Capital Bancorp Stock (NASDAQ:CBNK), Trade Ideas

Capital Bancorp

Capital Bancorp Inc is a bank holding company. The company through its holdings operates as a commercial-focused community bank that serves businesses, not-for-profit associations, and entrepreneurs throughout the region. The bank operates through four divisions including Commercial Banking, Capital Bank Home Loans, Corporate Office, and OpenSky. Its Commercial Banking division offers banking-related services to clients, Capital Bank Home Loans division offers conventional and government-guaranteed residential mortgage loans on a nationwide basis for sale into the secondary market, while its OpenSky division provides secured credit cards on a nationwide basis to under-banked populations and those looking to rebuild their credit scores.

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CBNK

INTC

U.S. stocks closed mostly higher on Monday, ending the July month on upbeat quarterly earnings. All three major stock indices recorded gains for July, with the S&amp;P 500 adding 3.1% for the month

This Analyst With 86% Accuracy Rate Sees Around 13% Downside In Intel - Here Are 5 Stock Picks For July From Wall Street&#39;s Most Accurate Analysts

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CROX

DECK

U.S. stocks closed lower on Friday, with the S&amp;P 500 breaking its six-session win streak. However, the benchmark index still recorded weekly gain, also notching the fifth positive week in a row.

This Analyst With 83% Accuracy Rate Sees Around 23% Upside In Amazon.com - Here Are 5 Stock Picks For Last Week From Wall Street&#39;s Most Accurate Analysts

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SBCF

Capital Bancorp Inc (NASDAQ: CBNK) announced the appointment of Jennings &#34;Jay&#34; Walker as the new 

Capital Bancorp Appoints New CFO

Capital Bancorp Inc

Capital Bancorp (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/CBNK#NASDAQ">CBNK</a>) reported quarterly earnings of $0.51 per share which beat the analyst consensus estimate of $0.50 by 2 percent. This is a 25 percent decrease over earnings of $0.68 per share from the same period last year. The company reported quarterly sales of $40.98 million which beat the analyst consensus estimate of $40.69 million by 0.71 percent. This is a 1.15 percent increase over sales of $40.51 million the same period last year.

Earnings

Earnings Beats

Capital Bancorp Q1 EPS $0.51 Beats $0.50 Estimate, Sales $40.98M Beat $40.69M Estimate

Keefe, Bruyette &amp; Woods analyst Catherine Mealor maintains Capital Bancorp (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/CBNK#NASDAQ">CBNK</a>) with a Market Perform and maintains $25 price target.

Keefe, Bruyette & Woods Maintains Market Perform on Capital Bancorp, Maintains $25 Price Target

Capital Bancorp Entered Into A Definitive Merger Agreement With Integrated Financial Holdings To Acquire The Company In A Cash And Stock Transaction Valued At $66M

Capital Bancorp (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/CBNK#NASDAQ">CBNK</a>) reported quarterly earnings of $0.65 per share which beat the analyst consensus estimate of $0.62 by 4.84 percent. This is a 4.84 percent increase over earnings of $0.62 per share from the same period last year.

Capital Bancorp Q4 EPS $0.65 Beats $0.62 Estimate

Jay Steven Schwartz, Director at Capital Bancorp (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/CBNK#NASDAQ">CBNK</a>), reported a large exercise of company stock options on November 21, according to a new SEC filing.
What Happened: A Form 4 filing from the <a href="https://www.sec.gov/Archives/edgar/data/0001419536/000141953623000133//Archives/edgar/data/1419536/000141953623000133/0001419536-23-000133-index.htm">U.S. Securities and Exchange Commission</a> on Tuesday showed that Schwartz, Director at Capital Bancorp, a company in the Financials sector, just exercised stock options worth 11,250 shares of CBNK stock with an exercise price of $11.38.
Capital Bancorp shares are trading down 0.0% at $20.39 at the time of this writing on Wednesday morning. Since the current price is $20.39, this makes Schwartz's 11,250 shares worth $229,387.
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<h3>Why Insider Transactions Are Important</h3>
Insider transactions shouldn't be used primarily to make an investing decision, however an insider transaction can be an important factor in the investing decision. 
In legal terms, an "insider" refers to any officer, director, or beneficial owner of more than ten percent of a company's equity securities registered under Section 12 of the Securities Exchange Act of 1934. This can include executives in the c-suite and large hedge funds. These insiders are required to let the public know of their transactions via a Form 4 filing, which must be filed within two business days of the transaction.
When a company insider makes a new purchase, that is an indication that they expect the stock to rise.
Insider sells, on the other hand, can be made for a variety of reasons, and may not necessarily mean that the seller thinks the stock will go down. 
<h3>Transaction Codes To Focus On</h3>
<a href="https://www.benzinga.com/money/investing-tools">Investors</a> prefer focusing on transactions that take place in the open market, indicated in Table I of the Form 4 filing. A P in Box 3 indicates a purchase, while S indicates a sale. Transaction code C indicates the conversion of an option, and transaction code A indicates the insider may have been forced to sell shares in order to receive compensation that had been promised upon being hired by the company.
<a href="https://www.benzinga.com/sec/insider-trades/search/index?company_cik=0001419536">Check Out The Full List Of Capital Bancorp's Insider Trades.</a>
This article was generated by Benzinga's automated content engine and reviewed by an editor.

