affirm Holdings Inc happened on July 14, 2025 when BTIG changed their price target from N/A to N/A for Affirm Holdings Inc.

When is the next analyst rating going to be posted or updated for Affirm Holdings (AFRM)?

Analysts arrive at stock ratings after doing extensive research, which includes going through public financial statements, talking to executives and customers of Affirm Holdings, and listening in to earnings conference calls. Most analysts do this every three months, so you should get 4 ratings per company per firm each year. The last rating for Affirm Holdings was filed on December 9, 2025 so you should expect the next rating to be made available sometime around December 9, 2026.

Is the Analyst Rating Affirm Holdings (AFRM) correct?

While ratings are subjective and will change, the latest Affirm Holdings (AFRM) rating was a initiated with a price target of $0.00 to $0.00. The current price Affirm Holdings (AFRM) is trading at is $72.79, which is out of the analyst’s predicted range.

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