$75.35
-1.62-2.1%
Last update: Oct 30, 4:00 PM
Synchrony Financial
SYFNYSE
Synchrony Financial (SYF) earnings history, EPS estimates, revenue forecasts and company guidance.
Earnings Per Share (Non-GAAP)
Quarterly Revenue (Billions)
Synchrony Financial (SYF) last issued guidance on October 20, 2026 for fiscal year 2026. The company guided earnings per share in the range of $9.5 - $9.5, compared to a consensus EPS estimate of $9.44.
Compared to prior guidance, Synchrony Financial raised its EPS outlook from a previous range of $9.25 - $9.5.
Synchrony Financial has issued 10 guidance updates between July 17, 2024 and October 20, 2026. During this period, the company raised its outlook 2 times and lowered it 1 time, providing investors with insight into management's evolving expectations.
| Metric | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 |
|---|---|---|---|---|
| Earnings Per Share (Non-GAAP) | ||||
| Estimate | $2.42 | $2.09 | $2.20 | $2.02 |
| Actual | $2.68 | $2.59 | $2.27 | $2.18 |
| Surprise | +10.7% | +23.9% | +3.18% | +7.92% |
| Revenue | ||||
| Estimate | $4.01B | $3.92B | $4.13B | $4.21B |
| Actual | $4.81B | $4.61B | $4.63B | $4.76B |
| Surprise | +19.9% | +17.4% | +12.2% | +13.1% |
| Metric | Q4 '26E | Q1 '27E | Q2 '27E | Q3 '27E |
|---|---|---|---|---|
| Earnings Per Share (Non-GAAP) | ||||
| Consensus | $1.98 | $2.52 | $2.71 | $2.98 |
| Revenue | ||||
| Consensus | $4.11B | $4.10B | — | — |
| Fiscal Quarter | Date Reported | Actual EPS | Estimated EPS | Surprise % |
|---|---|---|---|---|
| Q3 | Oct 20, 2026 | $2.68 | $2.42 | 10.7 % |
| Q2 | Jul 21, 2026 | $2.59 | $2.09 | 23.9 % |
| Q1 | Apr 21, 2026 | $2.27 | $2.20 | 3.18 % |
| Q4 | Jan 27, 2026 | $2.18 | $2.02 | 7.92 % |
| Fiscal Quarter | Date Reported | Actual Revenue | Estimated Revenue | Surprise % |
|---|---|---|---|---|
| Q3 | Oct 20, 2026 | $4.81B | $4.01B | 19.9 % |
| Q2 | Jul 21, 2026 | $4.61B | $3.92B | 17.4 % |
| Q1 | Apr 21, 2026 | $4.64B | $4.13B | 12.2 % |
| Q4 | Jan 27, 2026 | $4.76B | $4.21B | 13.1 % |