Insider Trades

Capital Bancorp Director Acquires 11,250 Shares After Exercising Company Stock Options

Piper Sandler analyst Nicholas Cucharale maintains Capital Bancorp (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/CBNK#NASDAQ">CBNK</a>) with a Overweight and raises the price target from $23 to $25.

Piper Sandler Maintains Overweight on Capital Bancorp, Raises Price Target to $25

Capital Bancorp (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/CBNK#NASDAQ">CBNK</a>) reported quarterly earnings of $0.70 per share which beat the analyst consensus estimate of $0.59 by 18.64 percent. This is a 9.09 percent decrease over earnings of $0.77 per share from the same period last year.

Capital Bancorp Q3 EPS $0.70 Beats $0.59 Estimate

Constance Perrine, SVP &amp; CAO at Capital Bancorp (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/CBNK#NASDAQ">CBNK</a>), reported a large exercise of company stock options on October 12, according to a new SEC filing.
What Happened: A Form 4 filing from the <a href="https://www.sec.gov/Archives/edgar/data/0001419536/000136316623000004//Archives/edgar/data/1419536/000136316623000004/0001363166-23-000004-index.htm">U.S. Securities and Exchange Commission</a> on Thursday showed that Perrine, SVP &amp; CAO at Capital Bancorp, a company in the Financials sector, just exercised stock options worth 250 shares of CBNK stock with an exercise price of $11.38.
Capital Bancorp shares are trading down 0.1% at $19.76 at the time of this writing on Friday morning. Since the current price is $19.76, this makes Perrine's 250 shares worth $4,940.
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<h3>Why Insider Transactions Are Important</h3>
Insider transactions shouldn't be used primarily to make an investing decision, however, they can be an important factor for an investor to consider.
In legal terms, an "insider" refers to any officer, director, or beneficial owner of more than ten percent of a company's equity securities registered under Section 12 of the Securities Exchange Act of 1934. This can include executives in the c-suite and large hedge funds. These insiders are required to let the public know of their transactions via a Form 4 filing, which must be filed within two business days of the transaction.
When a company insider makes a new purchase, that is an indication that they expect the stock to rise.
Insider sells, on the other hand, can be made for a variety of reasons, and may not necessarily mean that the seller thinks the stock will go down. 
<h3>Important Transaction Codes</h3>
<a href="https://www.benzinga.com/money/investing-tools">Investors</a> prefer focusing on transactions that take place in the open market, indicated in Table I of the Form 4 filing. A P in Box 3 indicates a purchase, while S indicates a sale. Transaction code C indicates the conversion of an option, and transaction code A indicates the insider may have been forced to sell shares in order to receive compensation that had been promised upon being hired by the company.
<a href="https://www.benzinga.com/sec/insider-trades/search/index?company_cik=0001419536">Check Out The Full List Of Capital Bancorp's Insider Trades.</a>
This article was generated by Benzinga's automated content engine and reviewed by an editor.

Capital Bancorp SVP & CAO Acquires 250 Shares After Exercising Company Stock Options

Thursday marks the last chance for investors to receive the next dividend payout from Capital Bancorp (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/CBNK#NASDAQ">CBNK</a>). 
<h3>What's Happening</h3>
The company announced on Thursday that it would pay shareholders a quarterly dividend of 8 cents per share. On Friday, Capital Bancorp will go ex-dividend, meaning the stock will trade lower to reflect that payout. In other words, the stock will likely open 8 cents lower than it would have opened on any other day.
In order to be eligible to receive a company's dividend, shareholders must own the stock prior to the ex-dividend date—in this case, Friday. Shareholders who own CBNK as of the end of Thursday's session are eligible to receive the 8 cents dividend payout for every share that they own. 
According to the company, this dividend will be paid out to shareholders on August 23, 2023. Investors will then be able to either reinvest those dividends back into the stock or use the payment in some other way. 
To keep track of which companies are distributing dividends, <a href="https://www.benzinga.com/calendars/dividends">click here</a> to visit our Dividends Calendar.

