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$48.08
At close: May 19 EDT
$45.80
-2.28-4.74%
Pre-Market: 7:35 AM EDT
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Upstart Hldgs Analyst Ratings and Price Targets | NASDAQ:UPST | Benzinga
Upstart Holdings Inc has a consensus price target of $54.91 based on the ratings of 19 analysts. The high is $108 issued by Citigroup on February 13, 2025. The low is $6 issued by Stephens & Co. on July 26, 2023. The 3 most-recent analyst ratings were released by Needham, Barclays, and Goldman Sachs on May 19, 2025, May 12, 2025, and May 8, 2025, respectively. With an average price target of $44.5 between Needham, Barclays, and Goldman Sachs, there's an implied -2.84% downside for Upstart Holdings Inc from these most-recent analyst ratings.
Analyst Firms Making Recommendations1
Needham
Barclays
Goldman Sachs
Piper Sandler
Morgan Stanley
1calculated from analyst ratings
Analyst Ratings for Upstart Hldgs
| Buy Now | Get Alert | |||||||
|---|---|---|---|---|---|---|---|---|
| 05/19/2025 | Buy Now | 52.84% | Needham | Kyle Peterson61% | $70 → $70 | Reiterates | Buy → Buy | Get Alert |
| 05/12/2025 | Buy Now | 2.62% | Barclays | Ramsey El-Assal67% | $42 → $47 | Maintains | Equal-Weight | Get Alert |
| 05/08/2025 | Buy Now | -63.97% | Goldman Sachs | Michael Ng72% | $15 → $16.5 | Maintains | Sell | Get Alert |
| 05/07/2025 | Buy Now | 52.84% | Needham | Kyle Peterson61% | $108 → $70 | Maintains | Buy | Get Alert |
| 05/07/2025 | Buy Now | 50.66% | Piper Sandler | Arvind Ramnani58% | $105 → $69 | Maintains | Overweight | Get Alert |
| 05/07/2025 | Buy Now | 9.17% | Morgan Stanley | James Faucette66% | $70 → $50 | Maintains | Equal-Weight | Get Alert |
| 04/29/2025 | Buy Now | 15.72% | B of A Securities | Nat Schindler68% | $53 → $53 | Upgrade | Underperform → Neutral | Get Alert |
| 04/14/2025 | Buy Now | -8.3% | Barclays | Ramsey El-Assal67% | $93 → $42 | Maintains | Equal-Weight | Get Alert |
| 02/18/2025 | Buy Now | 103.06% | Barclays | Ramsey El-Assal67% | $80 → $93 | Maintains | Equal-Weight | Get Alert |
| 02/14/2025 | Buy Now | 52.84% | Morgan Stanley | James Faucette66% | $12 → $70 | Upgrade | Underweight → Equal-Weight | Get Alert |
| 02/13/2025 | Buy Now | 135.81% | Citigroup | Peter Christiansen64% | $87 → $108 | Maintains | Buy | Get Alert |
| 02/12/2025 | Buy Now | -67.25% | Goldman Sachs | Michael Ng72% | $13.5 → $15 | Maintains | Sell | Get Alert |
| 02/12/2025 | Buy Now | -14.85% | B of A Securities | Nat Schindler68% | $33 → $39 | Maintains | Underperform | Get Alert |
| 02/12/2025 | Buy Now | 135.81% | Needham | Kyle Peterson61% | $100 → $108 | Maintains | Buy | Get Alert |
| 02/12/2025 | Buy Now | 129.26% | B. Riley Securities | Hal Goetsch75% | $49 → $105 | Upgrade | Neutral → Buy | Get Alert |
| 02/12/2025 | Buy Now | 72.49% | JP Morgan | Reginald Smith54% | $57 → $79 | Upgrade | Underweight → Neutral | Get Alert |
