Finward Bancorp (NASDAQ:FNWD) Stock, Quote.Headers.trade-ideas

Finward Bancorp

Finward Bancorp is a bank holding company, which engages in the provision of financial services. It offers products and services related to Personal Banking, Cash Management, Saving Account, ebanking, Wealth Management, and Insurance Services. It is engaged in the business of attracting deposits from the general public and the origination of loans, mostly upon the security of single-family residences and commercial real estate, construction loans, commercial business loans, and municipal loans. Geographically, the activities are carried out through the United States.

In the face of a $35 trillion federal debt crisis, global asset manager BlackRock Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BLK#NYSE">BLK</a>) strategically advocated for Bitcoin (CRYPTO: <a class="ticker" href="https://www.benzinga.com/quote/btc/usd">BTC</a>) as a safeguard, potentially raising the upside potential of the world&#8217;s largest cryptocurrency.
What Happened: BlackRock noted concerns about the spiraling $35 trillion U.S. fiscal deficit, attributing it as a significant driver of growing institutional interest in Bitcoin, according to a paper authored by some of the top executives from the asset management giant, including BlackRock&#8217;s ETF Chief Investment Officer Samara Cohen and Head Of Digital Assets Robert Mitchnick.
&#8220;The growing concerns in the U.S. and abroad over the state of U.S. federal deficits and debt have increased the appeal of potential alternative reserve assets as a potential hedge against possible future events affecting the U.S. dollar,&#8221; the paper outlined. &#8220;In our experience with clients to date, this explains a substantial portion of the recent broadening institutional interest in Bitcoin.&#8221;
BlackRock, which manages around $10 trillion in assets, also described Bitcoin as a &#8220;unique diversifier&#8221; to hedge against fiscal, monetary, and geopolitical risks.
See Also: <a href="https://www.benzinga.com/markets/cryptocurrency/24/09/40945847/donald-trump-now-trails-kamala-harris-by-4-points-after-9-point-election-odds-turnaround-i?itm_source=parsely-api" target="_blank" rel="noreferrer noopener">Donald Trump Now Trails Kamala Harris By 4 Points After 9-Point Election Odds Turnaround In Only 9 Days</a>
Why It Matters: BlackRock&#8217;s bullish observations followed former U.S. President Donald Trump&#8217;s vision to use Bitcoin to offset the U.S.&#8217;s $35 trillion debt, a step that was <a href="https://www.benzinga.com/markets/cryptocurrency/24/08/40152445/trumps-bold-plan-to-use-bitcoin-to-wipe-out-35t-us-debt-questioned-by-economist-justin-wol">heavily criticized</a> by influential economists like Justin Wolfers and Paul Krugman.
Recall that Sen.&nbsp;Cynthia Lummis&nbsp;(R-Wyo.) <a href="https://www.benzinga.com/markets/cryptocurrency/24/07/40087880/cynthia-lummis-unveils-strategic-bitcoin-reserve-legislation-this-is-our-louisiana-purchas">proposed a landmark legislation</a> in July to establish a strategic Bitcoin reserve, aimed at enhancing the dollar&#8217;s strength and addressing the country&#8217;s $35 trillion debt. The bill hinges on the expectations that a million Bitcoin 20 years from now would be worth $17 trillion.
BlackRock CEO Larry Fink is <a href="https://www.benzinga.com/markets/cryptocurrency/24/09/40937953/larry-fink-defies-blackrocks-largest-shareholder-to-make-a-bold-bet-on-bitcoin-heres-how-h">known for his Bitcoin advocacy</a>, calling the digital currency a hedge against inflation given rising global tensions and threats of de-dollarization.
The firm&#8217;s successful campaign to launch a fully-fledged U.S. spot Bitcoin exchange-traded fund, iShares Bitcoin Trust ETF (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/IBIT#NASDAQ">IBIT</a>), has been a major driving force of the Bitcoin price in 2024.
Price Action: At the time of writing, Bitcoin was exchanging hands at $62,788.62, up 1.54% in the last 24 hours, according to <a href="https://pro.benzinga.com/dashboard?_gl=1&#x2A;380nj0&#x2A;_ga&#x2A;MTEyOTAyOTcxMy4xNzEzMzY0NTYy&#x2A;_ga_V7ZK73W7N0&#x2A;MTcxNDk4MzIzMi42LjEuMTcxNDk4OTE0Ni4wLjAuMA..">data from Benzinga Pro</a>.&nbsp;Shares of BlackRock closed 1.29% higher at $934.61 during Thursday&#8217;s regular trading session.
Read Next: 
<ul>
<li><a href="https://www.benzinga.com/markets/cryptocurrency/24/09/40945629/bitcoin-could-surge-after-interest-rate-cut-as-macro-drivers-take-over-standard-chartered">Bitcoin Could Surge After Interest Rate Cut As Macro Drivers Take Over: Standard Chartered</a></li>
</ul>

Coverage of Bitcoin, Etherum, Ripple and all the latest digital currencies.

