$23.78
-0.07-0.29%
Last update: Oct 23, 7:50 PM
Upstart Holdings Inc
UPSTNASDAQ
Upstart Holdings (UPST) earnings history, EPS estimates, revenue forecasts and company guidance.
Earnings Per Share (Non-GAAP)
Quarterly Revenue (Billions)
Upstart Holdings (UPST) last issued guidance on August 4, 2026 for fiscal year 2026. The company guided revenue in the range of $1.4B - $1.4B for the period.
Compared to prior guidance, Upstart Holdings maintained its revenue forecast from a prior range of $1.4B - $1.4B.
Upstart Holdings has issued 20 guidance updates between November 8, 2022 and August 4, 2026. During this period, the company raised its outlook 8 times and lowered it 7 times, providing investors with insight into management's evolving expectations.
| Metric | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 |
|---|---|---|---|---|
| Earnings Per Share (Non-GAAP) | ||||
| Estimate | $0.53 | $0.38 | $0.34 | $0.29 |
| Actual | $0.56 | $0.30 | $0.46 | $0.52 |
| Surprise | +5.66% | -21.1% | +35.3% | +79.3% |
| Revenue | ||||
| Estimate | $347.6M | $300.6M | $288.5M | $280.2M |
| Actual | $364.7M | $308.2M | $296.1M | $277.1M |
| Surprise | +4.92% | +2.54% | +2.62% | -1.10% |
| Metric | Q3 '26E | Q4 '26E | Q1 '27E | Q2 '27E |
|---|---|---|---|---|
| Earnings Per Share (Non-GAAP) | ||||
| Consensus | $0.57 | $0.66 | $0.38 | $0.44 |
| Revenue | ||||
| Consensus | $364.8M | $384.2M | — | — |
| Fiscal Quarter | Date Reported | Actual EPS | Estimated EPS | Surprise % |
|---|---|---|---|---|
| Q2 | Aug 4, 2026 | $0.56 | $0.53 | 5.66 % |
| Q1 | May 5, 2026 | $0.30 | $0.38 | -21.1 % |
| Q4 | Feb 10, 2026 | $0.46 | $0.34 | 35.3 % |
| Q3 | Nov 4, 2025 | $0.52 | $0.29 | 79.3 % |
| Fiscal Quarter | Date Reported | Actual Revenue | Estimated Revenue | Surprise % |
|---|---|---|---|---|
| Q2 | Aug 4, 2026 | $364.71M | $347.60M | 4.92 % |
| Q1 | May 5, 2026 | $308.21M | $300.59M | 2.54 % |
| Q4 | Feb 10, 2026 | $296.09M | $288.52M | 2.62 % |
| Q3 | Nov 4, 2025 | $277.11M | $280.18M | -1.10 % |
