$31.09
1.384.64%
At close: Aug 7, 5:00 PM EST
$31.08
-0.01-0.03%
After Hours: 7:59 PM EST
Upstart Holdings Inc
UPSTNASDAQ
Earnings: Q2 2026 Earnings were released on Tue Aug 4th, after the market close
Conference Call: The most recent conference call started at 4:30 PM, 4 days agoClick to view the webcast
Upstart Holdings Earnings & Forecasts
Upstart Holdings (UPST) earnings history, EPS estimates, revenue forecasts and company guidance.
Earnings Per Share (Non-GAAP)
Quarterly Revenue (Billions)
Upstart Holdings Guidance
Upstart Holdings (UPST) last issued guidance on August 4, 2026 for fiscal year 2026. The company guided revenue in the range of $1.4B - $1.4B for the period.
Compared to prior guidance, Upstart Holdings maintained its revenue forecast from a prior range of $1.4B - $1.4B.
Upstart Holdings has issued 21 guidance updates between August 8, 2022 and August 4, 2026. During this period, the company raised its outlook 8 times and lowered it 8 times, providing investors with insight into management's evolving expectations.
Recent Earnings Results
| Metric | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 |
|---|---|---|---|---|
| Earnings Per Share (Non-GAAP) | ||||
| Estimate | $0.53 | $0.38 | $0.34 | $0.29 |
| Actual | $0.56 | $0.30 | $0.46 | $0.52 |
| Surprise | +5.66% | -21.1% | +35.3% | +79.3% |
| Revenue | ||||
| Estimate | $347.6M | $300.6M | $288.5M | $280.2M |
| Actual | $364.7M | $308.2M | $296.1M | $277.1M |
| Surprise | +4.92% | +2.54% | +2.62% | -1.10% |
Analyst Estimates — Forward PeriodsSource: Wall Street consensus
| Metric | Q3 '26E | Q4 '26E | Q1 '27E | Q2 '27E |
|---|---|---|---|---|
| Earnings Per Share (Non-GAAP) | ||||
| Consensus | $0.56 | $0.64 | $0.37 | $0.43 |
| Revenue | ||||
| Consensus | $365.5M | $385.8M | — | — |
