Synchrony Financial (SYF) Stock Price Target 2026

The average analyst price target for Synchrony Financial is $80.19, 8.7% above the current price. Of 20 analysts, 11 rate it Buy and 9 Hold. Targets range from $40 to $98. The latest change came on Nov 2, 2026, when UBS lowered its price target on Synchrony Financial from $81 to $80 and kept a Neutral rating.

The Average Analyst Price Target for Synchrony Financial is $80.19.

Price Target Range — 9 Quarters

Analyst Consensus — 20 Analysts

1S.Buy

10Buy

9Hold

Consensus RatingBuy# Analysts20Avg. Consensus PT$80.19Upside to Avg. PT+8.7%

Rating Trend — Last 9 Months

Latest Upgrades and Downgrades for Synchrony Financial Stock

See all ratings →

Date	Firm	Analyst	Action	Rating Change	Price Target
Nov 2, 2026	UBS	Erika Najarian	PT Cut	Neutral	$81→$80
Oct 21, 2026	JP Morgan	Richard Shane	PT Raise	Neutral	$74→$77
Oct 21, 2026	Evercore ISI Group	John Pancari	Downgrade	Outperform→In-Line	$80→$78
Oct 21, 2026	Barclays	Terry Ma	PT Raise	Overweight	$93→$94
Oct 12, 2026	Morgan Stanley	Jeff Adelson	PT Cut	Equal-Weight	$84→$83
Oct 12, 2026	JP Morgan	Richard Shane	PT Cut	Neutral	$78→$74
Oct 9, 2026	BMO Capital	Andrew Bauch	Initiate	Market Perform	$81
Oct 6, 2026	TD Cowen	Moshe Orenbuch	PT Cut	Buy	$90→$86
Oct 5, 2026	UBS	Erika Najarian	PT Cut	Neutral	$87→$81
Oct 1, 2026	Evercore ISI Group	John Pancari	PT Cut	Outperform	$86→$80
Aug 25, 2026	Wolfe Research	Darrin Peller	PT Raise	Outperform	$85→$90
Aug 3, 2026	UBS	Erika Najarian	PT Raise	Neutral	$84→$87
Jul 28, 2026	Evercore ISI Group	John Pancari	PT Cut	Outperform	$90→$86
Jul 22, 2026	Wells Fargo	Donald Fandetti	PT Cut	Overweight	$95→$88
Jul 22, 2026	RBC Capital	Jon G. Arfstrom	PT Cut	Sector Perform	$85→$80
Jul 22, 2026	Baird	David George	PT Raise	Outperform	$86→$90
Jul 13, 2026	HSBC	Saul Martinez	PT Raise	Buy	$93→$97
Jul 13, 2026	JP Morgan	Richard Shane	PT Cut	Neutral	$81→$78
Jul 7, 2026	TD Cowen	Moshe Orenbuch	PT Raise	Buy	$89→$90
Jul 7, 2026	UBS	Erika Najarian	PT Raise	Neutral	$77→$84

Analyst Ratings News

PRO
UBS Maintains Neutral on Synchrony Financial, Lowers Price Target to $80

UBS analyst Erika Najarian maintains Synchrony Financial (NYSE:SYF) with a Neutral and lowers the price target from $81 to $80.

Benzinga Newsdesk

PRO
JP Morgan Maintains Neutral on Synchrony Financial, Raises Price Target to $77

JP Morgan analyst Richard Shane maintains Synchrony Financial (NYSE:SYF) with a Neutral and raises the price target from $74 to $77.

Benzinga Newsdesk

These Analysts Revise Their Forecasts On Synchrony Financial After Q3 Results

Synchrony beat Q3 EPS estimates but missed sales, raised FY2026 EPS guidance; Barclays lifted target to $94, while Evercore downgraded to In-Line.

Avi Kapoor

PRO
Evercore ISI Group Downgrades Synchrony Financial to In-Line, Lowers Price Target to $78

Evercore ISI Group analyst John Pancari downgrades Synchrony Financial (NYSE:SYF) from Outperform to In-Line and lowers the price target from $80 to $78.

Benzinga Newsdesk

PRO
Barclays Maintains Overweight on Synchrony Financial, Raises Price Target to $94

Barclays analyst Terry Ma maintains Synchrony Financial (NYSE:SYF) with a Overweight and raises the price target from $93 to $94.

Benzinga Newsdesk

Synchrony Financial Likely To Report Lower Q3 Earnings; These Most Accurate Analysts Revise Forecasts Ahead Of Earnings Call

Synchrony Financial reports Q3 earnings Oct. 20; analysts expect EPS to fall to $2.40 and revenue of $3.81B. Shares closed down 2.5%.

Avi Kapoor