Dividends

Capital Bancorp's Ex-Dividend Date Is Friday, Here's What You Need To Know

U.S. stocks closed mostly higher on Monday, ending the July month on upbeat quarterly earnings. All three major stock indices recorded gains for July, with the S&amp;P 500 adding 3.1% for the month
Wall Street analysts make new stock picks on a daily basis. Unfortunately for investors, not all analysts have particularly impressive track records at predicting market movements. Even when it comes to one single stock, analyst ratings and price targets can vary widely, leaving investors confused about which analyst&#39;s opinion to <a href='https://www.benzinga.com/money/setting-up-a-trust/'>trust</a>.
Benzinga&#39;s Analyst Ratings API is a collection of the highest-quality stock ratings curated by the Benzinga news desk via direct partnerships with major sell-side banks. Benzinga displays overnight ratings changes on a daily basis three hours prior to the U.S. equity market opening. Data specialists at investment dashboard provider Toggle.ai recently uncovered that the analyst insights Benzinga Pro subscribers and Benzinga readers regularly receive can successfully be used as trading indicators to outperform the stock market.
Top Analyst Picks: Fortunately, any Benzinga reader can access the latest analyst ratings on the <a href="https://www.benzinga.com/analyst-ratings/analyst-color/22/09/28888638/exclusive-study-finds-benzinga-analyst-ratings-data-yields-market-beating-strategie"> Analyst Stock Ratings </a> page. One of the ways traders can sort through Benzinga&#39;s extensive database of analyst ratings is by analyst accuracy. Here&#39;s a look at the most recent stock picks from each of the five most accurate Wall Street analysts, according to Benzinga <a href="https://www.benzinga.com/analyst-stock-ratings"> Analyst Stock </a> Ratings.
Analyst: Zachary Fadem
<ul>
<li>Analyst Firm: Wells Fargo</li>
<li>Ratings Accuracy: 87%</li>
<li>Latest Rating: Maintained an Equal-Weight rating on McDonald&#39;s Corporation (NYSE: <a class="ticker" href="https://www.benzinga.com/stock/mcd#NYSE">MCD</a>) and increased the price target from $304 to $310 on July 28, 2023. This analyst sees around 6% upside in the stock.</li>
<li>Recent News: McDonald&rsquo;s Corporation reported second-quarter financial results that beat analyst estimates for earnings per share and revenue.</li>
</ul>

Analyst: Nicholas Cucharale
<ul>
<li>Analyst Firm: Raymond James</li>
<li>Ratings Accuracy: 86%</li>
<li>Latest Rating: Maintained an Overweight rating on Capital Bancorp, Inc. (NASDAQ: <a class="ticker" href="https://www.benzinga.com/stock/cbnk#NASDAQ">CBNK</a>) and raised the price target from $22 to $23 on July 31, 2023. This analyst sees around 14% upside in the stock.</li>
<li>Recent News: Capital Bancorp announced the appointment of Jennings &quot;Jay&quot; Walker as the new Chief Financial Officer (CFO) of the company and Capital Bank.</li>
</ul>

Analyst: Mark Levin
<ul>
<li>Analyst Firm: Benchmark</li>
<li>Ratings Accuracy: 86%</li>
<li>Latest Rating: Maintained a Buy rating on Union Pacific Corporation (NYSE: <a class="ticker" href="https://www.benzinga.com/stock/unp#NYSE">UNP</a>) and raised the price target from $230 to $264 on July 27, 2023. This analyst sees around 14% upside in the stock.</li>
<li>Recent News: Union Pacific reported a second-quarter FY23 operating revenue decline of 5% year-over-year to $5.96 billion, missing the consensus of $6.12 billion.</li>
</ul>

Analyst: William Power
<ul>
<li>Analyst Firm: Baird</li>
<li>Ratings Accuracy: 86%</li>
<li>Latest Rating: Maintained an Outperform rating on Dynatrace, Inc. (NYSE: <a class="ticker" href="https://www.benzinga.com/stock/dt#NYSE">DT</a>) from Buy to Neutral and raised the price target from $53 to $59 on July 31, 2023. This analyst sees around 8% upside in the stock.</li>
<li>Recent News: Dynatrace signed definitive agreement to acquire Rookout.</li>
</ul>

Analyst: Chris Caso
<ul>
<li>Analyst Firm: Wolfe Research</li>
<li>Ratings Accuracy: 86%</li>
<li>Latest Rating: Maintained an Underperform rating on Intel Corporation (NASDAQ: <a class="ticker" href="https://www.benzinga.com/stock/intc#NASDAQ">INTC</a>) and raised the price target from $27 to $31 on July 28, 2023. This analyst sees around 13% downside in the stock.</li>
<li>Recent News: Intel reported better-than-expected second-quarter results and issued strong guidance.</li>
</ul>

&nbsp;
Read More: <a href="https://www.benzinga.com/news/earnings/23/07/33468874/insiders-buying-allegion-asana-and-this-financial-services-stock"> Insiders Buying Allegion, Asana And This Financial Services Stock</a>

This Analyst With 86% Accuracy Rate Sees Around 13% Downside In Intel - Here Are 5 Stock Picks For July From Wall Street's Most Accurate Analysts

Piper Sandler analyst Nicholas Cucharale maintains Capital Bancorp (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/CBNK#NASDAQ">CBNK</a>) with a Overweight and raises the price target from $22 to $23.

