Ben Gerlinger's Stock Ratings

Citigroup Analyst

Ben Gerlinger is an analyst at Citigroup. Analyst ratings are quantitative and qualitative analysis of a stock by Wall Street stock rating analysts. Stock ratings consist of expected future growth, current stock valuation and macroeconomic trends. Updated 12/15/2025

Updated: Dec 15, 2025

Overall Average Return

13.4%

Smart Score

73.3%

Overall Average Return Percentile

66th

Number of Ratings

65
Buy NowGet Alert
10/31/2025COLBBuy Now
Columbia Banking System
$29.16-3.98%$26 → $28MaintainsNeutralGet Alert
10/31/2025CFRBuy Now
Cullen/Frost Bankers
$129.42-11.91%$112 → $114MaintainsSellGet Alert
10/27/2025SSBBuy Now
SouthState Bank
$97.0819.49%$117 → $116MaintainsBuyGet Alert
09/15/2025VLYBuy Now
Valley Ntl
$11.9213.26%$10 → $13.5UpgradeNeutral → BuyGet Alert
09/15/2025PBBuy Now
Prosperity Bancshares
$72.00-5.56%$78 → $68DowngradeBuy → NeutralGet Alert
08/26/2025PBBuy Now
Prosperity Bancshares
$72.008.33%$76 → $78MaintainsBuyGet Alert
08/26/2025FLGBuy Now
Flagstar Financial
$13.0926.05%$15.5 → $16.5MaintainsBuyGet Alert
08/26/2025FHNBuy Now
First Horizon
$23.739.57%$25 → $26MaintainsBuyGet Alert
07/28/2025COLBBuy Now
Columbia Banking System
$29.16-10.84%$22 → $26MaintainsNeutralGet Alert
07/28/2025SSBBuy Now
SouthState
$97.0820.52%$113 → $117MaintainsBuyGet Alert
07/24/2025BPOPBuy Now
Popular
$122.5815.84%$133 → $142MaintainsBuyGet Alert
07/18/2025TCBIBuy Now
Texas Capital Bancshares
$96.10-17.79%$69 → $79MaintainsSellGet Alert
07/18/2025WBSBuy Now
Webster Financial
$64.1310.71%$65 → $71MaintainsBuyGet Alert
07/17/2025FHNBuy Now
First Horizon
$23.735.35%$22 → $25MaintainsBuyGet Alert
05/15/2025FLGBuy Now
Flagstar Financial
$13.0918.41%$15 → $15.5MaintainsBuyGet Alert
04/23/2025ONBBuy Now
Old National
$22.9921.79%$30 → $28MaintainsBuyGet Alert
04/04/2025FLGBuy Now
Flagstar Financial
$13.0914.59%$13.5 → $15UpgradeNeutral → BuyGet Alert
02/28/2025FHNBuy Now
First Horizon
$23.735.35%$24 → $25MaintainsBuyGet Alert
01/27/2025COLBBuy Now
Columbia Banking System
$29.162.88%$31 → $30MaintainsNeutralGet Alert
01/27/2025VLYBuy Now
Valley Ntl
$11.92-7.72%$10 → $11MaintainsNeutralGet Alert
01/27/2025SSBBuy Now
SouthState
$97.0831.85%$106 → $128UpgradeNeutral → BuyGet Alert
12/31/2024PNFPBuy Now
Pinnacle Finl Partners
$100.4231.45%$123 → $132MaintainsBuyGet Alert
12/31/2024VLYBuy Now
Valley Ntl
$11.92-16.11%$10.5 → $10MaintainsNeutralGet Alert
11/04/2024CFRBuy Now
Cullen/Frost Bankers
$129.42-12.69%$104 → $113MaintainsSellGet Alert
10/23/2024WTFCBuy Now
Wintrust Finl
$141.31-4.47%$126 → $135MaintainsBuyGet Alert
10/23/2024EWBCBuy Now
East West Bancorp
$113.62-4.07%$103 → $109MaintainsBuyGet Alert
10/17/2024PNFPBuy Now
Pinnacle Finl Partners
$100.4222.49%$113 → $123MaintainsBuyGet Alert
09/30/2024CFRBuy Now
Cullen/Frost Bankers
$129.42-19.64%$107 → $104MaintainsSellGet Alert
07/22/2024TCBIBuy Now
Texas Capital Bancshares
$96.10-37.57% → $60DowngradeNeutral → SellGet Alert
07/18/2024PNFPBuy Now
Pinnacle Finl Partners