Cryptocurrency

News

Markets

$BTC

IBIT

Bitcoin's Reserve Asset Appeal Increased Due To State Of US Federal Deficit And Debt, Says BlackRock: A Hedge Against 'Possible Future Events' Affecting The Dollar

In an opinion piece in the New York Times titled &#8220;Inflation Is Ebbing. Now the Fed Must Protect Jobs,&#8221; the inventor of Sahm&#8217;s Rule Claudia Sahm said the 0.5 percentage point <a href="https://www.benzinga.com/economics/macro-economic-events/24/09/40926026/federal-reserve-delivers-bold-0-5-rate-cut-signals-further-easing-ahead">cut in policy interest rate</a> by the Federal Reserve signifies a change in the central bank&#8217;s strategy towards managing inflation and employment.
What Happened: The rate cut brings the federal funds rate to a target range of 4.75 percent to 5 percent, inching closer to pre-pandemic levels. The Fed&#8217;s decision indicates a shift from its focus on inflation, which has been on a downward trend for the past two years, to strengthening employment, <a href="https://www.nytimes.com/2024/09/19/opinion/federal-reserve-rate-cut-unemployment.html">wrote</a> Sahm in the Times.
Despite the rate cut, the funds rate remains high enough to deter some borrowing and spending, suggesting the Fed&#8217;s continued caution against inflation. However, the larger cut also reflects the Fed&#8217;s concern over recent indications of a labor market slowdown.
&#8220;Unlike many other central banks, however, the Fed has a mandate for maximum employment along with price stability, and the decision for a larger cut also signals that it is taking seriously recent signs of slowing in the labor market,&#8221; said Sahm, a former economist at the Federal Reserve Board of Governors.
Sahm noted that the decision was met with dissent, with Fed governor Michelle Bowman advocating for a smaller cut. Sahm said that the recent unemployment rate increase aligns with early recession trends, but the U.S. isn&#8217;t in or nearing a recession, with GDP growth on track. The Fed's half-point rate cut, termed a "recalibration" by Chair Jerome Powell, aims to reduce risks, though it has raised concerns about a potential economic crisis.
Additional rate cuts are anticipated as inflation continues to fall. Most Fed officials predict a further reduction of at least 1.5 percentage points in the funds rate by the end of 2025, assuming only a minor increase in unemployment, according to Sahm.
See Also: <a href="https://www.benzinga.com/news/24/09/40933169/mark-cuban-teams-up-with-kamala-harris-to-protect-american-businesses-from-unfair-foreign-competitio?itm_source=parsely-api" target="_blank" rel="noreferrer noopener">Mark Cuban Teams Up With Kamala Harris To Protect American Businesses From &#8216;Unfair Foreign Competition&#8217; From Chinese Clone Products: &#8216;Knockoffs Are A Plague On Small Businesses&#8217;</a>
Why It Matters: This bold move by the Federal Reserve breaks a four-year streak of steady rates, surprising Wall Street analysts who had predicted a more modest 0.25 point cut. The larger reduction aligns with investor sentiment favoring a more aggressive easing approach at the start of the rate-cut cycle.
Earlier, Sahm had refuted claims of a U.S. recession despite market instability. She insisted that traditional indicators might not <a href="https://www.benzinga.com/news/24/08/40177780/i-do-not-think-the-us-economy-is-in-recession-sahm-rule-creator-refutes-claims-amid-market-turmoil">accurately reflect</a> the current unusual economic cycle. Sahm later <a href="https://www.benzinga.com/news/24/08/40389835/claudia-sahm-stands-by-sahm-rule-amid-criticism-from-jerome-powell-and-others-on-its-economic-signif">defended the relevance</a> of her economic indicator amid criticism.
Photo via Shutterstock.
Read Next:
<ul>
<li> <a href="https://www.benzinga.com/analyst-ratings/analyst-color/24/09/40891378/ahead-of-fomc-meeting-paul-krugman-says-fed-rates-will-be-elevated-even-with-50-bps?itm_source=parsely-api" target="_blank" rel="noreferrer noopener">Ahead Of FOMC Meeting Paul Krugman Says Fed Rates Will Be Elevated Even With 50 Bps Cut: &#8216;Argument For Incrementalism Is Very Weak&#8217;</a></li>
</ul>
This story was generated using <a href="https://www.benzinga.com/author/benzinga-neuro">Benzinga Neuro</a> and edited by <a href="https://www.benzinga.com/author/shivdeep-dhaliwal" target="_blank" rel="noreferrer noopener">Shivdeep Dhaliwal</a>

Economics

Claudia Sahm Underscores Fed's Mandate to Protect Jobs, Says Additional Cuts Expected: 'The Time To Support The Labor Market Is When It's Strong'