Piper Sandler Maintains Overweight on Capital Bancorp, Raises Price Target to $23

U.S. stocks closed lower on Friday, with the S&amp;P 500 breaking its six-session win streak. However, the benchmark index still recorded weekly gain, also notching the fifth positive week in a row.
Wall Street analysts make new stock picks on a daily basis. Unfortunately for investors, not all analysts have particularly impressive track records at predicting market movements. Even when it comes to one single stock, analyst ratings and price targets can vary widely, leaving investors confused about which analyst&#39;s opinion to <a href='https://www.benzinga.com/money/setting-up-a-trust/'>trust</a>.
Benzinga&#39;s Analyst Ratings API is a collection of the highest-quality stock ratings curated by the Benzinga news desk via direct partnerships with major sell-side banks. Benzinga displays overnight ratings changes on a daily basis three hours prior to the U.S. equity market opening. Data specialists at investment dashboard provider Toggle.ai recently uncovered that the analyst insights Benzinga Pro subscribers and Benzinga readers regularly receive can successfully be used as trading indicators to outperform the stock market.
Top Analyst Picks: Fortunately, any Benzinga reader can access the latest analyst ratings on the <a href="https://www.benzinga.com/analyst-ratings/analyst-color/22/09/28888638/exclusive-study-finds-benzinga-analyst-ratings-data-yields-market-beating-strategie"> Analyst Stock Ratings </a> page. One of the ways traders can sort through Benzinga&#39;s extensive database of analyst ratings is by analyst accuracy. Here&#39;s a look at the most recent stock picks from each of the five most accurate Wall Street analysts, according to Benzinga <a href="https://www.benzinga.com/analyst-stock-ratings"> Analyst Stock </a> Ratings.
Analyst: Nicholas Cucharale
<ul>
<li>Analyst Firm: Pipe Sandler</li>
<li>Ratings Accuracy: 86%</li>
<li>Latest Rating: Assumed an Overweight rating on Capital Bancorp, Inc. (NASDAQ: <a class="ticker" href="https://www.benzinga.com/stock/cbnk#NASDAQ">CBNK</a>) with a price target of $22 on June 13, 2023. Cucharale sees around 16% upside in the company&rsquo;s stock.</li>
<li>Recent News: Capital Bancorp announced the appointment of Jennings &quot;Jay&quot; Walker as the new Chief Financial Officer of the company and Capital Bank.</li>
</ul>

Analyst: Matthew McClintock
<ul>
<li>Analyst Firm: Raymond James</li>
<li>Ratings Accuracy: 85%</li>
<li>Latest Rating: Initiated coverage on Deckers Outdoor Corporation (NYSE: <a class="ticker" href="https://www.benzinga.com/stock/deck#NYSE">DECK</a>) with an Outperform rating and a price target of $565 on June 14, 2023. This analyst sees around 10% upside in the stock.</li>
<li>Recent News: Deckers Outdoor reported a year-over-year increase in fourth-quarter EPS results and better-than-expected sales results.</li>
</ul>

Analyst: Rick Patel
<ul>
<li>Analyst Firm: Raymond James</li>
<li>Ratings Accuracy: 85%</li>
<li>Latest Rating: Initiated coverage on Crocs, Inc. (NASDAQ: <a class="ticker" href="https://www.benzinga.com/stock/crox#NASDAQ">CROX</a>) with a Market Perform rating on June 14, 2023.</li>
<li>Recent News: CROX reported first-quarter 2023 revenue growth of 33.9% Y/Y to $884.2 million, beating the consensus of $856.0 million.</li>
</ul>

Analyst: Eric Wold
<ul>
<li>Analyst Firm: B. Riley Securities</li>
<li>Ratings Accuracy: 85%</li>
<li>Latest Rating: Downgraded rating on Cinemark Holdings, Inc. (NYSE: <a class="ticker" href="https://www.benzinga.com/stock/cnk#NYSE">CNK</a>) from Buy to Neutral and cut the price target from $21 to $20 on June 14, 2023. Wold sees the stock surging around 17%.</li>
<li>Recent News: Cinemark Holdings reported first-quarter FY23 sales growth of 32.6% year-on-year, to $610.7 million, beating the consensus of $566.4 million.</li>
</ul>

Analyst: Justin Post
<ul>
<li>Analyst Firm: B of A Securities</li>
<li>Ratings Accuracy: 83%</li>
<li>Latest Rating: Maintained a Buy rating on Amazon.com, Inc. (NASDAQ: <a class="ticker" href="https://www.benzinga.com/stock/amzn#NASDAQ">AMZN</a>) and raised the price target from $139 to $154 on June 12, 2023. This analyst sees around 23% surge in the stock.</li>
<li>Recent News: The Competition and Markets Authority (CMA) cleared Amazon.com&rsquo;s purchase of Roomba maker IRobot.</li>
</ul>

&nbsp;
Read More: <a href="https://www.benzinga.com/news/23/06/32897019/amazons-us-gmv-growth-could-surpass-estimates-credit-suisse-analyst"> Amazon&#39;s US GMV Growth Could Surpass Estimates: Credit Suisse Analyst </a>

This Analyst With 83% Accuracy Rate Sees Around 23% Upside In Amazon.com - Here Are 5 Stock Picks For Last Week From Wall Street's Most Accurate Analysts

