
SoFi Technologies (SOFI) earnings history, EPS estimates, revenue forecasts and company guidance.
Earnings Per Share (Non-GAAP)
Quarterly Revenue (Billions)
SoFi Technologies (SOFI) last issued guidance on July 29, 2026 for fiscal year 2026. The company guided earnings per share in the range of $0.6 - $0.6, compared to a consensus EPS estimate of $0.59. SoFi Technologies also guided revenue in the range of $4.75B - $4.85B for the period.
Compared to prior guidance, SoFi Technologies maintained its EPS outlook from a previous range of $0.6 - $0.6. On the revenue side, the company raised its revenue forecast from a prior range of $4.66B - $4.66B.
SoFi Technologies has issued 24 guidance updates between November 1, 2022 and July 29, 2026. During this period, the company raised its outlook 12 times and lowered it 6 times, providing investors with insight into management's evolving expectations.
| Metric | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 |
|---|---|---|---|---|
| Earnings Per Share (Non-GAAP) | ||||
| Estimate | $0.11 | $0.12 | $0.12 | $0.08 |
| Actual | $0.12 | $0.12 | $0.13 | $0.11 |
| Surprise | +9.09% | 0.00% | +8.33% | +37.5% |
| Revenue | ||||
| Estimate | $1.11B | $1.05B | $982.2M | $893.3M |
| Actual | $1.21B | $1.09B | $1.01B | $949.6M |
| Surprise | +8.29% | +3.78% | +3.12% | +6.30% |
| Metric | Q3 '26E | Q4 '26E | Q1 '27E | Q2 '27E |
|---|---|---|---|---|
| Earnings Per Share (Non-GAAP) | ||||
| Consensus | $0.17 | $0.19 | $0.18 | $0.20 |
| Revenue | ||||
| Consensus | $1.25B | $1.32B | — | — |
| Fiscal Quarter | Date Reported | Actual EPS | Estimated EPS | Surprise % |
|---|---|---|---|---|
| Q2 | Jul 29, 2026 | $0.12 | $0.11 | 9.09 % |
| Q1 | Apr 29, 2026 | $0.12 | $0.12 | 0.00 % |
| Q4 | Jan 30, 2026 | $0.13 | $0.12 | 8.33 % |
| Q3 | Oct 28, 2025 | $0.11 | $0.08 | 37.5 % |
| Fiscal Quarter | Date Reported | Actual Revenue | Estimated Revenue | Surprise % |
|---|---|---|---|---|
| Q2 | Jul 29, 2026 | $1.21B | $1.11B | 8.29 % |
| Q1 | Apr 29, 2026 | $1.09B | $1.05B | 3.78 % |
| Q4 | Jan 30, 2026 | $1.01B | $982.19M | 3.12 % |
| Q3 | Oct 28, 2025 | $949.63M | $893.34M | 6.30 % |