Ahead of the 2024 presidential election, Vice President Kamala Harris is making strategic moves to win over voters through a <a href="https://www.benzinga.com/news/24/09/40937579/kamala-harris-and-oprah-winfrey-to-host-virtual-event-to-sway-support-from-key-battleground-states-o">high-profile virtual event</a> with former talk show host Oprah Winfrey.
What Happened: The event, titled "Unite for America," is hosted by Winfrey from suburban Michigan, a crucial battleground state in the upcoming election. 
The livestream features celebrities like Bryan Cranston, Jennifer Lopez, and Meryl Streep, alongside stories from ordinary voters to amplify Harris&#8217;s message.
More than 295,000 viewers tuned in on YouTube alone, with the event also being streamed on other major social media platforms. 
Winfrey introduced Harris, who spoke about her sudden rise to the Democratic nominee after President Joe Biden&#8216;s unexpected exit in July. 
"I felt a sense of responsibility, to be honest with you, and with that comes a sense of purpose," Harris said. 
During the event, Harris discussed her plans to reduce housing costs and cut middle-class taxes, answering questions from voters in Michigan and Virginia. Harris has been focusing on digital engagement and controlled interactions, aiming to connect with voters who primarily consume news online.
See Also: <a href="https://www.benzinga.com/news/24/09/40931458/obama-era-economist-says-she-is-pleasantly-surprised-that-jd-vance-thinks-the-economy-is-too-strong?itm_source=parsely-api" target="_blank" rel="noreferrer noopener">Obama-Era Economist Says She Is &#8216;Pleasantly Surprised&#8217; That JD Vance Thinks The &#8216;Economy Is Too Strong For The Rate Cut&#8217;</a>
Why It Matters: The virtual event comes at a critical time for Harris, who has been gaining ground in recent polls. A <a href="https://www.benzinga.com/general/politics/24/09/40949853/harris-in-trouble-new-swing-state-poll-shows-trump-gains-ground-in-key-battleground-areas-for-20">recent poll</a> shows Harris trending up in the 2024 election polls of nationally registered voters, posting her largest lead in the weekly Morning Consult poll this week in the head-to-head matchup against former President Donald Trump.
However, the race remains tight, with high-profile endorsements playing a crucial role. Harris recently received her second endorsement in 179 years from the <a href="https://www.benzinga.com/general/politics/24/09/40907893/kamala-harris-wins-second-endorsement-in-179-years-from-magazine-that-featured-works-from-nikola">oldest continuously published magazine in the U.S.</a>, which has featured works from luminaries like Nikola Tesla and Albert Einstein.
Additionally, Harris has been actively <a href="https://www.benzinga.com/news/24/09/40933169/mark-cuban-teams-up-with-kamala-harris-to-protect-american-businesses-from-unfair-foreign-competitio">collaborating with influential figures</a> like billionaire entrepreneur Mark Cuban. Cuban recently teamed up with Harris to protect American businesses from unfair foreign competition, particularly from Chinese knockoffs. 
Read Next: 
<ul>
<li><a href="https://www.benzinga.com/news/24/09/40913930/kamala-harris-moves-from-13-point-deficit-to-7-point-lead-over-trump-in-survey-of-fund-managers-stra?itm_source=parsely-api">Kamala Harris Moves From 13-Point Deficit To 7-Point Lead Over Trump In Survey Of Fund Managers, Strategists And Economists: Here&#8217;s Why Most Favor A Divided Government</a></li>
</ul>
Image via Wikimedia Commons
This story was generated using <a href="https://www.benzinga.com/author/benzinga-neuro">Benzinga Neuro</a> and edited by <a href="https://www.benzinga.com/topic/Kaustubh-Bagalkote" target="_blank" rel="noreferrer noopener">Kaustubh Bagalkote</a>

Social Media

Politics

Kamala Harris Tells Oprah Winfrey She Felt A 'Sense Of Responsibility' After Biden's Sudden Exit: It Came With A 'Sense of Purpose'

