Upstart Holdings Market Sentiment

Upstart Holdings Inc

UPSTNASDAQ

Trade with Public

$29.68

-0.52-1.72%

Last update: Aug 6, 2:37 PM

PRO

Why Is It Moving?™:Upstart Holdings shares are trading higher after the company reported bette...

Earnings: Q2 2026 Earnings were released on Tue Aug 4th, after the market close

Conference Call: The most recent conference call started at 4:30 PM, 2 days ago

Click to view the webcast

Overview News Earnings Forecast Events Price Targets FinancialsSentimentOwnership Compare Options Stock Report

Upstart Holdings Market Sentiment

Market sentiment signals for Upstart Holdings (UPST): analyst consensus, short interest, options flow and insider activity.

Key Signals

Analyst Consensus▲ Buy

Short Interest▼ 31.4% short float

Options Flow▲ 0.16 P/C ratio

Insider Activity— N/A

Analyst Consensus

Buy

21 analysts

Options Flow (P/C)

0.16

More calls — Bullish

8,740 calls · 1,432 puts

Avg Consensus PT

$52

+76.0%

Highest Price Target

$105

+253.8%

B. Riley Securities

Lowest Price Target

$17

-44.4%

Goldman Sachs

Short Interest

31.4%

Rising — Bearish

Insider Activity (30d)

—

Short Interest — % of Float

Recent Analyst Actions

Date	Firm	Analyst & Accuracy	Upside / Downside	PT Change	Action	Rating
Aug 5, 2026	Piper Sandler	Patrick Moley—	+71.8%	$46 → $51	Maintained	Overweight
Aug 5, 2026	Needham	Kyle Peterson—	+41.5%	$40 → $42	Maintained	Buy
Aug 5, 2026	BTIG	Vincent Caintic—	+44.9%	$43 → $43	Maintained	Buy
Jul 22, 2026	Citigroup	Peter Christiansen—	+105.5%	$80 → $61	Maintained	Buy
Jul 9, 2026	Goldman Sachs	Will Nance—	+31.4%	$32 → $39	Maintained	Neutral
Jul 7, 2026	Needham	Kyle Peterson—	+34.8%	$37 → $40	Maintained	Buy
Jul 7, 2026	BTIG	Vincent Caintic—	+44.9%	$43 → $43	Maintained	Buy
Jun 15, 2026	Needham	Kyle Peterson—	+24.7%	$37 → $37	Maintained	Buy
May 6, 2026	Piper Sandler	Patrick Moley—	+55.0%	$56 → $46	Maintained	Overweight
May 6, 2026	Needham	Kyle Peterson—	+24.7%	$40 → $37	Maintained	Buy
May 6, 2026	BTIG	Vincent Caintic—	+44.9%	$43 → $43	Maintained	Buy
Apr 9, 2026	BTIG	Vincent Caintic—	+44.9%	$43 → $43	Maintained	Buy
Mar 26, 2026	Mizuho	Dan Dolev—	+71.8%	$66 → $51	Maintained	Outperform
Mar 16, 2026	BTIG	Vincent Caintic—	+44.9%	$43	Upgrade	Neutral→Buy
Mar 11, 2026	Needham	Kyle Peterson—	+34.8%	$40 → $40	Maintained	Buy
Mar 4, 2026	Needham	Kyle Peterson—	+34.8%	$56 → $40	Maintained	Buy
Feb 18, 2026	Citizens	David M. Scharf—	-32.6%	$20 → $20	Maintained	Market Underperform
Feb 17, 2026	Compass Point	Giuliano Bologna—	+1.1%	$20 → $30	Upgrade	Sell→Neutral
Feb 13, 2026	Goldman Sachs	Will Nance—	+17.9%	$44 → $35	Upgrade	Sell→Neutral
Feb 13, 2026	Citizens	Andrew Boone—	-32.6%	$20	Downgrade	Market Perform→Market Underperform
Feb 11, 2026	Truist Securities	Arvind Ramnani—	+65.1%	$59 → $49	Maintained	Buy
Feb 11, 2026	Needham	Kyle Peterson—	+88.7%	$56 → $56	Maintained	Buy
Jan 6, 2026	Truist Securities	Arvind Ramnani—	+98.8%	$59	Initiate	Buy
Nov 5, 2025	Citigroup	Peter Christiansen—	+169.5%	$100 → $80	Maintained	Buy
Nov 5, 2025	JP Morgan	Reginald Smith—	+119.0%	$88 → $65	Maintained	Overweight