Rayna Kumar's Stock Ratings

Oppenheimer Analyst

Rayna Kumar is an analyst at Oppenheimer. Analyst ratings are quantitative and qualitative analysis of a stock by Wall Street stock rating analysts. Stock ratings consist of expected future growth, current stock valuation and macroeconomic trends. Updated 12/17/2025

Updated: Dec 17, 2025

Overall Average Return

-2.67%

Smart Score

51.2%

Overall Average Return Percentile

28th

Number of Ratings

143
Buy NowGet Alert
12/05/2025CPAYBuy Now
Corpay
$308.5823.14% → $380UpgradePerform → OutperformGet Alert
10/17/2025EEFTBuy Now
Euronet Worldwide
$76.7073.4%$134 → $133MaintainsOutperformGet Alert
10/17/2025FOURBuy Now
Shift4 Payments
$64.5173.62%$115 → $112MaintainsOutperformGet Alert
10/13/2025EFXBuy Now
Equifax
$218.1424.23%$279 → $271Assumes → OutperformGet Alert
10/13/2025TRUBuy Now
TransUnion
$84.759.73%$110 → $93Assumes → OutperformGet Alert
09/19/2025SEICBuy Now
SEI Investments
$83.0838.42%$105 → $115MaintainsOverweightGet Alert
09/12/2025CRCLBuy Now
Circle Internet Group
$79.89Assumes → PerformGet Alert
09/08/2025BLSHBuy Now
Bullish
$42.40Initiates → PerformGet Alert
07/21/2025AFRMBuy Now
Affirm Holdings
$72.4010.5% → $80Initiates → OutperformGet Alert
07/02/2025VBuy Now
Visa
$344.5513.48%$390 → $391MaintainsOutperformGet Alert
07/02/2025SEZLBuy Now
Sezzle
$69.91188.94%$168 → $202MaintainsOutperformGet Alert
07/02/2025PGYBuy Now
Pagaya Techs
$22.0413.43%$16 → $25MaintainsOutperformGet Alert
07/02/2025EEFTBuy Now
Euronet Worldwide
$76.7078.62%$135 → $137MaintainsOutperformGet Alert
07/02/2025XYZBuy Now
Block
$63.9111.09%$70 → $71MaintainsOutperformGet Alert
07/01/2025SEICBuy Now
SEI Investments
$83.0822.77%$100 → $102MaintainsOverweightGet Alert
06/26/2025SEICBuy Now
SEI Investments
$83.0820.37%$84 → $100MaintainsOverweightGet Alert
06/12/2025SEZLBuy Now
Sezzle
$69.91140.31% → $168Initiates → OutperformGet Alert
06/03/2025SEICBuy Now
SEI Investments
$83.081.11%$82 → $84MaintainsOverweightGet Alert
04/28/2025CPAYBuy Now
Corpay
$308.58Initiates → PerformGet Alert
04/24/2025SEICBuy Now
SEI Investments
$83.08-1.3%$77 → $82MaintainsOverweightGet Alert
04/07/2025SEICBuy Now
SEI Inv
$83.08-7.32%$81 → $77UpgradeUnderweight → OverweightGet Alert
04/02/2025SEICBuy Now
SEI Inv
$83.08-2.5%$84 → $81MaintainsUnderweightGet Alert
02/21/2025XYZBuy Now
Block
$63.9151.78%$98 → $97MaintainsBuyGet Alert
02/20/2025FOURBuy Now
Shift4 Payments
$64.51109.27%$142 → $135MaintainsOutperformGet Alert
02/14/2025FOURBuy Now
Shift4 Payments
$64.51120.12%$121 → $142MaintainsOutperformGet Alert
01/31/2025VBuy Now
Visa
$344.5516.09%$350 → $400MaintainsBuyGet Alert
01/31/2025VBuy Now
Visa
$344.5513.19%$375 → $390MaintainsOutperformGet Alert
01/24/2025TOSTBuy Now
Toast
$35.5529.4% → $46Initiates → OutperformGet Alert
01/03/2025SEICBuy Now
SEI Inv
$83.08-3.71%$75 → $80MaintainsUnderweightGet Alert
12/20/2024PGYBuy Now
Pagaya Techs
$22.04-50.09%$33 → $11MaintainsNeutralGet Alert