Capital Bancorp Inc&nbsp;(NASDAQ: <a class="ticker" href="https://www.benzinga.com/stock/cbnk#NASDAQ">CBNK</a>) announced the appointment of Jennings &quot;Jay&quot; Walker as the new&nbsp;<a class="editor-rtfLink" href="https://www.benzinga.com/pressreleases/23/06/g32844793/capital-bank-welcomes-jay-walker-as-cfo-elevating-strategy-and-capital-management-expertise" style="background-image:initial; background-position:initial; background-size:initial; background-repeat:initial; background-attachment:initial; background-origin:initial; background-clip:initial; margin-top:0pt; margin-bottom:0pt; color:#4a6ee0" target="_blank">Chief Financial Officer (CFO) of the company and Capital Bank</a>.
Jay will join the company on June 26, 2023, and report to the CEO.
Jay has previously worked for over 12 years at&nbsp;Seacoast Banking Corp of Florida&nbsp;(NASDAQ: <a class="ticker" href="https://www.benzinga.com/stock/sbcf#NASDAQ">SBCF</a>) and held various positions.&nbsp;
&quot;We are thrilled to welcome Jay to the team as our new CFO. His experience in strategy, finance, and capital management will be invaluable as we enter the next era of growth for Capital Bank. Jay&#39;s proven leadership will further strengthen our financial operations and support our strategic objectives,&quot; said Ed Barry, CEO.
In February, CBNK disclosed the&nbsp;<a class="editor-rtfLink" href="https://ir.capitalbankmd.com/static-files/7bf3110c-74db-421c-9e33-fd8f2c9656bc" style="background-image:initial; background-position:initial; background-size:initial; background-repeat:initial; background-attachment:initial; background-origin:initial; background-clip:initial; margin-top:0pt; margin-bottom:0pt; color:#4a6ee0" target="_blank">departure of the CFO</a>, Alan W. Jackson, and named Connie Egan, the Chief Accounting Officer of the Bank, to replace Jackson as the company&#39;s Principal Financial and Accounting Officer.
In April, CBNK reported a Q1 2023 EPS of $0.68,&nbsp;<a class="editor-rtfLink" href="https://www.benzinga.com/pressreleases/23/04/g31927747/capital-bancorp-inc-stable-margin-and-profitable-growth-drives-strong-profitability" style="background-image:initial; background-position:initial; background-size:initial; background-repeat:initial; background-attachment:initial; background-origin:initial; background-clip:initial; margin-top:0pt; margin-bottom:0pt; color:#4a6ee0" target="_blank">beating the consensus of $0.60</a>.
Price Action: CBNK shares closed higher by 0.91% at $18.80 on Wednesday.

Piper Sandler analyst Nicholas Cucharale assumes Capital Bancorp (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/CBNK#NASDAQ">CBNK</a>) with a Overweight rating and announces Price Target of $22.

Initiation

Piper Sandler Assumes Capital Bancorp at Overweight, Announces Price Target of $22

<h3>Understanding Value Stocks</h3>
A value stock is traditionally defined in terms of how investors in the marketplace are valuing that company's future growth prospects. Low P/E multiples are good base indicators that the company is undervalued and can most likely be labelled as a value stock. 
<h2>Benzinga Insights has compiled a list of value stocks in the financial services sector that may be worth watching:</h2>
<ol>
<li>Preferred Bank (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/PFBC#NASDAQ">PFBC</a>) - P/E: 4.8</li>
<li>Capital Bancorp (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/CBNK#NASDAQ">CBNK</a>) - P/E: 5.9</li>
<li>Yiren Digital (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/YRD#NYSE">YRD</a>) - P/E: 1.05</li>
<li>Noah Holdings (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/NOAH#NYSE">NOAH</a>) - P/E: 8.27</li>
<li>HSBC Holdings (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/HSBC#NYSE">HSBC</a>) - P/E: 6.58</li>
</ol>
Preferred Bank's earnings per share for Q1 sits at $2.61, whereas in Q4, they were at 2.71. Its most recent dividend yield is at 4.01%, which has increased by 0.94% from 3.07% in the previous quarter.
Capital Bancorp has reported Q1 earnings per share at $0.68, which has increased by 9.68% compared to Q4, which was 0.62. The company's most recent dividend yield sits at 1.49%, which has increased by 0.44% from 1.05% last quarter. 
Yiren Digital has reported Q4 earnings per share at $0.78, which has increased by 85.71% compared to Q3, which was 0.42. The company's most recent dividend yield sits at 1.34%, which has increased by 1.34% from 0.0% last quarter. 
Noah Holdings has reported Q1 earnings per share at $0.5, which has increased by 61.29% compared to Q4, which was 0.31. HSBC Holdings has reported Q1 earnings per share at $2.6, which has increased by 126.09% compared to Q4, which was 1.15. 
These 5 value stocks were selected by Benzinga Insights based on quantified analysis. While this methodical judgment process is not meant to make final decisions, our technology can give investors additional perception into the sector.