| 02/12/2025 | Buy Now | 129.26% | Piper Sandler | Arvind Ramnani58% | $85 → $105 | Reiterates | Overweight → Overweight | Get Alert |
| 12/13/2024 | Buy Now | 118.34% | Needham | Kyle Peterson61% | → $100 | Upgrade | Hold → Buy | Get Alert |
| 12/03/2024 | Buy Now | 107.42% | Redburn Atlantic | Simon Clinch61% | $37 → $95 | Upgrade | Neutral → Buy | Get Alert |
| 12/02/2024 | Buy Now | 24.45% | JP Morgan | Reginald Smith54% | $45 → $57 | Downgrade | Neutral → Underweight | Get Alert |
| 11/11/2024 | Buy Now | — | BTIG | Vincent Caintic50% | — | Upgrade | Sell → Neutral | Get Alert |
| 11/08/2024 | Buy Now | -1.75% | JP Morgan | Reginald Smith54% | $30 → $45 | Upgrade | Underweight → Neutral | Get Alert |
| 11/08/2024 | Buy Now | 31% | Wedbush | David Chiaverini64% | $45 → $60 | Maintains | Neutral | Get Alert |
| 11/08/2024 | Buy Now | 89.96% | Citigroup | Peter Christiansen64% | $56 → $87 | Upgrade | Neutral → Buy | Get Alert |
| 11/08/2024 | Buy Now | 85.59% | Piper Sandler | Arvind Ramnani58% | $31 → $85 | Upgrade | Neutral → Overweight | Get Alert |
| 10/19/2024 | Buy Now | 22.27% | Citigroup | Peter Christiansen64% | $33 → $56 | Maintains | Neutral | Get Alert |
| 10/14/2024 | Buy Now | -1.75% | Wedbush | David Chiaverini64% | $10 → $45 | Upgrade | Underperform → Neutral | Get Alert |
| 09/20/2024 | Buy Now | 4.8% | Mizuho | Dan Dolev66% | $33 → $48 | Maintains | Outperform | Get Alert |
| 08/20/2024 | Buy Now | -34.5% | JP Morgan | Reginald Smith54% | $27 → $30 | Maintains | Underweight | Get Alert |
| 08/12/2024 | Buy Now | -23.58% | Barclays | Ramsey El-Assal67% | $25 → $35 | Maintains | Equal-Weight | Get Alert |
| 08/08/2024 | Buy Now | — | Needham | Kyle Peterson61% | — | Reiterates | → Hold | Get Alert |
| 08/07/2024 | Buy Now | -41.05% | JP Morgan | Reginald Smith54% | $24 → $27 | Maintains | Underweight | Get Alert |
| 08/07/2024 | Buy Now | -78.17% | Wedbush | David Chiaverini64% | $10 → $10 | Reiterates | Underperform → Underperform | Get Alert |
| 08/07/2024 | Buy Now | -32.31% | Piper Sandler | Arvind Ramnani58% | $28 → $31 | Maintains | Neutral | Get Alert |
| 08/07/2024 | Buy Now | -27.95% | Citigroup | Peter Christiansen64% | $15 → $33 | Upgrade | Sell → Neutral | Get Alert |
| 07/31/2024 | Buy Now | -32.31% | Mizuho | Dan Dolev66% | $17 → $31 | Upgrade | Underperform → Outperform | Get Alert |
| 06/07/2024 | Buy Now | -69.43% | BTIG | Vincent Caintic50% | → $14 | Assumes | → Sell | Get Alert |
| 06/04/2024 | Buy Now | -44.32% | Redburn Atlantic | Simon Clinch61% | $22.5 → $25.5 | Upgrade | Sell → Neutral | Get Alert |
| 05/09/2024 | Buy Now | -62.88% | Mizuho | Dan Dolev66% | $23 → $17 | Maintains | Underperform | Get Alert |
| 05/08/2024 | Buy Now | -78.17% | Wedbush | David Chiaverini64% | $10 → $10 | Reiterates | Underperform → Underperform | Get Alert |
| 05/08/2024 | Buy Now | — | Needham | Kyle Peterson61% | — | Reiterates | → Hold | Get Alert |