Noted data scientist, Thomas Miller of Northwestern University, recognized for his precise election forecasts, has made a prediction for the forthcoming Trump vs. Harris presidential election.
What Happened: Miller, who accurately foresaw the results of the 2020 presidential and Georgia senatorial races, has come forward with a new prediction for the 2024 presidential election, <a href="https://fortune.com/2024/09/18/trump-vs-harris-election-odds-who-will-win/">reported</a> Fortune.
Miller&#8217;s approach, which utilizes data from political betting sites rather than conventional polls, has shown high accuracy in the past. &#8220;Political betting sites are the best at predicting the wisdom of the crowd,&#8221; Miller stated to Fortune. He contends that while polls mirror past sentiments, betting odds can offer a more precise prediction of future outcomes.
For the 2024 presidential race, Miller is again employing PredictIt, a U.S. political betting site, for his forecasts. He observes that the site has a steady group of investors and provides current data, making it a dependable source for his analysis.
According to Miller&#8217;s model, Harris is presently leading Trump. He ascribes this shift to several factors, including the recent Trump-Harris debate and a crucial endorsement for Harris. If the current trend persists, Miller anticipates a substantial victory for Harris in the upcoming election.
&#8220;It's gone from a drastic landslide in Trump's direction to a drastic landslide for Harris,&#8221; said Miller. He said it would now take an equally dramatic shift in Trump&#8217;s favor for the ex-president to come back into contention. Miller said as things stood now it appeared as if Harris would win big on November 5.
Miller&#8217;s predictions have been remarkably precise in the past, making his forecast a significant point of interest as the election nears. His unique approach to election forecasting offers a new viewpoint on the potential outcome of the Trump vs. Harris race.
Miller&#8217;s analysis suggests that as of September 10, millions of Trump supporters likely shifted, triggering a ripple effect that could eventually benefit Harris, though few see it yet. 
See Also: <a href="https://www.benzinga.com/general/politics/24/09/40910999/trump-in-trouble-vice-president-harris-has-record-6-point-lead-in-2024-election-poll-after-debat?itm_source=parsely-api" target="_blank" rel="noreferrer noopener">Trump In Trouble: Vice President Harris Has Record 6-Point Lead In 2024 Election Poll After Debate, Posts Highest Rankings In Key Demographics</a>
Why It Matters: A recent poll taken after the September 10 presidential debate from the Trafalgar Group <a href="https://www.benzinga.com/news/24/09/40869086/trump-vs-harris-new-poll-reveals-post-debate-swing-towards-this-candidate-in-key-state">showed Trump overtaking Harris</a> in North Carolina, with 48.4% to her 46%. Despite an underwhelming debate performance, Trump gained a 2% shift from Harris&#8217; supporters, narrowing the previously slim lead she held in earlier polls.
The trends reported by Benzinga showed Harris <a href="https://www.benzinga.com/general/politics/24/09/40949853/harris-in-trouble-new-swing-state-poll-shows-trump-gains-ground-in-key-battleground-areas-for-20">gaining ground</a> in key battleground areas. Furthermore, Harris posted a record 6-point lead in a <a href="https://www.benzinga.com/general/politics/24/09/40910999/trump-in-trouble-vice-president-harris-has-record-6-point-lead-in-2024-election-poll-after-debat">national poll</a> after the debate, indicating a strong momentum in her favor after the event.
Image via Shutterstock
Check This Out:
<ul>
<li>Lawmakers Made Huge Investments This Year. <a href="https://www.benzinga.com/gov-trades">Get Tips On What They Bought And Sold Ahead Of The 2024 Election With Our Easy-to-Use Tool</a></li>
</ul>
This story was generated using <a href="https://www.benzinga.com/author/benzinga-neuro">Benzinga Neuro</a> and edited by <a href="https://www.benzinga.com/author/shivdeep-dhaliwal" target="_blank" rel="noreferrer noopener">Shivdeep Dhaliwal</a>

