
Oportun Financial (OPRT) earnings history, EPS estimates, revenue forecasts and company guidance.
Earnings Per Share (Non-GAAP)
Quarterly Revenue (Billions)
Oportun Financial (OPRT) last issued guidance on August 5, 2026 for fiscal year 2026. The company guided earnings per share in the range of $1.5 - $1.65, compared to a consensus EPS estimate of $1.47. Oportun Financial also guided revenue in the range of $935M - $955M for the period.
Compared to prior guidance, Oportun Financial maintained its EPS outlook from a previous range of $1.5 - $1.65. On the revenue side, the company maintained its revenue forecast from a prior range of $935M - $955M.
Oportun Financial has issued 36 guidance updates between November 7, 2022 and August 5, 2026. During this period, the company raised its outlook 12 times and lowered it 14 times, providing investors with insight into management's evolving expectations.
| Metric | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 |
|---|---|---|---|---|
| Earnings Per Share (Non-GAAP) | ||||
| Estimate | $0.35 | $0.16 | $0.23 | $0.24 |
| Actual | $0.42 | $0.21 | $0.27 | $0.39 |
| Surprise | +20.0% | +31.3% | +17.4% | +62.5% |
| Revenue | ||||
| Estimate | $231.1M | $228.8M | $243.8M | $238.6M |
| Actual | $233.2M | $228.8M | $247.7M | $238.7M |
| Surprise | +0.91% | -0.02% | +1.60% | +0.02% |
| Metric | Q3 '26E | Q4 '26E | Q1 '27E | Q2 '27E |
|---|---|---|---|---|
| Earnings Per Share (Non-GAAP) | ||||
| Consensus | $0.44 | $0.51 | $0.36 | $0.39 |
| Revenue | ||||
| Consensus | $238.4M | $247.5M | — | — |
| Fiscal Quarter | Date Reported | Actual EPS | Estimated EPS | Surprise % |
|---|---|---|---|---|
| Q2 | Aug 5, 2026 | $0.42 | $0.35 | 20.0 % |
| Q1 | May 7, 2026 | $0.21 | $0.16 | 31.3 % |
| Q4 | Feb 26, 2026 | $0.27 | $0.23 | 17.4 % |
| Q3 | Nov 4, 2025 | $0.39 | $0.24 | 62.5 % |
| Fiscal Quarter | Date Reported | Actual Revenue | Estimated Revenue | Surprise % |
|---|---|---|---|---|
| Q2 | Aug 5, 2026 | $233.20M | $231.10M | 0.91 % |
| Q1 | May 7, 2026 | $228.80M | $228.83M | -0.02 % |
| Q4 | Feb 26, 2026 | $247.70M | $243.80M | 1.60 % |
| Q3 | Nov 4, 2025 | $238.70M | $238.65M | 0.02 % |