Across the recent three months, 9 analysts have shared their insights on Prudential Financial (NYSE:PRU), expressing a variety of opinions spanning from bullish to bearish.

The following table summarizes their recent ratings, shedding light on the changing sentiments within the past 30 days and comparing them to the preceding months.

Analysts have recently evaluated Prudential Financial and provided 12-month price targets. The average target is $116.89, accompanied by a high estimate of $136.00 and a low estimate of $108.00. Witnessing a positive shift, the current average has risen by 0.77% from the previous average price target of $116.00.

Deciphering Analyst Ratings: An In-Depth Analysis

The perception of Prudential Financial by financial experts is analyzed through recent analyst actions. The following summary presents key analysts, their recent evaluations, and adjustments to ratings and price targets.

Key Insights:

Understanding these analyst evaluations alongside key financial indicators can offer valuable insights into Prudential Financial's market standing. Stay informed and make well-considered decisions with our Ratings Table.

Stay up to date on Prudential Financial analyst ratings.

Delving into Prudential Financial's Background

Financial Insights: Prudential Financial

Market Capitalization Analysis: The company's market capitalization is above the industry average, indicating that it is relatively larger in size compared to peers. This may suggest a higher level of investor confidence and market recognition.

Revenue Challenges: Prudential Financial's revenue growth over 3M faced difficulties. As of 30 June, 2025, the company experienced a decline of approximately -7.79%. This indicates a decrease in top-line earnings. In comparison to its industry peers, the company trails behind with a growth rate lower than the average among peers in the Financials sector.

Net Margin: Prudential Financial's net margin falls below industry averages, indicating challenges in achieving strong profitability. With a net margin of 3.83%, the company may face hurdles in effective cost management.

Return on Equity (ROE): Prudential Financial's ROE falls below industry averages, indicating challenges in efficiently using equity capital. With an ROE of 1.74%, the company may face hurdles in generating optimal returns for shareholders.

Return on Assets (ROA): The company's ROA is a standout performer, exceeding industry averages. With an impressive ROA of 0.07%, the company showcases effective utilization of assets.

Debt Management: Prudential Financial's debt-to-equity ratio stands notably higher than the industry average, reaching 0.71. This indicates a heavier reliance on borrowed funds, raising concerns about financial leverage.

Analyst Ratings: Simplified

Benzinga tracks 150 analyst firms and reports on their stock expectations. Analysts typically arrive at their conclusions by predicting how much money a company will make in the future, usually the upcoming five years, and how risky or predictable that company's revenue streams are.

Analysts attend company conference calls and meetings, research company financial statements, and communicate with insiders to publish their ratings on stocks. Analysts typically rate each stock once per quarter or whenever the company has a major update.

Beyond their standard evaluations, some analysts contribute predictions for metrics like growth estimates, earnings, and revenue, furnishing investors with additional guidance. Users of analyst ratings should be mindful that this specialized advice is shaped by human perspectives and may be subject to variability.

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This article was generated by Benzinga's automated content engine and reviewed by an editor.