
SoFi Technologies (SOFI) earnings history, EPS estimates, revenue forecasts and company guidance.
Earnings Per Share (Non-GAAP)
Quarterly Revenue (Billions)
SoFi Technologies (SOFI) last issued guidance on October 27, 2026 for fiscal year 2027. The company guided earnings per share in the range of $0.9 - $0.9, compared to a consensus EPS estimate of $0.82. SoFi Technologies also guided revenue in the range of $6.4B - $6.4B for the period.
Compared to prior guidance, SoFi Technologies raised its revenue forecast from a prior range of $5.04B - $5.04B.
SoFi Technologies has issued 25 guidance updates between January 30, 2023 and October 27, 2026. During this period, the company raised its outlook 14 times and lowered it 5 times, providing investors with insight into management's evolving expectations.
| Metric | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 |
|---|---|---|---|---|
| Earnings Per Share (Non-GAAP) | ||||
| Estimate | $0.17 | $0.11 | $0.12 | $0.12 |
| Actual | $0.18 | $0.12 | $0.12 | $0.13 |
| Surprise | +5.88% | +9.09% | 0.00% | +8.33% |
| Revenue | ||||
| Estimate | $1.26B | $1.11B | $1.05B | $982.2M |
| Actual | $1.37B | $1.21B | $1.09B | $1.01B |
| Surprise | +8.51% | +8.29% | +3.78% | +3.12% |
| Metric | Q4 '26E | Q1 '27E | Q2 '27E | Q3 '27E |
|---|---|---|---|---|
| Earnings Per Share (Non-GAAP) | ||||
| Consensus | $0.20 | $0.20 | $0.22 | $0.24 |
| Revenue | ||||
| Consensus | $1.39B | $1.46B | — | — |
| Fiscal Quarter | Date Reported | Actual EPS | Estimated EPS | Surprise % |
|---|---|---|---|---|
| Q3 | Oct 27, 2026 | $0.18 | $0.17 | 5.88 % |
| Q2 | Jul 29, 2026 | $0.12 | $0.11 | 9.09 % |
| Q1 | Apr 29, 2026 | $0.12 | $0.12 | 0.00 % |
| Q4 | Jan 30, 2026 | $0.13 | $0.12 | 8.33 % |
| Fiscal Quarter | Date Reported | Actual Revenue | Estimated Revenue | Surprise % |
|---|---|---|---|---|
| Q3 | Oct 27, 2026 | $1.37B | $1.26B | 8.51 % |
| Q2 | Jul 29, 2026 | $1.21B | $1.11B | 8.29 % |
| Q1 | Apr 29, 2026 | $1.09B | $1.05B | 3.78 % |
| Q4 | Jan 30, 2026 | $1.01B | $982.19M | 3.12 % |