Will Apple's Vision Pro Give Goldman Sachs A Headache? Mark Gurman Does The '$1B Loan' Math

In a satirical post, renowned tech analyst Mark Gurman has predicted a substantial financial impact on Goldman Sachs Group GS if Apple Card users opt for installment payments for the upcoming Apple Inc.'s AAPL Vision Pro.

What Happened: On Wednesday, Gurman took to X (formerly Twitter) and speculated on the possible outcomes if Apple Card users decide to purchase the highly anticipated Vision Pro through installments — albeit in a sarcastic manner.  

“I hope Goldman Sachs is excited. If only 300,000 people use Apple Card installments for the Vision Pro that's a $1 billion loan,” he said.

See Also: Apple Preps ‘Most Sophisticated Sales Pitch Ever’ For Vision Pro Debut On Feb. 2 With Demo Lasting 25 Minutes, Says Gurman, While Highlighting One Key Issue

This speculation comes in the context of Apple announcing the release of its first-generation mixed-reality headset, Vision Pro, scheduled for launch on Feb. 2. The headset's unveiling has sparked significant interest among investors and tech enthusiasts alike.

Interestingly, Gurman’s post also references the past partnership between Apple and Goldman Sachs Group on the Apple Card service. A service that was reportedly set for dissolution within a 12 to 15-month timeline.

Pre-orders for the Vision Pro in the U.S. will begin on Friday, Jan. 19, with prices starting at $3,499. 

Why It Matters: As Gurman suggested, the potential financial implication for Goldman Sachs hinges on Apple Card users’ purchasing decisions. Given the Vision Pro’s high anticipation, a significant number of installment purchases could indeed lead to a considerable loan volume.

However, the ambiguity lies in the aftermath of Apple’s decision to end its credit card alliance with Goldman Sachs. The dissolution of this partnership could alter the dynamics of how Apple Card users finance their purchases of the much-awaited tech gadget.

Image Credits – Shutterstock

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This content was partially produced with the help of Benzinga Neuro and was reviewed and published by Benzinga editors.