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Upstart Hldgs Analyst Ratings and Price Targets | NASDAQ:UPST | Benzinga
Upstart Holdings Inc has a consensus price target of $56.03 based on the ratings of 20 analysts. The high is $108 issued by Citigroup on February 13, 2025. The low is $6 issued by Stephens & Co. on July 26, 2023. The 3 most-recent analyst ratings were released by Piper Sandler, Needham, and Barclays on June 24, 2025, May 19, 2025, and May 12, 2025, respectively. With an average price target of $64 between Piper Sandler, Needham, and Barclays, there's an implied 2.09% upside for Upstart Holdings Inc from these most-recent analyst ratings.
Analyst Firms Making Recommendations1
Piper Sandler
Needham
Barclays
Goldman Sachs
Piper Sandler
1calculated from analyst ratings
Analyst Ratings for Upstart Hldgs
| Buy Now | Get Alert | |||||||
|---|---|---|---|---|---|---|---|---|
| 06/24/2025 | Buy Now | 19.64% | Piper Sandler | Patrick Moley83% | → $75 | Assumes | → Overweight | Get Alert |
| 05/19/2025 | Buy Now | 11.66% | Needham | Kyle Peterson60% | $70 → $70 | Reiterates | Buy → Buy | Get Alert |
| 05/12/2025 | Buy Now | -25.03% | Barclays | Ramsey El-Assal66% | $42 → $47 | Maintains | Equal-Weight | Get Alert |
| 05/08/2025 | Buy Now | -73.68% | Goldman Sachs | Michael Ng70% | $15 → $16.5 | Maintains | Sell | Get Alert |
| 05/07/2025 | Buy Now | 11.66% | Needham | Kyle Peterson60% | $108 → $70 | Maintains | Buy | Get Alert |
| 05/07/2025 | Buy Now | 10.07% | Piper Sandler | Arvind Ramnani52% | $105 → $69 | Maintains | Overweight | Get Alert |
| 05/07/2025 | Buy Now | -20.24% | Morgan Stanley | James Faucette65% | $70 → $50 | Maintains | Equal-Weight | Get Alert |
| 04/29/2025 | Buy Now | -15.46% | B of A Securities | Nat Schindler62% | $53 → $53 | Upgrade | Underperform → Neutral | Get Alert |
| 04/14/2025 | Buy Now | -33% | Barclays | Ramsey El-Assal66% | $93 → $42 | Maintains | Equal-Weight | Get Alert |
| 02/18/2025 | Buy Now | 48.35% | Barclays | Ramsey El-Assal66% | $80 → $93 | Maintains | Equal-Weight | Get Alert |
| 02/14/2025 | Buy Now | 11.66% | Morgan Stanley | James Faucette65% | $12 → $70 | Upgrade | Underweight → Equal-Weight | Get Alert |
| 02/13/2025 | Buy Now | 72.28% | Citigroup | Peter Christiansen78% | $87 → $108 | Maintains | Buy | Get Alert |
| 02/12/2025 | Buy Now | -76.07% | Goldman Sachs | Michael Ng70% | $13.5 → $15 | Maintains | Sell | Get Alert |
| 02/12/2025 | Buy Now | -37.79% | B of A Securities | Nat Schindler62% | $33 → $39 | Maintains | Underperform | Get Alert |
| 02/12/2025 | Buy Now | 72.28% | Needham | Kyle Peterson60% | $100 → $108 | Maintains | Buy | Get Alert |
| 02/12/2025 | Buy Now | 67.49% | B. Riley Securities | Hal Goetsch76% | $49 → $105 | Upgrade | Neutral → Buy | Get Alert |
| 02/12/2025 | Buy Now | 26.02% | JP Morgan | Reginald Smith72% | $57 → $79 | Upgrade | Underweight → Neutral | Get Alert |
| 02/12/2025 | Buy Now | 67.49% | Piper Sandler | Arvind Ramnani52% | $85 → $105 | Reiterates | Overweight → Overweight | Get Alert |
| 12/13/2024 | Buy Now | 59.52% | Needham | Kyle Peterson60% | → $100 | Upgrade | Hold → Buy | Get Alert |
| 12/03/2024 | Buy Now | 51.54% | Redburn Atlantic | Simon Clinch31% | $37 → $95 | Upgrade | Neutral → Buy | Get Alert |
| 12/02/2024 | Buy Now | -9.08% | JP Morgan | Reginald Smith72% | $45 → $57 | Downgrade | Neutral → Underweight | Get Alert |
| 11/11/2024 | Buy Now | 27.61% | Barclays | Ramsey El-Assal66% | $35 → $80 | Maintains | Equal-Weight | Get Alert |
| 11/11/2024 | Buy Now | — | BTIG | Vincent Caintic50% | — | Upgrade | Sell → Neutral | Get Alert |
| 11/08/2024 | Buy Now | -28.22% | JP Morgan | Reginald Smith72% | $30 → $45 | Upgrade | Underweight → Neutral | Get Alert |
| 11/08/2024 | Buy Now | -4.29% | Wedbush | David Chiaverini54% | $45 → $60 | Maintains | Neutral | Get Alert |
| 11/08/2024 | Buy Now | 38.78% | Citigroup | Peter Christiansen78% | $56 → $87 | Upgrade | Neutral → Buy | Get Alert |
| 11/08/2024 | Buy Now | 35.59% | Piper Sandler | Arvind Ramnani52% | $31 → $85 | Upgrade | Neutral → Overweight | Get Alert |