HSBC

NOAH

PFBC

Overview Of Value Stocks In The Financial Services Sector

<h3>What is a Value Stock?</h3>
A value stock is traditionally defined in terms of how investors in the marketplace are valuing that company's future growth prospects. Low P/E multiples are good base indicators that the company is undervalued and can most likely be labelled as a value stock. 
<h2>The following stocks are considered to be notable value stocks in the financial services sector:</h2>
<ol>
<li>Yiren Digital (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/YRD#NYSE">YRD</a>) - P/E: 1.09</li>
<li>Northrim BanCorp (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/NRIM#NASDAQ">NRIM</a>) - P/E: 8.57</li>
<li>First Internet (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/INBK#NASDAQ">INBK</a>) - P/E: 4.45</li>
<li>Capital Bancorp (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/CBNK#NASDAQ">CBNK</a>) - P/E: 5.69</li>
<li>Southern Missouri Bancorp (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/SMBC#NASDAQ">SMBC</a>) - P/E: 7.7</li>
</ol>
Yiren Digital's earnings per share for Q4 sits at $0.78, whereas in Q3, they were at 0.42. Most recently, the company reported a dividend yield of 1.34%, which has increased by 1.34% from last quarter's yield of 0.0%.
Northrim BanCorp has reported Q4 earnings per share at $1.48, which has decreased by 15.91% compared to Q3, which was 1.76. Its most recent dividend yield is at 4.57%, which has increased by 0.99% from 3.58% in the previous quarter.
First Internet saw a decrease in earnings per share from 0.9 in Q3 to $0.68 now. Its most recent dividend yield is at 1.26%, which has increased by 0.2% from 1.06% in the previous quarter.
Most recently, Capital Bancorp reported earnings per share at $0.62, whereas in Q3 earnings per share sat at $0.77. Its most recent dividend yield is at 1.05%, which has increased by 0.05% from 1.0% in the previous quarter.
Southern Missouri Bancorp saw an increase in earnings per share from 1.04 in Q1 to $1.26 now. The company's most recent dividend yield sits at 1.78%, which has increased by 0.23% from 1.55% last quarter. 
These 5 value stocks were selected by Benzinga Insights based on quantified analysis. While this methodical judgment process is not meant to make final decisions, our technology can give investors additional perception into the sector.

INBK

NRIM

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Capital Bancorp Board Of Directors Approved Repurchase Of Up To 175,000 Additional Shares Of  Common Stock

Keefe, Bruyette &amp; Woods analyst Catherine Mealor maintains Capital Bancorp (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/CBNK#NASDAQ">CBNK</a>) with a Market Perform and lowers the price target from $23 to $18.

Keefe, Bruyette & Woods Maintains Market Perform on Capital Bancorp, Lowers Price Target to $18

Stephens &amp; Co. analyst Russell Gunther reinstates Capital Bancorp (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/CBNK#NASDAQ">CBNK</a>) with a Equal-Weight and announces $19 price target.

Stephens & Co. Reinstates Equal-Weight on Capital Bancorp, Announces $19 Price Target

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Shares of banking and financial services stocks are trading lower following the recent closure of Silicon Valley Bank and Signature Bank, the largest bank failures since 2008.

In a report released yesterday, Catherine Mealor from KBW maintained a Hold rating on Capital Bancorp (CBNK – Research Report), with a price target...

KBW Remains a Hold on Capital Bancorp (CBNK)