$100.4212.53%$93 → $113MaintainsBuyGet Alert
06/22/2024COLBBuy Now
Columbia Banking System
$29.16-34.84%$20 → $19MaintainsNeutralGet Alert
04/24/2024WBSBuy Now
Webster Finl
$64.13-14.24%$60 → $55MaintainsBuyGet Alert
04/22/2024WTFCBuy Now
Wintrust Finl
$141.31-20.03%$115 → $113MaintainsBuyGet Alert
03/18/2024WTFCBuy Now
Wintrust Finl
$141.31-18.62%$114 → $115MaintainsBuyGet Alert
03/13/2024WTFCBuy Now
Wintrust Finl
$141.31-19.33%$112 → $114MaintainsBuyGet Alert
03/13/2024VLYBuy Now
Valley Ntl
$11.92-28.69%$11 → $8.5MaintainsNeutralGet Alert
03/13/2024TCBIBuy Now
Texas Capital Bancshares
$96.10-33.4%$66 → $64MaintainsNeutralGet Alert
03/13/2024BPOPBuy Now
Popular
$122.58-12.71%$103 → $107MaintainsBuyGet Alert
03/13/2024EWBCBuy Now
East West Bancorp
$113.62-19.91%$85 → $91MaintainsBuyGet Alert
03/13/2024COLBBuy Now
Columbia Banking System
$29.16-31.41%$25 → $20MaintainsNeutralGet Alert
03/13/2024BOKFBuy Now
BOK Financial
$119.33-22.9%$90 → $92MaintainsNeutralGet Alert
03/13/2024OZKBuy Now
Bank OZK
$48.0118.73%$62 → $57MaintainsBuyGet Alert
01/29/2024WALBuy Now
Western Alliance
$86.18-4.85%$76 → $82MaintainsBuyGet Alert
01/26/2024COLBBuy Now
Columbia Banking System
$29.16-14.27%$28 → $25MaintainsNeutralGet Alert
01/25/2024WBSBuy Now
Webster Finl
$64.13-6.44%$61 → $60MaintainsBuyGet Alert
01/25/2024EWBCBuy Now
East West Bancorp
$113.62-25.19%$89 → $85MaintainsBuyGet Alert
12/01/2023WTFCBuy Now
Wintrust Finl
$141.31-28.53% → $101Initiates → BuyGet Alert
12/01/2023WALBuy Now
Western Alliance
$86.18-29.22% → $61Initiates → BuyGet Alert
12/01/2023WBSBuy Now
Webster Finl
$64.13-20.47% → $51Initiates → BuyGet Alert
12/01/2023VLYBuy Now
Valley Ntl
$11.92-20.3% → $9.5Initiates → NeutralGet Alert
12/01/2023TCBIBuy Now
Texas Capital Bancshares
$96.10-40.69% → $57Initiates → NeutralGet Alert
12/01/2023PBBuy Now
Prosperity Bancshares
$72.00-5.56% → $68Initiates → BuyGet Alert
12/01/2023BPOPBuy Now
Popular
$122.58-29.84% → $86Initiates → BuyGet Alert
12/01/2023PNFPBuy Now
Pinnacle Finl Partners
$100.42-14.36% → $86Initiates → BuyGet Alert
12/01/2023ONBBuy Now
Old National
$22.99-26.05% → $17Initiates → BuyGet Alert
12/01/2023HOMBBuy Now
Home BancShares
$28.75-20% → $23Initiates → NeutralGet Alert
12/01/2023HWCBuy Now
Hancock Whitney
$66.22-32.04% → $45Initiates → NeutralGet Alert
12/01/2023FHNBuy Now
First Horizon
$23.73-41% → $14Initiates → BuyGet Alert
12/01/2023EWBCBuy Now
East West Bancorp
$113.62-33.99% → $75Initiates → BuyGet Alert
12/01/2023CFRBuy Now
Cullen/Frost Bankers
$129.42-27.37% → $94Initiates → SellGet Alert
12/01/2023COLBBuy Now
Columbia Banking System
$29.16-21.12% → $23Initiates → NeutralGet Alert
12/01/2023BOKFBuy Now
BOK Financial
$119.33-34.64% → $78Initiates → NeutralGet Alert
12/01/2023OZKBuy Now
Bank OZK
$48.014.14% → $50Initiates → BuyGet Alert
02/01/2023WTFCBuy Now
Wintrust Finl
$141.31-23.57% → $108UpgradeMarket Perform → OutperformGet Alert
01/31/2023BSRRBuy Now
Sierra
$34.23-29.89% → $24DowngradeOutperform → Market PerformGet Alert