
Navient (NAVI) earnings history, EPS estimates, revenue forecasts and company guidance.
Earnings Per Share (Non-GAAP)
Quarterly Revenue (Billions)
Navient (NAVI) last issued guidance on January 28, 2026 for fiscal year 2026. The company guided earnings per share in the range of $0.65 - $0.8, compared to a consensus EPS estimate of $1.18.
Compared to prior guidance, Navient lowered its EPS outlook from a previous range of $1 - $1.2.
Navient has issued 15 guidance updates between October 26, 2022 and January 28, 2026. During this period, the company raised its outlook 2 times and lowered it 9 times, providing investors with insight into management's evolving expectations.
| Metric | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 |
|---|---|---|---|---|
| Earnings Per Share (Non-GAAP) | ||||
| Estimate | $0.19 | $0.16 | $0.31 | $0.18 |
| Actual | $0.29 | $0.20 | $0.02 | $-0.84 |
| Surprise | +52.6% | +25.0% | -93.5% | -566.7% |
| Revenue | ||||
| Estimate | $136.3M | $132.0M | $136.3M | $140.9M |
| Actual | $120.0M | $126.0M | $129.0M | $146.0M |
| Surprise | -12.0% | -4.55% | -5.35% | +3.62% |
| Metric | Q3 '26E | Q4 '26E | Q1 '27E | Q2 '27E |
|---|---|---|---|---|
| Earnings Per Share (Non-GAAP) | ||||
| Consensus | $0.09 | $0.22 | $0.13 | $0.23 |
| Revenue | ||||
| Consensus | $126.6M | $128.5M | — | — |
| Fiscal Quarter | Date Reported | Actual EPS | Estimated EPS | Surprise % |
|---|---|---|---|---|
| Q2 | Aug 6, 2026 | $0.29 | $0.19 | 52.6 % |
| Q1 | Apr 29, 2026 | $0.20 | $0.16 | 25.0 % |
| Q4 | Jan 28, 2026 | $0.02 | $0.31 | -93.5 % |
| Q3 | Oct 29, 2025 | $-0.84 | $0.18 | -566.7 % |
| Fiscal Quarter | Date Reported | Actual Revenue | Estimated Revenue | Surprise % |
|---|---|---|---|---|
| Q2 | Aug 6, 2026 | $120.00M | $136.30M | -12.0 % |
| Q1 | Apr 29, 2026 | $126.00M | $132.00M | -4.55 % |
| Q4 | Jan 28, 2026 | $129.00M | $136.29M | -5.35 % |
| Q3 | Oct 29, 2025 | $146.00M | $140.90M | 3.62 % |