Warning: CBNK is at high risk of performing badly

The U.S. banking industry is showing signs of recovery due to stabilizing asset quality, potential rate cuts this year, and lower expense growth. Therefore, investors could consider buying fundamentally strong bank stocks Capital Bancorp (CBNK), FS Bancorp (FSBW), and Old Point Financial (OPOF). Read more... The U.S. banking industry's outlook looks stable after last year's challenges. Greater certainty around interest rates, manageable asset quality pressures, and expected regulatory improvements provide optimism for the industry.
Therefore, investors could consider buying fundamentally strong bank stocks: Capital Bancorp, Inc. (<a href="https://stocknews.com/stock/CBNK/">CBNK</a>), FS Bancorp, Inc. (<a href="https://stocknews.com/stock/FSBW/">FSBW</a>), and Old Point Financial Corporation (<a href="https://stocknews.com/stock/OPOF/">OPOF</a>).
Before diving deeper into the fundamentals of these stocks, let's discuss what's going on in the banking industry.
Since last year, regional banks faced challenges such as deposit outflows, higher deposit costs, credit rating downgrades, funding cost pressures. However, the U.S. banking industry has rebounded strongly following last year's bank failures, demonstrating increased stability, a positive performance outlook, and capital growth potential.
The banking industry still faces risks of default on commercial real estate (CRE) loans, economic uncertainty, higher funding costs, and stringent lending standards, but banks are expected to maintain good profitability, with a return on common equity of <a href="https://www.spglobal.com/_assets/documents/ratings/research/101591972.pdf">10% - 11%</a>.
Although banks' net interest income (NII) will likely decline this year, they will likely build capital through earnings retention as they prepare for stricter norms. Moreover, banks are expected to manage asset quality challenges with sufficient pre-provisioning to absorb expected credit losses.
According to Fitch Ratings, <a href="https://www.fitchratings.com/research/banks/us-banks-lower-expense-growth-to-mitigate-margin-pressure-in-2024-13-02-2024">potential fee income improvement</a>, eventual stabilization in asset quality, and contained expense growth will support the financial performance of banks toward the latter part of 2024.
Furthermore, the Federal Reserve's expected rate cuts this year will benefit banks. Lower interest rates can stimulate borrowing and investment, increase demand for loans, and positively impact banks' interest income. Moreover, lower interest rates will decrease banks' cost of borrowing to fund loans and other transactions.
Considering these conducive trends, let's analyze the fundamental aspects of the three bank stocks.
Capital Bancorp, Inc. (<a href="https://stocknews.com/stock/CBNK/">CBNK</a>)
CBNK operates as the bank holding company for Capital Bank, N.A., and provides various banking products and services to businesses, not-for-profit associations, and entrepreneurs in Maryland, Virginia, and the District of Columbia. It operates through the Commercial Banking, Capital Bank Home Loans, and OpenSky segments.
In terms of the trailing-12-month Return on Common Equity, CBNK's 14.98% is 37.1% higher than the 10.93% industry average. Its 1.61% trailing-12-month <a href="https://www.investopedia.com/terms/r/returnonassets.asp">Return on Total Assets</a> is 46.6% higher than the 1.10% industry average.
CBNK's net interest income for the fourth quarter ended December 31, 2023, came in at $34.89 billion. The company's adjusted net income rose marginally year-over-year to $9.03 million. Its EPS rose 4.8% over the prior-year quarter to $0.65. In addition, its adjusted average total assets stood at $2.20 billion, up 3.2% from the year-ago value.
Analysts expect CBNK's revenue for the quarter ending March 31, 2024, to increase marginally year-over-year to $40.70 million. Its EPS for the quarter ending June 30, 2024, is expected to grow 14.2% year-over-year to $0.59. It surpassed the consensus EPS estimates in three of the trailing four quarters. Over the past year, the stock has gained 24.5% to close the last trading session at $20.94.
CBNK's positive outlook is reflected in its <a href="https://stocknews.com/powr-ratings/">POWR Ratings</a>. It has an overall rating of B, equating to a Buy in our proprietary rating system. The POWR Ratings assess stocks by 118 different factors, each with its own weighting.
It is ranked first out of 37 stocks in the <a href="https://stocknews.com/category/mid-atlantic-regional-banks/">Mid-Atlantic Regional Banks</a> industry. It has a B grade for Value, Momentum, Stability, and Sentiment. To access CBNK's grades for Growth and Quality, <a href="https://stocknews.com/stock/CBNK/">click here</a>.
FS Bancorp, Inc. (<a href="https://stocknews.com/stock/FSBW/">FSBW</a>)
FSBW operates as a bank holding company for the 1st Security Bank of Washington that provides banking and financial services to local families, local and regional businesses, and industry niches. The company operates in two segments: Commercial and Consumer Banking and Home Lending.
In terms of the trailing-12-month net income margin, FSBW's 25.93% is 9.3% higher than the 23.73% industry average. Its 14.30% trailing-12-month Return on Common Equity is 30.8% higher than the industry average of 10.93%. Likewise, its 1.21% trailing-12-month Return on Total Assets is 10.4% higher than the industry average of 1.10%.
For the fiscal fourth quarter that ended December 31, 2023, FSBW's total interest and dividend income amounted to $44.44 million, up 24.1% year-over-year. Its net income and earnings per share increased 28.2% and 26.8% from the year-ago value to $9.77 million and $1.23, respectively.
In addition, the company's non-GAAP tangible common stockholder's equity grew 7.8% year-over-year to $243.55 million. Also, as of December 31, 2023, its total assets stood at $2.97 billion, compared to $2.63 billion as of December 31, 22.
Street expects FSBW's revenue for the quarter ending September 30, 2024, to increase 1.6% year-over-year to $36.20 million. Its EPS for the fiscal 2025 is expected to increase 9.7% year-over-year to $4.63. It surpassed the Street EPS estimates in three of the trailing four quarters. Over the past six months, the stock has gained 14.4% to close the last trading session at $33.80.
It's no surprise that FSBW has an overall rating of B, which translates to a Buy in our proprietary rating system.
It has a B grade for Value and Sentiment. Within the <a href="https://stocknews.com/category/pacific-regional-banks/">Pacific Regional Banks</a> industry, it is ranked first out of 42 stocks. In total, we rate FSBW on eight different levels. Beyond what we have stated above, we also have given FSBW grades for Growth, Momentum, Stability, and Quality. Get all the FSBW ratings <a href="https://stocknews.com/stock/FSBW/">here</a>.
Old Point Financial Corporation (<a href="https://stocknews.com/stock/OPOF/">OPOF</a>) 
OPOF operates as the bank holding company for The Old Point National Bank of Phoebus, which provides consumer, mortgage, and business banking services to individual and commercial customers in Virginia. The company offers deposit products, including interest-bearing transaction accounts, money market deposit accounts, savings accounts, time deposits, and demand deposits.
On January 31, 2024, OPOF announced a strategic alliance with Tidewater Home Funding, transitioning mortgage loan processing while maintaining its branding as Old Point Mortgage and expanding mortgage product offerings.
Joseph Witt, President of Financial Services and Chief Strategy Officer at OPOF said, "This strategic alliance between Old Point and Tidewater Home Funding will expand opportunities for both organizations, continue to provide our customers with excellent service and local decision-making, and maximize value to our shareholders."
In terms of the trailing-12-month Capex / Sales margin, OPOF's 2.13% is 4.5% higher than the 2.04% industry average.
OPOF's net interest and dividend income for the fourth quarter that ended December 31, 2023, increased 27% year-over-year to $17.94 million. The company's non-GAAP tangible stockholder's equity grew 8.4% year-over-year to $104.94 million. Its adjusted income stood at $1.48 million and $0.29 per share, respectively.
Over the past nine months, the stock has gained 2.2% to close the last trading session at $16.20.
OPOF's strong fundamentals are reflected in its POWR Ratings. It has a B grade for Growth, Stability, and Sentiment.
It is ranked #2 in the Mid-Atlantic Regional Banks industry. To see OPOF's Value, Momentum, and Quality ratings, <a href="https://stocknews.com/stock/OPOF/">click here</a>.
What To Do Next?
43 year investment veteran, Steve Reitmeister, has just released his 2024 market outlook along with trading plan and top 11 picks for the year ahead.
<a href="https://report.stocknews.com/sign-up/stock-market-outlook-2024/?formplacement=artbotad_smo24_rep">2024 Stock Market Outlook &gt;</a>