General

Data Scientist Who Called 2020 Election Correctly Says Its Gone From 'Drastic Landslide In Trump's Direction To A drastic landslide For Harris'

Elon Musk, the CEO of Tesla and SpaceX, has come under the scrutiny of the Secret Service due to a <a href="https://www.benzinga.com/news/24/09/40870646/elon-musk-comments-on-why-they-want-to-kill-trump-desantis-promises-floridas-own-probe">contentious social media post</a> involving President Joe Biden and Vice President Kamala Harris.
What Happened: The Secret Service is investigating a post by Musk in which he questioned why there were no assassination attempts on Biden or Harris. The agency refrained from revealing any details about the investigation, citing it as an &#8220;enforcement proceeding,&#8221; <a href="http:// 
<h2&gt;Elon Musk's Controversial Post Sparks Secret Service Investigation</h2&gt; <p&gt;In a recent development, <b&gt;Elon Musk</b&gt;, the CEO of <b&gt;Tesla Inc.</b&gt; (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/TSLA#NASDAQ">TSLA</h2&gt;elon></a>), has come under the scrutiny of the Secret Service due to a contentious social media post involving President Joe Biden and Vice President Kamala Harris.
<p&gt;<b&gt;What Happened</b&gt;: According to a <a href=&quot;https://www.businessinsider.com/secret-service-elon-musk-investigation-tweet-biden-kamala-assassination-2024-9&quot;&gt;Business Insider</a&gt; report on Sunday, the Secret Service is investigating a post by Musk in which he questioned why there were no assassination attempts on Biden or Harris. The agency refrained from revealing any details about the investigation, citing it as an &quot;enforcement proceeding.&quot;</p&gt; <p&gt;Musk's controversial post was in response to a user who asked why there were attempts on the life of former President Donald Trump. Musk later took down his post, attributing it to a misunderstood sense of humor.</p&gt; <p&gt;<i&gt;See Also: <a href=&quot;https://www.benzinga.com/news/24/09/40911991/hillary-clinton-compares-melania-trump-to-the-little-kid-at-a-birthday-party-who-doesnt-know-anyone?itm_source=parsely-api&quot; target=&quot;_blank&quot;&gt;Hillary Clinton Compares Melania Trump To 'The Little Kid At A Birthday Party Who Doesn't Know Anyone' In</a&gt;</i&gt;</p&gt;<p&gt;Spokesperson for the Secret Service, Melissa McKenzie, stated, <span style=&quot;color:#FF0000&quot;&gt;&quot;The Secret Service is aware</span&gt; <span style=&quot;color:#FF0000&quot;&gt;of the social media post</span&gt; <span style=&quot;color:#FF0000&quot;&gt;made by Elon Musk and</span&gt; <span style=&quot;color:#FF0000&quot;&gt;as a matter of practice,</span&gt; <span style=&quot;color:#FF0000&quot;&gt;we do not comment on</span&gt; matters involving protective intelligence.&quot; She further added that the agency <span style=&quot;color:#FF0000&quot;&gt;investigates all threats related to</span&gt; their protectees.</p&gt; <p&gt;It is important to note that Musk, who is a known supporter of Trump, has previously highlighted the former president's survival of an assassination attempt. Musk endorsed Trump following a near-miss shooting incident in July.</p&gt; <p&gt;The White House has denounced Musk's post, describing it as irresponsible rhetoric that should never be encouraged or joked about.</p&gt; <p&gt;<b&gt;Why It Matters</b&gt;: This controversy comes in the wake of a second assassination attempt on Donald Trump, as reported by <a href=&quot;https://www.benzinga.com/news/24/09/40870646/elon-musk-comments-on-why-they-want-to-kill-trump-desantis-promises-floridas-own-probe&quot;&gt;Benzinga</a&gt;. Musk's contentious post was made shortly after this incident, sparking a wave of backlash and criticism, including from the White House, as per <a href=&quot;https://www.benzinga.com/news/24/09/40890277/elon-musk-says-his-now-deleted-controversial-post-after-latest-trump-assassination-which-was-labeled&quot;&gt;Benzinga</a&gt;. The Tesla CEO later removed the post, claiming it was a joke that was misunderstood due to lack of context. The Secret Service's investigation into Musk's post underscores the seriousness of such comments, even when made in jest.</p&gt;<p&gt;<i&gt;Read Next: <a href=&quot;https://www.benzinga.com/news/24/09/40931458/obama-era-economist-says-she-is-pleasantly-surprised-that-jd-vance-thinks-the-economy-is-too-strong?itm_source=parsely-api&quot; target=&quot;_blank&quot;&gt;Obama-Era Economist Says She Is 'Pleasantly Surprised' That JD Vance Thinks The 'Economy Is Too Strong Fo</a&gt;</i&gt;</p&gt;">reported Business Insider.</p&gt;<b&gt;what>
Musk&#8217;s controversial post was in response to a user who asked why there were attempts on the life of former President Donald Trump. Musk later took down his post, attributing it to a misunderstood sense of humor.
A Spokesperson for the Secret Service, Melissa McKenzie, stated, &#8220;The Secret Service is aware of the social media post made by Elon Musk and as a matter of practice, we do not comment on matters involving protective intelligence.&#8221; She further added that the agency investigates all threats related to their protectees.
It is important to note that Musk, who is a known supporter of Trump, has previously highlighted the former president&#8217;s survival of an assassination attempt. Musk endorsed Trump following a near-miss shooting incident in July.
The White House has denounced Musk&#8217;s post, describing it as irresponsible rhetoric that should never be encouraged or joked about.
See Also: <a href="https://www.benzinga.com/news/24/09/40911991/hillary-clinton-compares-melania-trump-to-the-little-kid-at-a-birthday-party-who-doesnt-know-anyone?itm_source=parsely-api" target="_blank" rel="noreferrer noopener">Hillary Clinton Compares Melania Trump To &#8216;The Little Kid At A Birthday Party Who Doesn&#8217;t Know Anyone&#8217; In Her Latest Book</a>
Why It Matters: This controversy comes in the wake of a <a href="https://www.benzinga.com/24/09/40869836/donald-trump-safe-and-unharmed-after-shooting-incident-at-florida-golf-club">second assassination attempt</a> on Trump. Musk&#8217;s contentious post was made shortly after this incident, sparking a wave of backlash and criticism, including from the White House, as per Benzinga. 
The Tesla CEO later <a href="https://www.benzinga.com/news/24/09/40890277/elon-musk-says-his-now-deleted-controversial-post-after-latest-trump-assassination-which-was-labeled">removed the post</a>, claiming it was a joke that was misunderstood due to lack of context. He wrote on X, &#8220;Turns out that jokes are WAY less funny if people don&#8217;t know the context and the delivery is plain text."
In a separate post, Musk said that he had learned the lesson that &#8220;just because I say something to a group and they laugh doesn&#8217;t mean it&#8217;s going to be all that hilarious as a post on X.&#8221;
Did You Know?
<ul>
<li>Congress Is Making Huge Investments. <a href="https://www.benzinga.com/gov-trades">Get Tips On What They Bought And Sold Ahead Of The 2024 Election With Our Easy-to-Use Tool</a></li>
</ul>
This story was generated using <a href="https://www.benzinga.com/author/benzinga-neuro">Benzinga Neuro</a> and edited by <a href="https://www.benzinga.com/author/shivdeep-dhaliwal" target="_blank" rel="noreferrer noopener">Shivdeep Dhaliwal</a>
<a href="https://twitter.com/elonmusk/status/1835574495467159607" target="_blank" rel="noreferrer noopener"></a>

TSLA

'The Secret Service Is Aware Of The Social Media Post Made By Elon Musk,' Says Law Enforcement Agency