12/19/2024XYZBuy Now
Block
$63.9179.94% → $115UpgradePerform → OutperformGet Alert
12/19/2024VBuy Now
Visa
$344.558.84%$321 → $375MaintainsOutperformGet Alert
12/19/2024FOURBuy Now
Shift4 Payments
$64.5187.57%$120 → $121MaintainsOutperformGet Alert
12/19/2024FIBuy Now
Fiserv
$214 → $239MaintainsOutperformGet Alert
12/19/2024EEFTBuy Now
Euronet Worldwide
$76.7066.88%$135 → $128MaintainsOutperformGet Alert
11/25/2024EEFTBuy Now
Euronet Worldwide
$76.7076.01%$121 → $135MaintainsOutperformGet Alert
10/30/2024VBuy Now
Visa
$344.55-6.84%$318 → $321ReiteratesOutperform → OutperformGet Alert
10/24/2024SEICBuy Now
SEI Inv
$83.08-9.73%$70 → $75MaintainsUnderweightGet Alert
10/24/2024GBBuy Now
Global Blue Gr Holding
→ $6Initiates → OutperformGet Alert
10/01/2024XYZBuy Now
Block
$63.91Assumes → PerformGet Alert
10/01/2024FIBuy Now
Fiserv
$170 → $203Assumes → OutperformGet Alert
10/01/2024PGYBuy Now
Pagaya Techs
$22.04-45.55% → $12Initiates → OutperformGet Alert
10/01/2024JKHYBuy Now
Jack Henry & Associates
$188.099.52%$181 → $206Assumes → OutperformGet Alert
10/01/2024IMXIBuy Now
IntL Money Express
$15.38Initiates → PerformGet Alert
10/01/2024VBuy Now
Visa
$344.55-7.71%$289 → $318Assumes → OutperformGet Alert
10/01/2024FOURBuy Now
Shift4 Payments
$64.5168.97% → $109Initiates → OutperformGet Alert
10/01/2024MLBuy Now
MoneyLion
Initiates → PerformGet Alert
10/01/2024NYAXBuy Now
Nayax
$43.71Assumes → PerformGet Alert
10/01/2024PYPLBuy Now
PayPal Holdings
$60.49Assumes → PerformGet Alert
10/01/2024FISBuy Now
Fidelity National Info
$66.30Assumes → PerformGet Alert
10/01/2024EEFTBuy Now
Euronet Worldwide
$76.7057.76% → $121Initiates → OutperformGet Alert
08/27/2024XYZBuy Now
Block
$63.9143.95%$100 → $92MaintainsBuyGet Alert
04/24/2024VBuy Now
Visa
$344.55-5.67%$315 → $325MaintainsBuyGet Alert
02/28/2024FOURBuy Now
Shift4 Payments
$64.5155.01%$75 → $100MaintainsBuyGet Alert
01/26/2024VBuy Now
Visa
$344.55-8.58%$305 → $315MaintainsBuyGet Alert
12/14/2023VBuy Now
Visa
$344.55-11.48%$295 → $305MaintainsBuyGet Alert
12/01/2023SEICBuy Now
SEI Inv
$83.08-26.58%$60 → $61MaintainsUnderweightGet Alert
11/02/2023SEICBuy Now
SEI Inv
$83.08-27.78%$61 → $60MaintainsUnderweightGet Alert
10/26/2023SEICBuy Now
SEI Inv
$83.08-26.58%$63 → $61MaintainsUnderweightGet Alert
10/03/2023SEICBuy Now
SEI Inv
$83.08-24.17%$65 → $63MaintainsUnderweightGet Alert
09/06/2023XYZBuy Now
Block
$63.911.71%$102 → $65DowngradeBuy → NeutralGet Alert
09/06/2023TOSTBuy Now
Toast
$35.55-15.61%$25 → $30UpgradeNeutral → BuyGet Alert
07/27/2023SEICBuy Now
SEI Inv
$83.08-21.76%$62 → $65MaintainsUnderweightGet Alert
07/12/2023FOURBuy Now
Shift4 Payments
$64.5144.16%$86 → $93MaintainsBuyGet Alert
07/05/2023SEICBuy Now
SEI Inv
$83.08-25.37%$60 → $62MaintainsUnderweightGet Alert
06/02/2023ADPBuy Now
Automatic Data Processing
$265.84-13.48% → $230Initiates → NeutralGet Alert
06/02/2023PAYXBuy Now
Paychex
$117.18-1.86% → $115Initiates → NeutralGet Alert
