
SLM (SLM) earnings history, EPS estimates, revenue forecasts and company guidance.
Earnings Per Share (Non-GAAP)
Quarterly Revenue (Billions)
SLM (SLM) last issued guidance on October 22, 2026 for fiscal year 2026. The company guided earnings per share in the range of $1.95 - $2.05, compared to a consensus EPS estimate of $3.12.
Compared to prior guidance, SLM lowered its EPS outlook from a previous range of $3.1 - $3.2.
SLM has issued 17 guidance updates between February 1, 2023 and October 22, 2026. During this period, the company raised its outlook 5 times and lowered it 2 times, providing investors with insight into management's evolving expectations.
| Metric | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 |
|---|---|---|---|---|
| Earnings Per Share (Non-GAAP) | ||||
| Estimate | $0.18 | $0.47 | $1.21 | $0.94 |
| Actual | $-0.19 | $0.29 | $1.54 | $1.12 |
| Surprise | -205.6% | -38.3% | +27.3% | +19.1% |
| Revenue | ||||
| Estimate | $359.9M | $353.7M | $358.0M | $381.0M |
| Actual | $339.3M | $332.8M | $375.0M | $377.1M |
| Surprise | -5.72% | -5.89% | +4.74% | -1.04% |
| Metric | Q4 '26E | Q1 '27E | Q2 '27E | Q3 '27E |
|---|---|---|---|---|
| Earnings Per Share (Non-GAAP) | ||||
| Consensus | $0.34 | $0.92 | $0.87 | $0.37 |
| Revenue | ||||
| Consensus | $343.2M | $349.2M | — | — |
| Fiscal Quarter | Date Reported | Actual EPS | Estimated EPS | Surprise % |
|---|---|---|---|---|
| Q3 | Oct 22, 2026 | $-0.19 | $0.18 | -205.6 % |
| Q2 | Jul 23, 2026 | $0.29 | $0.47 | -38.3 % |
| Q1 | Apr 23, 2026 | $1.54 | $1.21 | 27.3 % |
| Q4 | Jan 22, 2026 | $1.12 | $0.94 | 19.1 % |
| Fiscal Quarter | Date Reported | Actual Revenue | Estimated Revenue | Surprise % |
|---|---|---|---|---|
| Q3 | Oct 22, 2026 | $339.32M | $359.91M | -5.72 % |
| Q2 | Jul 23, 2026 | $332.82M | $353.66M | -5.89 % |
| Q1 | Apr 23, 2026 | $375.00M | $358.04M | 4.74 % |
| Q4 | Jan 22, 2026 | $377.06M | $381.00M | -1.04 % |