WHLRD

Trading Halt: Halted at 7:50:00 p.m. ET - Trading Halt: Halt News Pending

WHLRP

WHLRL

WHLR

Millions of Americans face tougher times managing their bills as inflation bites. According to the U.S. Census Bureau, about 40% of consumers say it&#8217;s getting &#8220;somewhat&#8221; to &#8220;very difficult&#8221; to cover their monthly expenses.&nbsp;
This struggle is set to deepen with the return of student loan payments, which paused for years during the pandemic. Add to that the cost of summer child care and vacations and it's no wonder many are feeling the heat. But there's one payment you can't afford to put on the back burner: your student loans.
Don't Miss:
<ul>
<li>The average American couple has saved this much money for retirement —<a href="http://www.benzinga.com/money/smartasset"> How do you compare</a>?</li>
<li>Can you guess how many Americans successfully retire with $1,000,000 saved?<a href="https://www.benzinga.com/money/red-ventures"> The percentage may shock you</a>.</li>
<li>This billion-dollar fund has invested in the next big real estate boom,<a href="https://www.benzinga.com/money/fundrise-flagship-fund"> here's how you can join for $10.</a></li>
</ul>
Financial expert <a href="https://www.benzinga.com/personal-finance/24/08/40304035/suze-orman-says-ignoring-this-will-ruin-your-investment-future-heres-what-you-must-do-now-to-sec">Suze Orman</a>, host of the popular &#8220;Women &amp; Money&#8221; podcast, warns that skipping student loan payments is not an option. "It should be a priority," she said.
Pushing student loans aside with everything else on your plate might be tempting, but ignoring them could land you in hot water. The restart of these payments in fall 2023 has forced many people to figure out how to squeeze them back into already-tight budgets. However, Orman stresses that this is one bill you can't sweep under the rug.
Trending: Founder of Personal Capital and ex-CEO of PayPal<a href="https://www.benzinga.com/money/evergreen-money"> re-engineers traditional banking with this new high-yield account — start saving better today.</a>
Orman offers practical advice for those overwhelmed: &#8220;Make a plan or a budget that works so you can pay [your student loans] each month.&#8221; Her suggestion? Start by trimming the fat from your spending.&nbsp;
&#8220;Give up eating out or other unnecessary expenses so you can start making your payments,&#8221; she advises. Cutting back on indulgences can free up the cash needed to keep up with loan payments and it's a simple step toward regaining control over your finances.
Trending: Elon Musk and Jeff Bezos are bullish on one city that could dethrone New York and become the new financial capital of the US.<a href="https://www.benzinga.com/money/miami-take-new-yorks-place-financial-capital"> Investing in its booming real estate market has never been more accessible.</a>
The silver lining is that the <a href="https://www.benzinga.com/personal-finance/24/09/40879305/the-22-6-trillion-crisis-neither-harris-nor-trump-mentioned-but-its-the-top-concern-for-millions">Biden </a>administration has rolled out a new income-driven repayment (IDR) plan called the Saving on a Valuable Education (SAVE) Plan. This plan could offer significant relief to borrowers, especially those on the lower end of the income scale.
According to the Department of Education, single borrowers earning $32,800 or less and families of four earning $67,500 or less won't need to make any payments at all. Even those earning more will see some savings – at least $1,000 annually compared to older IDR plans.
See Also: <a href="https://www.benzinga.com/money/irs-finalizes-10-year-rule-adv">IRS Finalizes 10-Year Rule For Retirement Withdrawals, Making Things &#8216;Even More Insanely Complicated&#8217;</a>
"With the new guidelines, many people's payments will be cut in half," Orman explained. This makes it much more manageable to stay on top of those monthly payments, reducing the risk of falling behind. For borrowers feeling stretched thin, this adjustment might just be their lifeline.
There's no sugarcoating it – budgeting for loan payments can feel like a juggling act. But as Orman points out, it's a necessity. &#8220;People need to remember not to put off paying your student loans. It's not going away; it should be the first monthly bill you pay. You can't bankrupt your student loan.&#8221;
Read Next:
<ul>
<li>Unlock the hidden potential of commercial real estate —<a href="https://www.benzinga.com/money/marcus-millichap-backed-platform-makes-it-easy-to-invest-in-real-estate"> This platform allows individuals to invest in commercial real estate offering a 12% target yield with a bonus 1% return boost today!</a></li>
<li>These five entrepreneurs are worth $223 billion –<a href="https://www.benzinga.com/money/arrived-homes-private-credit-fund"> they all believe in one platform that offers a 7-9% target yield with monthly dividends</a></li>
</ul>

Personal Finance

Suze Orman Says Missing This One Crucial Monthly Payment Could Cost You Big – Here's The First Bill You Should Never Ignore

Jefferies analyst Julien Dumoulin-Smith initiates coverage on Portland Gen Electric (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/POR#NYSE">POR</a>) with a Hold rating and announces Price Target of $48.

Price Target

Initiation

Analyst Ratings

Jefferies Initiates Coverage On Portland Gen Electric with Hold Rating, Announces Price Target of $48

Jefferies analyst Paul Zimbardo initiates coverage on Dominion Energy (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/D#NYSE">D</a>) with a Hold rating and announces Price Target of $58.

Jefferies Initiates Coverage On Dominion Energy with Hold Rating, Announces Price Target of $58

Jefferies analyst Julien Dumoulin-Smith initiates coverage on American Electric Power (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/AEP#NASDAQ">AEP</a>) with a Hold rating and announces Price Target of $107.

Jefferies Initiates Coverage On American Electric Power with Hold Rating, Announces Price Target of $107

Jefferies analyst Julien Dumoulin-Smith initiates coverage on Southern (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SO#NYSE">SO</a>) with a Hold rating and announces Price Target of $94.

Jefferies Initiates Coverage On Southern with Hold Rating, Announces Price Target of $94

Jefferies analyst Julien Dumoulin-Smith initiates coverage on Idacorp (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/IDA#NYSE">IDA</a>) with a Hold rating and announces Price Target of $110.

Jefferies Initiates Coverage On Idacorp with Hold Rating, Announces Price Target of $110

Jefferies analyst Julien Dumoulin-Smith initiates coverage on WEC Energy Group (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/WEC#NYSE">WEC</a>) with a Hold rating and announces Price Target of $102.