<hr />
CBNK shares were trading at $20.94 per share on Friday afternoon, up $0.50 (+2.45%). Year-to-date, CBNK has declined -13.13%, versus a 10.06% rise in the benchmark S&amp;P 500 index during the same period.
<hr><div style="clear:both;"></div> <h2>About the Author: Abhishek Bhuyan</h2> <img src='https:/wp-content/uploads/2023/07/ABhuyan.jpg' style="float:left; padding:5px;width:125px;">Abhishek embarked on his professional journey as a financial journalist due to his keen interest in discerning the fundamental factors that influence the future performance of financial instruments.<a href="https://stocknews.com/authors/?author=abhishek-bhuyan">More...</a>The post <a href=https://stocknews.com/news/cbnk-fsbw-opof-3-bank-stocks-driving-returns-across-industries/>3 Bank Stocks Driving Returns Across Industries</a> appeared first on <a href=https://stocknews.com/>StockNews.com</a>

3 Bank Stocks Driving Returns Across Industries

Capital Bancorp to acquire Integrated Financial in a $66M deal

Capital Bancorp to acquire Integrated Financial Holdings for $66M

Companies in the Financial sector have received a lot of coverage today as analysts weigh in on Metlife (MET – Research Report) and Capital Bancorp...

Analysts Offer Insights on Financial Companies: Metlife (MET) and Capital Bancorp (CBNK)

Capital Bancorp raised to Overweight at Stephens over acquisition's benefits

Capital Bancorp Non-GAAP EPS of $0.51, revenue of $40.98M

<a href="https://investorplace.com">InvestorPlace - Stock Market News, Stock Advice &amp; Trading Tips</a>
Capital Bancorp (NASDAQ:<a href="https://investorplace.com/stock-quotes/cbnk-stock-quote/">CBNK</a>) just reported results for the first quarter of 2024.<ul><li>Capital Bancorp reported earnings per share of 51 cents. This was above the analyst estimate for EPS of 50 cents.</li><li>The company reported revenue of $40.98 million.</li><li>This was 0.71% better than the analyst estimate for revenue of $40.69 million.</li></ul><div>InvestorPlace Earnings is a project that leverages data from <a href="https://www.tradesmith.com">TradeSmith</a> to automate coverage of quarterly earnings reports. InvestorPlace Earnings distills key takeaways including earnings per share and revenue, as well as how a company stacks up to analyst estimates. These articles are published without human intervention, allowing us to inform our readers of the latest figures as quickly as possible. To report any concerns or inaccuracies, please contact us at <a href="mailto:editor@investorplace.com">editor@investorplace.com</a>.</div><h3>More From InvestorPlace</h3>
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	The post <a href="https://investorplace.com/earning-results/2024/04/cbnk-stock-earnings-capital-bancorp-for-q1-of-2024/">CBNK Stock Earnings: Capital Bancorp Beats EPS, Beats Revenue for Q1 2024</a> appeared first on <a href="https://investorplace.com">InvestorPlace</a>.

CBNK Stock Earnings: Capital Bancorp Beats EPS, Beats Revenue for Q1 2024

Piper Sandler analyst Casey Whitman maintained a Buy rating on Capital Bancorp (CBNK – Research Report) today and set a price target of $25.00. The...

Piper Sandler Remains a Buy on Capital Bancorp (CBNK)

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Press Releases

CBNK Stock Alert: Halper Sadeh LLC Is Investigating Whether the Merger of Capital Bancorp, Inc. Is Fair to Shareholders

CAPITAL BANCORP INVESTOR ALERT by the Former Attorney General of Louisiana: Kahn Swick & Foti, LLC Investigates Merger of Capital Bancorp, Inc. - CBNK

Legal

SHAREHOLDER UPDATE: Halper Sadeh LLC Investigates DOMA, CBNK, HRT, TAST

Kuehn Law Encourages HRT, FXNC, CBNK, and DOMA Investors to Contact Law Firm

STOCKHOLDER INVESTIGATION: The M&A Class Action Firm Announces an Investigation of Capital Bancorp, Inc. - CBNK

SHAREHOLDER ALERT: Halper Sadeh LLC Continues to Investigate HRT, FXNC, CBNK, DOMA