| 04/17/2024 | Buy Now | — | JMP Securities | Andrew Boone78% | — | Reiterates | → Market Perform | Get Alert |
| 04/04/2024 | Buy Now | -51.97% | B of A Securities | Nat Schindler68% | → $22 | Reinstates | → Underperform | Get Alert |
| 03/19/2024 | Buy Now | -38.86% | Piper Sandler | Arvind Ramnani58% | $28 → $28 | Maintains | Neutral | Get Alert |
| 02/14/2024 | Buy Now | -47.6% | JP Morgan | Reginald Smith54% | $26 → $24 | Maintains | Underweight | Get Alert |
| 02/14/2024 | Buy Now | -38.86% | Piper Sandler | Arvind Ramnani58% | $27 → $28 | Maintains | Neutral | Get Alert |
| 01/18/2024 | Buy Now | -49.78% | Mizuho | Dan Dolev66% | $19 → $23 | Maintains | Underperform | Get Alert |
| 11/08/2023 | Buy Now | -43.23% | JP Morgan | Reginald Smith54% | $28 → $26 | Maintains | Underweight | Get Alert |
| 11/08/2023 | Buy Now | -78.17% | Wedbush | David Chiaverini64% | → $10 | Reiterates | Underperform → Underperform | Get Alert |
| 11/08/2023 | Buy Now | -41.05% | Piper Sandler | Arvind Ramnani58% | $35 → $27 | Maintains | Neutral | Get Alert |
| 09/25/2023 | Buy Now | — | Needham | Kyle Peterson61% | — | Initiates | → Hold | Get Alert |
| 09/21/2023 | Buy Now | -21.4% | B. Riley Securities | Hal Goetsch75% | $49 → $36 | Maintains | Neutral | Get Alert |
| 09/11/2023 | Buy Now | -23.58% | Piper Sandler | Arvind Ramnani58% | → $35 | Reiterates | Neutral → Neutral | Get Alert |
| 08/23/2023 | Buy Now | -80.35% | Compass Point | Giuliano Bologna63% | $8 → $9 | Maintains | Sell | Get Alert |
| 08/22/2023 | Buy Now | -38.86% | JP Morgan | Reginald Smith54% | $23 → $28 | Maintains | Underweight | Get Alert |
| 08/14/2023 | Buy Now | -58.52% | Mizuho | Dan Dolev66% | $16 → $19 | Maintains | Underperform | Get Alert |
| 08/14/2023 | Buy Now | -32.31% | Barclays | Ramsey El-Assal67% | $17 → $31 | Maintains | Equal-Weight | Get Alert |
| 08/09/2023 | Buy Now | -23.58% | Piper Sandler | Arvind Ramnani58% | $17 → $35 | Maintains | Neutral | Get Alert |
| 08/08/2023 | Buy Now | -49.78% | JP Morgan | Reginald Smith54% | $11 → $23 | Maintains | Underweight | Get Alert |
| 07/27/2023 | Buy Now | 6.99% | B. Riley Securities | Hal Goetsch75% | → $49 | Initiates | → Neutral | Get Alert |
| 07/26/2023 | Buy Now | -86.9% | Stephens & Co. | Vincent Caintic50% | → $6 | Reiterates | Underweight → Underweight | Get Alert |
| 07/25/2023 | Buy Now | 57.21% | BTIG | Lance Jessurun30% | $42 → $72 | Maintains | Buy | Get Alert |
| 06/28/2023 | Buy Now | -86.9% | Stephens & Co. | Vincent Caintic50% | → $6 | Reiterates | Underweight → Underweight | Get Alert |
| 06/14/2023 | Buy Now | -65.07% | Mizuho | Dan Dolev66% | → $16 | Reiterates | Underperform → Underperform | Get Alert |
| 06/14/2023 | Buy Now | -8.3% | BTIG | Lance Jessurun30% | → $42 | Initiates | → Buy | Get Alert |
| 05/23/2023 | Buy Now | -82.53% | Compass Point | Giuliano Bologna63% | $6 → $8 | Maintains | Sell | Get Alert |