Jefferies Initiates Coverage On WEC Energy Group with Hold Rating, Announces Price Target of $102

The head-to-head matchup between former President Donald Trump and Vice President Kamala Harris could come down to how several swing states fall in the<a href="https://www.benzinga.com/topic/2024-election"> 2024 presidential election.</a>
A new poll shows which candidate is making up ground in the key seven states.
What Happened: Harris has been trending up <a href="https://www.benzinga.com/general/politics/24/09/40910999/trump-in-trouble-vice-president-harris-has-record-6-point-lead-in-2024-election-poll-after-debat">in 2024 election polls</a> of nationally registered voters, posting her largest lead in the weekly Morning Consult poll this week in the head-to-head matchup.
A new poll of <a href="https://www.benzinga.com/topic/swing-states">swing state</a> voters, which covers seven key battleground states, could show a different picture.
Here are the results from the September Emerson College swing state <a href="https://emersoncollegepolling.com/september-2024-swing-state-polls-trump-and-harris-locked-in-tight-presidential-race/">polls </a>with the results from August in parentheses:
<ul>
<li>Arizona: Trump 49% (50%), Harris 48% (47%)</li>
<li>Georgia: Trump 50% (48%), Harris 47% (49%)</li>
<li>Michigan: Harris 49% (50%), Trump 47% (47%)</li>
<li>Nevada: Trump 48% (48%), Harris 48% (49%)</li>
<li>North Carolina: Harris 49% (48%), Trump 48% (49%)</li>
<li>Pennsylvania: Trump 48% (48%), Harris 47% (48%)</li>
<li>Wisconsin: Trump 49% (49%), Harris 48% (48%)</li>
</ul>
The results show that Trump leads Harris in four of the seven states and is tied with the vice president in one state. Harris leads Trump in two states. Each candidate led three states in the August poll.
Trump gained support in one state and lost support in two states, with four states remaining the same from August. Harris gained support in two states and lost support in four states.
"There has been marginal movement in the presidential election since the late August Emerson swing state polls before the presidential debate," Emerson College Polling executive director Spencer Kimball said. 
Did You Know?
<ul>
<li>Congress Is Making Huge Investments. <a href="https://www.benzinga.com/gov-trades/?utm_source=BZprocontent091924">Get Tips On What They Bought And Sold Ahead Of The 2024 Election With Our Easy-to-Use Tool</a></li>
</ul>
Why It's Important: The seven swing states in question together represent 93 electoral votes in the 2024 election. Six of the seven states above were won by Biden in the 2020 election with Trump winning North Carolina. Several of the states were flipped from Trump's win in the 2016 election.
A Marist poll recently found how swing state voters in Michigan, Pennsylvania and Wisconsin would vote in the 2024 election if it were held today. The race for Pennsylvania and Wisconsin was close with Trump and Harris tied in Pennsylvania and Harris leading by one point in Wisconsin.
In the state of Michigan, Harris had a five-point lead over Trump.
The three states together represent 44 electoral votes and could prove important in the 2024 election. Trump was the first Republican presidential candidate to sweep the three states since Ronald Reagan in 1984, <a href="https://nypost.com/2024/09/19/us-news/trump-harris-neck-and-neck-among-likely-voters-in-pennsylvania-and-wisconsin-veep-up-5-in-michigan-polls/">according </a>to the New York Post. Biden won all three of the states in the 2020 election.
All seven swing states see voters pick the economy as the top issue ahead of the election. Immigration, threats to democracy and housing affordability are also top voter issues in swing states.
With less than two months until the 2024 election, the race between Harris and Trump remains close and swing states continue to be one of the most monitored polling items given their importance.
Check This Out:
<ul>
<li>Lawmakers Made Huge Investments This Year. <a href="https://www.benzinga.com/gov-trades/?utm_source=BZprocontent091924">Get Tips On What They Bought And Sold Ahead Of The 2024 Election With Our Easy-to-Use Tool</a></li>
</ul>
Photo: Shutterstock

Harris In Trouble? New Swing State Poll Shows Trump Gains Ground In Key Battleground Areas For 2024 Election

Jefferies analyst Paul Zimbardo initiates coverage on Xcel Energy (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/XEL#NASDAQ">XEL</a>) with a Hold rating and announces Price Target of $70.

Jefferies Initiates Coverage On Xcel Energy with Hold Rating, Announces Price Target of $70

Jefferies analyst Julien Dumoulin-Smith initiates coverage on Alliant Energy (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/LNT#NASDAQ">LNT</a>) with a Hold rating and announces Price Target of $67.

Jefferies Initiates Coverage On Alliant Energy with Hold Rating, Announces Price Target of $67

Jefferies analyst Julien Dumoulin-Smith initiates coverage on OGE Energy (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/OGE#NYSE">OGE</a>) with a Buy rating and announces Price Target of $46.

