$98.11
0.0550.06%
Last update: Oct 5, 10:14 AM
$97.37
-0.68-0.69%
Bread Financial Holdings Inc
BFHNYSE
Bread Financial Holdings (BFH) earnings history, EPS estimates, revenue forecasts and company guidance.
Earnings Per Share (Non-GAAP)
Quarterly Revenue (Billions)
Bread Financial Holdings (BFH) last issued guidance on October 23, 2025 for fiscal year 2025. The company guided revenue in the range of $3.84B - $3.84B for the period.
Compared to prior guidance, Bread Financial Holdings maintained its revenue forecast from a prior range of $3.84B - $3.84B.
Bread Financial Holdings has issued 2 guidance updates between July 24, 2025 and October 23, 2025. This history provides investors with insight into management's expectations over time.
| Metric | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 |
|---|---|---|---|---|
| Earnings Per Share (Non-GAAP) | ||||
| Estimate | $2.68 | $3.04 | $0.45 | $2.14 |
| Actual | $3.55 | $4.18 | $2.07 | $4.02 |
| Surprise | +32.5% | +37.5% | +360.0% | +87.8% |
| Revenue | ||||
| Estimate | $955.8M | $999.3M | $952.8M | $967.1M |
| Actual | $993.0M | $1.02B | $975.0M | $971.0M |
| Surprise | +3.89% | +1.87% | +2.33% | +0.40% |
| Metric | Q3 '26E | Q4 '26E | Q1 '27E | Q2 '27E |
|---|---|---|---|---|
| Earnings Per Share (Non-GAAP) | ||||
| Consensus | $3.38 | $1.21 | $2.42 | $2.39 |
| Revenue | ||||
| Consensus | $1.01B | $990.3M | — | — |
| Fiscal Quarter | Date Reported | Actual EPS | Estimated EPS | Surprise % |
|---|---|---|---|---|
| Q2 | Jul 23, 2026 | $3.55 | $2.68 | 32.5 % |
| Q1 | Apr 23, 2026 | $4.18 | $3.04 | 37.5 % |
| Q4 | Jan 29, 2026 | $2.07 | $0.45 | 360.0 % |
| Q3 | Oct 23, 2025 | $4.02 | $2.14 | 87.8 % |
| Fiscal Quarter | Date Reported | Actual Revenue | Estimated Revenue | Surprise % |
|---|---|---|---|---|
| Q2 | Jul 23, 2026 | $993.00M | $955.80M | 3.89 % |
| Q1 | Apr 23, 2026 | $1.02B | $999.30M | 1.87 % |
| Q4 | Jan 29, 2026 | $975.00M | $952.76M | 2.33 % |
| Q3 | Oct 23, 2025 | $971.00M | $967.14M | 0.40 % |
