David M. Scharf's Stock Ratings

Citizens Analyst

David M. Scharf is an analyst at Citizens. Analyst ratings are quantitative and qualitative analysis of a stock by Wall Street stock rating analysts. Stock ratings consist of expected future growth, current stock valuation and macroeconomic trends. Updated 12/15/2025

Updated: Dec 15, 2025

Overall Average Return

1.55%

Smart Score

49.2%

Overall Average Return Percentile

37th

Number of Ratings

12
Buy NowGet Alert
11/14/2025JCAPBuy Now
Jefferson Capital
$21.6620.06%$23 → $26MaintainsMarket OutperformGet Alert
11/10/2025LCBuy Now
LendingClub
$19.1320.23% → $23UpgradeMarket Perform → Market OutperformGet Alert
11/03/2025OMFBuy Now
OneMain Holdings
$67.204.17%$63 → $70MaintainsMarket OutperformGet Alert
11/03/2025EZPWBuy Now
EZCORP
$20.6511.38% → $23Initiates → Market OutperformGet Alert
09/25/2025SYFBuy Now
Synchrony Financial
$83.695.15%$77 → $88MaintainsMarket OutperformGet Alert
09/18/2025ATLCBuy Now
Atlanticus Holdings
$63.8748.74%$78 → $95MaintainsMarket OutperformGet Alert
09/15/2025RELYBuy Now
Remitly Global
$14.6057.53%$32 → $23MaintainsMarket OutperformGet Alert
09/12/2025ATLCBuy Now
Atlanticus Holdings
$63.8722.12%$78 → $78ReiteratesMarket Outperform → Market OutperformGet Alert
08/29/2025PRVABuy Now
Privia Health Gr
$24.4922.5%$29 → $30MaintainsMarket OutperformGet Alert
08/29/2025AFRMBuy Now
Affirm Holdings
$67.7455%$75 → $105MaintainsMarket OutperformGet Alert
08/12/2025ATLCBuy Now
Atlanticus Holdings
$63.8722.12%$75 → $78MaintainsMarket OutperformGet Alert
08/05/2025PRAABuy Now
PRA Group
$16.6843.88%$23 → $24MaintainsMarket OutperformGet Alert