06/01/2023SEICBuy Now
SEI Inv
$83.08-27.78%$58 → $60MaintainsUnderweightGet Alert
04/12/2023VBuy Now
Visa
$344.55-14.67%$293 → $294MaintainsBuyGet Alert
04/10/2023WUBuy Now
Western Union
$9.68UpgradeSell → NeutralGet Alert
04/03/2023SEICBuy Now
SEI Inv
$83.08-30.19%$54 → $58MaintainsUnderweightGet Alert
03/15/2023JKHYBuy Now
Jack Henry & Associates
$188.09-2.17% → $184UpgradeNeutral → BuyGet Alert
02/16/2023PGYBuy Now
Pagaya Technologies
$22.04-93.87%$1.25 → $1.35MaintainsNeutralGet Alert
02/09/2023JKHYBuy Now
Jack Henry & Associates
$188.09-2.17%$195 → $184MaintainsNeutralGet Alert
02/09/2023EEFTBuy Now
Euronet Worldwide
$76.7076.01%$131 → $135MaintainsBuyGet Alert
01/27/2023VBuy Now
Visa
$344.55-14.96%$287 → $293MaintainsBuyGet Alert
01/13/2023PGYBuy Now
Pagaya Technologies
$22.04-94.33% → $1.25Initiates → NeutralGet Alert
12/15/2022XYZBuy Now
Block
$63.9156.47%$104 → $100MaintainsBuyGet Alert
12/15/2022VBuy Now
Visa
$344.55-16.7%$290 → $287MaintainsBuyGet Alert
12/15/2022MABuy Now
Mastercard
$567.00-22.22%$456 → $441MaintainsBuyGet Alert
12/15/2022GPNBuy Now
Global Payments
$82.2091%$160 → $157MaintainsBuyGet Alert
10/28/2022WUBuy Now
Western Union
$9.6823.97% → $12DowngradeNeutral → SellGet Alert
09/14/2022TOSTBuy Now
Toast
$35.55-38.12% → $22Initiates → NeutralGet Alert
09/14/2022FOURBuy Now
Shift4 Payments
$64.51-6.99% → $60Initiates → BuyGet Alert
08/31/2022VBuy Now
Visa
$344.55-14.09%$296 → $296MaintainsBuyGet Alert
08/04/2022WUBuy Now
Western Union
$9.6885.95%$19 → $18MaintainsNeutralGet Alert
08/03/2022PYPLBuy Now
PayPal Holdings
$60.49124.83%$143 → $136MaintainsBuyGet Alert
07/29/2022EEFTBuy Now
Euronet Worldwide
$76.70106%$174 → $158MaintainsBuyGet Alert
07/28/2022CTSHBuy Now
Cognizant Tech Solns
$83.65-9.15%$89 → $76MaintainsNeutralGet Alert
07/27/2022VBuy Now
Visa
$344.55-14.09%$292 → $296MaintainsBuyGet Alert
06/07/2022MQBuy Now
Marqeta
$4.90185.71% → $14Initiates → BuyGet Alert
03/31/2022WUBuy Now
Western Union
$9.6896.28% → $19Initiates → NeutralGet Alert
03/31/2022EEFTBuy Now
Euronet Worldwide
$76.70112.52% → $163Initiates → BuyGet Alert
02/11/2022VBuy Now
Visa
$344.55-12.06%$276 → $303MaintainsBuyGet Alert
12/03/2021VBuy Now
Visa
$344.55-19.9%$275 → $276MaintainsBuyGet Alert
11/18/2021XYZBuy Now
Block
$63.91403.83% → $322Initiates → BuyGet Alert
11/18/2021FIBuy Now
Fiserv
→ $108Initiates → NeutralGet Alert
11/18/2021PYPLBuy Now
PayPal Holdings
$60.49334.78% → $263Assumes → BuyGet Alert
11/18/2021GPNBuy Now
Global Payments
$82.2095.86% → $161Initiates → BuyGet Alert
11/18/2021JKHYBuy Now
Jack Henry & Associates
$188.09-13.87% → $162Initiates → NeutralGet Alert
11/17/2021VBuy Now
Visa
$344.55Assumes → BuyGet Alert
01/14/2021XYZBuy Now
Block
$63.91375.67%$300 → $304MaintainsOutperformGet Alert
12/03/2020XYZBuy Now
Block
$63.91369.41% → $300UpgradeIn-Line → OutperformGet Alert
08/03/2020MGIBuy Now
MoneyGram Intl
$2 → $3UpgradeUnderperform → In-LineGet Alert
