$74.04
2.323.23%
Synchrony Financial
SYFNYSE
Synchrony Financial (SYF) earnings history, EPS estimates, revenue forecasts and company guidance.
Earnings Per Share (Non-GAAP)
Quarterly Revenue (Billions)
Synchrony Financial (SYF) last issued guidance on July 21, 2026 for fiscal year 2026. The company guided earnings per share in the range of $9.25 - $9.5, compared to a consensus EPS estimate of $9.31.
Compared to prior guidance, Synchrony Financial maintained its EPS outlook from a previous range of $9.1 - $9.5.
Synchrony Financial has issued 9 guidance updates between July 17, 2024 and July 21, 2026. During this period, the company raised its outlook 1 time and lowered it 1 time, providing investors with insight into management's evolving expectations.
| Metric | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 |
|---|---|---|---|---|
| Earnings Per Share (Non-GAAP) | ||||
| Estimate | $2.09 | $2.20 | $2.02 | $2.21 |
| Actual | $2.59 | $2.27 | $2.18 | $2.86 |
| Surprise | +23.9% | +3.18% | +7.92% | +29.4% |
| Revenue | ||||
| Estimate | $3.92B | $4.13B | $4.21B | $4.16B |
| Actual | $4.61B | $4.63B | $4.76B | $4.72B |
| Surprise | +17.4% | +12.2% | +13.1% | +13.6% |
| Metric | Q3 '26E | Q4 '26E | Q1 '27E | Q2 '27E |
|---|---|---|---|---|
| Earnings Per Share (Non-GAAP) | ||||
| Consensus | $2.42 | $2.12 | $2.37 | $2.78 |
| Revenue | ||||
| Consensus | $4.01B | $4.13B | — | — |
| Fiscal Quarter | Date Reported | Actual EPS | Estimated EPS | Surprise % |
|---|---|---|---|---|
| Q2 | Jul 21, 2026 | $2.59 | $2.09 | 23.9 % |
| Q1 | Apr 21, 2026 | $2.27 | $2.20 | 3.18 % |
| Q4 | Jan 27, 2026 | $2.18 | $2.02 | 7.92 % |
| Q3 | Oct 15, 2025 | $2.86 | $2.21 | 29.4 % |
| Fiscal Quarter | Date Reported | Actual Revenue | Estimated Revenue | Surprise % |
|---|---|---|---|---|
| Q2 | Jul 21, 2026 | $4.61B | $3.92B | 17.4 % |
| Q1 | Apr 21, 2026 | $4.64B | $4.13B | 12.2 % |
| Q4 | Jan 27, 2026 | $4.76B | $4.21B | 13.1 % |
| Q3 | Oct 15, 2025 | $4.72B | $4.16B | 13.6 % |