| 05/18/2023 | Buy Now | -86.9% | Stephens & Co. | Vincent Caintic50% | → $6 | Reiterates | Underweight → Underweight | Get Alert |
| 05/11/2023 | Buy Now | -67.25% | Citigroup | Peter Christiansen64% | $11 → $15 | Maintains | Sell | Get Alert |
| 05/10/2023 | Buy Now | -78.17% | Wedbush | David Chiaverini64% | → $10 | Reiterates | → Underperform | Get Alert |
| 05/10/2023 | Buy Now | -71.62% | Morgan Stanley | James Faucette66% | $10 → $13 | Maintains | Underweight | Get Alert |
| 05/10/2023 | Buy Now | -65.07% | Mizuho | Dan Dolev66% | $14 → $16 | Maintains | Underperform | Get Alert |
| 05/10/2023 | Buy Now | -62.88% | Piper Sandler | Arvind Ramnani58% | $16 → $17 | Maintains | Neutral | Get Alert |
| 05/05/2023 | Buy Now | -78.17% | Morgan Stanley | James Faucette66% | $11 → $10 | Maintains | Underweight | Get Alert |
| 04/11/2023 | Buy Now | -75.98% | JP Morgan | Reginald Smith54% | → $11 | Initiates | → Underweight | Get Alert |
| 03/07/2023 | Buy Now | -86.9% | Compass Point | Giuliano Bologna63% | → $6 | Initiates | → Sell | Get Alert |
| 02/21/2023 | Buy Now | -69.43% | Mizuho | Dan Dolev66% | $16 → $14 | Maintains | Underperform | Get Alert |
| 02/15/2023 | Buy Now | -75.98% | Citigroup | Peter Christiansen64% | $17 → $11 | Downgrade | Neutral → Sell | Get Alert |
| 02/15/2023 | Buy Now | -65.07% | Piper Sandler | Arvind Ramnani58% | → $16 | Reiterates | → Neutral | Get Alert |
| 02/08/2023 | Buy Now | -75.98% | Morgan Stanley | James Faucette66% | $11.5 → $11 | Maintains | Underweight | Get Alert |
| 02/03/2023 | Buy Now | -47.6% | Loop Capital | Hal Goetsch75% | → $24 | Downgrade | Buy → Hold | Get Alert |
| 02/01/2023 | Buy Now | -65.07% | Mizuho | Dan Dolev66% | $14 → $16 | Maintains | Underperform | Get Alert |
| 01/20/2023 | Buy Now | -62.88% | Citigroup | Peter Christiansen64% | $33 → $17 | Maintains | Neutral | Get Alert |
| 01/18/2023 | Buy Now | -65.07% | Piper Sandler | Arvind Ramnani58% | $14 → $16 | Maintains | Neutral | Get Alert |
| 12/12/2022 | Buy Now | -69.43% | Mizuho | Dan Dolev66% | $12 → $14 | Maintains | Underperform | Get Alert |
| 11/10/2022 | Buy Now | -67.25% | B of A Securities | Nat Schindler68% | → $15 | Downgrade | Neutral → Underperform | Get Alert |
| 11/09/2022 | Buy Now | -73.8% | Stephens & Co. | Vincent Caintic50% | $23 → $12 | Maintains | Underweight | Get Alert |
| 11/09/2022 | Buy Now | -75.98% | Goldman Sachs | Michael Ng72% | $14 → $11 | Maintains | Sell | Get Alert |
| 11/09/2022 | Buy Now | -74.89% | Morgan Stanley | James Faucette66% | $15 → $11.5 | Maintains | Underweight | Get Alert |
| 11/09/2022 | Buy Now | -73.8% | Mizuho | Dan Dolev66% | $17 → $12 | Maintains | Underperform | Get Alert |
| 11/09/2022 | Buy Now | -69.43% | Piper Sandler | Arvind Ramnani58% | $24 → $14 | Maintains | Neutral | Get Alert |
| 10/25/2022 | Buy Now | -62.88% | Mizuho | Dan Dolev66% | → $17 | Initiates | → Underperform | Get Alert |
| 08/15/2022 | Buy Now | -19.21% | Barclays | Ramsey El-Assal67% | $25 → $37 | Maintains | Equal-Weight | Get Alert |