Jefferies Initiates Coverage On OGE Energy with Buy Rating, Announces Price Target of $46

<a href="https://investorplace.com">InvestorPlace - Stock Market News, Stock Advice &amp; Trading Tips</a>
Finward Bancorp (NASDAQ:<a href="https://investorplace.com/stock-quotes/fnwd-stock-quote/">FNWD</a>) just reported results for the first quarter of 2024.<ul><li>Finward Bancorp reported earnings per share of $2.17. This was above the analyst estimate for EPS of 42 cents.</li><li>The company reported revenue of $25.26 million.</li><li>This was 9.15% worse than the analyst estimate for revenue of $27.80 million.</li></ul><div>InvestorPlace Earnings is a project that leverages data from <a href="https://www.tradesmith.com">TradeSmith</a> to automate coverage of quarterly earnings reports. InvestorPlace Earnings distills key takeaways including earnings per share and revenue, as well as how a company stacks up to analyst estimates. These articles are published without human intervention, allowing us to inform our readers of the latest figures as quickly as possible. To report any concerns or inaccuracies, please contact us at <a href="mailto:editor@investorplace.com">editor@investorplace.com</a>.</div><h3>More From InvestorPlace</h3>
		<ul><li>
						<a href="https://investorplace.com/2023/10/no-1-ai-investment-might-be-this-company-youve-never-heard-of/?cid=MKT764787&amp;eid=MKT771245">The #1 AI Investment Might Be This Company You&rsquo;ve Never Heard Of</a>
					</li>
																<li>
						<a href="https://investorplace.com/2023/07/elon-musks-project-omega-stuns-silicon-valley-insiders/?cid=MKT738510&amp;eid=MKT771236">Musk&rsquo;s &ldquo;Project Omega&rdquo; May Be Set to Mint New Millionaires. Here&rsquo;s How to Get In.</a>
					</li>
																<li>
						<a href="https://investorplace.com/2021/01/one-percenter-issues-urgent-warning/?cid=MKT499868&amp;eid=MKT793997">It doesn&rsquo;t matter if you have $500 or $5 million. Do this now.</a>
					</li>
									</ul><div>
			<div></div>
						<div></div>
					</div>
	The post <a href="https://investorplace.com/earning-results/2024/04/fnwd-stock-earnings-finward-bancorp-for-q1-of-2024/">FNWD Stock Earnings: Finward Bancorp Beats EPS, Misses Revenue for Q1 2024</a> appeared first on <a href="https://investorplace.com">InvestorPlace</a>.

FNWD Stock Earnings: Finward Bancorp Beats EPS, Misses Revenue for Q1 2024

Warning: FNWD is at high risk of performing badly

Finward Bancorp declares $0.12 dividend

United Bancorporation Of Alabama: Too Early For A Downgrade

<a href="https://investorplace.com">InvestorPlace - Stock Market News, Stock Advice &amp; Trading Tips</a>
Finward Bancorp (NASDAQ:<a href="https://investorplace.com/stock-quotes/fnwd-stock-quote/">FNWD</a>) just reported results for the third quarter of 2024.<ul><li>Finward Bancorp reported earnings per share of 3 cents. This was above the analyst estimate for EPS of -9 cents.</li><li>The company reported revenue of $14.63 million.</li><li>This was 4.40% worse than the analyst estimate for revenue of $15.30 million.</li></ul><div>InvestorPlace Earnings is a project that leverages data from <a href="https://www.tradesmith.com">TradeSmith</a> to automate coverage of quarterly earnings reports. InvestorPlace Earnings distills key takeaways including earnings per share and revenue, as well as how a company stacks up to analyst estimates. These articles are published without human intervention, allowing us to inform our readers of the latest figures as quickly as possible. To report any concerns or inaccuracies, please contact us at <a href="mailto:editor@investorplace.com">editor@investorplace.com</a>.</div><h3>More From InvestorPlace</h3>
		<ul><li>
						<a href="https://investorplace.com/2024/04/legendary-investor-predicts-forget-a-i-this-technology-is-the-future/?cid=MKT794457&amp;eid=MKT802109">Legendary Investor Predicts: &ldquo;Forget AI... THIS Technology Is the Future&rdquo;</a>
					</li>
									</ul>The post <a href="https://investorplace.com/earning-results/2024/07/fnwd-stock-earnings-finward-bancorp-for-q3-of-2024/">FNWD Stock Earnings: Finward Bancorp Beats EPS, Misses Revenue for Q3 2024</a> appeared first on <a href="https://investorplace.com">InvestorPlace</a>.

FNWD Stock Earnings: Finward Bancorp Beats EPS, Misses Revenue for Q3 2024

Finward Bancorp GAAP EPS of $0.03, revenue of $14.63M

Finward Bancorp (FNWD) has issued an update. Finward Bancorp's Compensation and Benefits Committee has approved the inclusion of Benjamin L. Schmit...

Finward Bancorp Enhances Executive Severance Plan Benefits

An announcement from Finward Bancorp ( ($FNWD) ) is now available. Finward Bancorp is set to share key financial details and strategies at the 2024...

Finward Bancorp Unveils Future Strategies at Bank Conference

Finward Bancorp ( ($FNWD) ) has provided an announcement. Finward Bancorp has strengthened its governance by appointing three new directors, Martin...

Finward Bancorp Bolsters Board with Three Expert Directors

The latest announcement is out from Finward Bancorp ( ($FNWD) ). Finward Bancorp will present at the 2024 Stephens Banking Forum, sharing insights ...

Get Our Top Trade Ideas Delivered Daily - 65% Off Now

Get Our Top Trade Ideas Delivered Daily - 65% Off Now

Comments

Finward Bancorp

Finward Bancorp (FNWD) Forecast

Finward Bancorp (NASDAQ:FNWD) Stock, Quote.Headers.trade-ideas