05/12/2020FIBuy Now
Fiserv
$137 → $132MaintainsBuyGet Alert
05/12/2020GPNBuy Now
Global Payments
$82.20168.86%$216 → $221MaintainsBuyGet Alert
05/01/2020VBuy Now
Visa
$344.55-45.44%$190 → $188MaintainsNeutralGet Alert
03/23/2020XYZBuy Now
Block
$63.91UpgradeUnderperform → In-LineGet Alert
02/14/2020GPNBuy Now
Global Payments
$82.20182.24%$227 → $232MaintainsBuyGet Alert
11/08/2019FIBuy Now
Fiserv
$120 → $125MaintainsBuyGet Alert
10/15/2019FIBuy Now
Fiserv
→ $120Initiates → BuyGet Alert
10/15/2019GPNBuy Now
Global Payments
$82.20134.79% → $193Initiates → BuyGet Alert
09/12/2019DXCBuy Now
DXC Technology
$15.19DowngradeOutperform → In-LineGet Alert
08/02/2019XYZBuy Now
Block
$63.91Downgrade → UnderperformGet Alert
08/01/2019VBuy Now
Visa
$344.55-45.73%$183 → $187MaintainsNeutralGet Alert
05/02/2019VBuy Now
Visa
$344.55-46.89%$146 → $183MaintainsNeutralGet Alert
04/17/2019PYPLBuy Now
PayPal Holdings
$60.49DowngradeBuy → NeutralGet Alert
05/18/2018PYPLBuy Now
PayPal Holdings
$60.4948.78% → $90AssumesNeutral → BuyGet Alert
05/18/2018VBuy Now
Visa
$344.55-59.08% → $141AssumesBuy → NeutralGet Alert
11/17/2017XYZBuy Now
Block
$63.91UpgradeIn-Line → OutperformGet Alert
10/17/2017DXCBuy Now
DXC Technology
$15.19657.08% → $115Initiates → OutperformGet Alert
07/10/2017CDKBuy Now
CDK Global
UpgradeIn-Line → OutperformGet Alert
04/05/2017BAHBuy Now
Booz Allen Hamilton
$86.55-56.09% → $38Initiates → In-LineGet Alert
04/05/2017CSRABuy Now
CSR Acquisition Corp.
→ $34Initiates → OutperformGet Alert
10/25/2016VBuy Now
Visa
$344.55MaintainsBuyGet Alert
08/04/2016XYZBuy Now
Block
$63.91-87.48%$7 → $8MaintainsHoldGet Alert
07/22/2016PYPLBuy Now
PayPal Holdings
$60.49-30.57% → $42MaintainsNeutralGet Alert
06/21/2016XYZBuy Now
Block
$63.91-89.05% → $7Initiates → HoldGet Alert
04/28/2016PYPLBuy Now
PayPal Holdings
$60.49-30.57%$40 → $42MaintainsNeutralGet Alert
12/16/2015VBuy Now
Visa
$344.55-73.88% → $90Initiates → BuyGet Alert
08/03/2015MGIBuy Now
MoneyGram Intl
$7 → $10UpgradeSell → HoldGet Alert
07/23/2015PYPLBuy Now
PayPal Holdings
$60.49-30.57% → $42Initiates → NeutralGet Alert
04/02/2015CDKBuy Now
CDK Global
→ $45Initiates → HoldGet Alert
11/03/2014MGIBuy Now
Moneygram International, Inc.
$14 → $6DowngradeHold → SellGet Alert
09/20/2013MGIBuy Now
Moneygram International, Inc.
→ $22Initiates → Equal-WeightGet Alert
05/01/2013WUBuy Now
Western Union
$9.6854.96%$14 → $15MaintainsNeutralGet Alert
02/21/2013VBuy Now
Visa
$344.55-54.72%$123 → $156UpgradeSell → NeutralGet Alert
02/21/2013VBuy Now
Visa
$344.55UpgradeSell → NeutralGet Alert
01/15/2013GPNBuy Now
Global Payments
$82.20-30.66% → $57Initiates → BuyGet Alert
11/01/2012VBuy Now
Visa
$344.55-64.3%$113 → $123MaintainsSellGet Alert
07/09/2012VBuy Now
Visa
$344.55DowngradeNeutral → SellGet Alert
03/01/2012VBuy Now
Visa
$344.55-64.01% → $124Initiates → NeutralGet Alert
03/01/2012WUBuy Now
Western Union
$9.6896.28% → $19Initiates → NeutralGet Alert