| 08/11/2022 | Buy Now | -51.97% | Atlantic Equities | Simon Clinch61% | $32 → $22 | Downgrade | Neutral → Underweight | Get Alert |
| 08/09/2022 | Buy Now | -67.25% | Morgan Stanley | James Faucette66% | $15.5 → $15 | Maintains | Underweight | Get Alert |
| 08/09/2022 | Buy Now | -49.78% | Stephens & Co. | Vincent Caintic50% | $28 → $23 | Maintains | Underweight | Get Alert |
| 08/09/2022 | Buy Now | -47.6% | Piper Sandler | Arvind Ramnani58% | $25 → $24 | Maintains | Neutral | Get Alert |
| 07/18/2022 | Buy Now | -45.41% | Piper Sandler | Arvind Ramnani58% | $44 → $25 | Maintains | Neutral | Get Alert |
| 07/18/2022 | Buy Now | -45.41% | Barclays | Ramsey El-Assal67% | $35 → $25 | Maintains | Equal-Weight | Get Alert |
| 07/15/2022 | Buy Now | -66.16% | Morgan Stanley | James Faucette66% | $19 → $15.5 | Maintains | Underweight | Get Alert |
| 07/11/2022 | Buy Now | -69.43% | Goldman Sachs | Michael Ng72% | $40 → $14 | Downgrade | Neutral → Sell | Get Alert |
FAQ
What is the target price for Upstart Hldgs (UPST) stock?
The latest price target for Upstart Hldgs (NASDAQ:UPST) was reported by Needham on May 19, 2025. The analyst firm set a price target for $70.00 expecting UPST to rise to within 12 months (a possible 52.84% upside). 38 analyst firms have reported ratings in the last year.
What is the most recent analyst rating for Upstart Hldgs (UPST)?
The latest analyst rating for Upstart Hldgs (NASDAQ:UPST) was provided by Needham, and Upstart Hldgs reiterated their buy rating.
When was the last upgrade for Upstart Hldgs (UPST)?
The last upgrade for Upstart Holdings Inc happened on April 29, 2025 when B of A Securities raised their price target to $53. B of A Securities previously had an underperform for Upstart Holdings Inc.
When was the last downgrade for Upstart Hldgs (UPST)?
The last downgrade for Upstart Holdings Inc happened on December 2, 2024 when JP Morgan changed their price target from $45 to $57 for Upstart Holdings Inc.
When is the next analyst rating going to be posted or updated for Upstart Hldgs (UPST)?
Analysts arrive at stock ratings after doing extensive research, which includes going through public financial statements, talking to executives and customers of Upstart Hldgs, and listening in to earnings conference calls. Most analysts do this every three months, so you should get 4 ratings per company per firm each year. The last rating for Upstart Hldgs was filed on May 19, 2025 so you should expect the next rating to be made available sometime around May 19, 2026.
Is the Analyst Rating Upstart Hldgs (UPST) correct?
While ratings are subjective and will change, the latest Upstart Hldgs (UPST) rating was a reiterated with a price target of $70.00 to $70.00. The current price Upstart Hldgs (UPST) is trading at is $45.80, which is out of the analyst’s predicted range.
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