| 10/19/2024 | Buy Now | -10.67% | Citigroup | Peter Christiansen78% | $33 → $56 | Maintains | Neutral | Get Alert |
| 10/14/2024 | Buy Now | -28.22% | Wedbush | David Chiaverini54% | $10 → $45 | Upgrade | Underperform → Neutral | Get Alert |
| 09/20/2024 | Buy Now | -23.43% | Mizuho | Dan Dolev72% | $33 → $48 | Maintains | Outperform | Get Alert |
| 08/20/2024 | Buy Now | -52.15% | JP Morgan | Reginald Smith72% | $27 → $30 | Maintains | Underweight | Get Alert |
| 08/12/2024 | Buy Now | -44.17% | Barclays | Ramsey El-Assal66% | $25 → $35 | Maintains | Equal-Weight | Get Alert |
| 08/08/2024 | Buy Now | — | Needham | Kyle Peterson60% | — | Reiterates | → Hold | Get Alert |
| 08/07/2024 | Buy Now | -56.93% | JP Morgan | Reginald Smith72% | $24 → $27 | Maintains | Underweight | Get Alert |
| 08/07/2024 | Buy Now | -84.05% | Wedbush | David Chiaverini54% | $10 → $10 | Reiterates | Underperform → Underperform | Get Alert |
| 08/07/2024 | Buy Now | -50.55% | Piper Sandler | Arvind Ramnani52% | $28 → $31 | Maintains | Neutral | Get Alert |
| 08/07/2024 | Buy Now | -47.36% | Citigroup | Peter Christiansen78% | $15 → $33 | Upgrade | Sell → Neutral | Get Alert |
| 07/31/2024 | Buy Now | -50.55% | Mizuho | Dan Dolev72% | $17 → $31 | Upgrade | Underperform → Outperform | Get Alert |
| 06/07/2024 | Buy Now | -77.67% | BTIG | Vincent Caintic50% | → $14 | Assumes | → Sell | Get Alert |
| 06/04/2024 | Buy Now | -59.32% | Redburn Atlantic | Simon Clinch31% | $22.5 → $25.5 | Upgrade | Sell → Neutral | Get Alert |
| 05/09/2024 | Buy Now | -72.88% | Mizuho | Dan Dolev72% | $23 → $17 | Maintains | Underperform | Get Alert |
| 05/08/2024 | Buy Now | -84.05% | Wedbush | David Chiaverini54% | $10 → $10 | Reiterates | Underperform → Underperform | Get Alert |
| 05/08/2024 | Buy Now | — | Needham | Kyle Peterson60% | — | Reiterates | → Hold | Get Alert |
| 04/17/2024 | Buy Now | — | JMP Securities | Andrew Boone52% | — | Reiterates | → Market Perform | Get Alert |
| 04/04/2024 | Buy Now | -64.91% | B of A Securities | Nat Schindler62% | → $22 | Reinstates | → Underperform | Get Alert |
| 03/19/2024 | Buy Now | -55.34% | Piper Sandler | Arvind Ramnani52% | $28 → $28 | Maintains | Neutral | Get Alert |
| 02/14/2024 | Buy Now | -61.72% | JP Morgan | Reginald Smith72% | $26 → $24 | Maintains | Underweight | Get Alert |
| 02/14/2024 | Buy Now | -55.34% | Piper Sandler | Arvind Ramnani52% | $27 → $28 | Maintains | Neutral | Get Alert |
| 01/18/2024 | Buy Now | -63.31% | Mizuho | Dan Dolev72% | $19 → $23 | Maintains | Underperform | Get Alert |
| 11/08/2023 | Buy Now | -58.53% | JP Morgan | Reginald Smith72% | $28 → $26 | Maintains | Underweight | Get Alert |
| 11/08/2023 | Buy Now | -84.05% | Wedbush | David Chiaverini54% | → $10 | Reiterates | Underperform → Underperform | Get Alert |
| 11/08/2023 | Buy Now | -56.93% | Piper Sandler | Arvind Ramnani52% | $35 → $27 | Maintains | Neutral | Get Alert |
| 09/25/2023 | Buy Now | — | Needham | Kyle Peterson60% | — | Initiates | → Hold | Get Alert |
| 09/21/2023 | Buy Now | -42.57% | B. Riley Securities | Hal Goetsch76% | $49 → $36 | Maintains | Neutral | Get Alert |
| 09/11/2023 | Buy Now | -44.17% | Piper Sandler | Arvind Ramnani52% | → $35 | Reiterates | Neutral → Neutral | Get Alert |
| 08/23/2023 | Buy Now | -85.64% | Compass Point | Giuliano Bologna68% | $8 → $9 | Maintains | Sell | Get Alert |
| 08/22/2023 | Buy Now | -55.34% | JP Morgan | Reginald Smith72% | $23 → $28 | Maintains | Underweight | Get Alert |
| 08/14/2023 | Buy Now | -69.69% | Mizuho | Dan Dolev72% | $16 → $19 | Maintains | Underperform | Get Alert |
| 08/14/2023 | Buy Now | -50.55% | Barclays | Ramsey El-Assal66% | $17 → $31 | Maintains | Equal-Weight | Get Alert |
| 08/09/2023 | Buy Now | -44.17% | Piper Sandler | Arvind Ramnani52% | $17 → $35 | Maintains | Neutral | Get Alert |
| 08/08/2023 | Buy Now | -63.31% | JP Morgan | Reginald Smith72% | $11 → $23 | Maintains | Underweight | Get Alert |
| 07/27/2023 | Buy Now | -21.84% | B. Riley Securities | Hal Goetsch76% | → $49 | Initiates | → Neutral | Get Alert |
| 07/26/2023 | Buy Now | -90.43% | Stephens & Co. | Vincent Caintic50% | → $6 | Reiterates | Underweight → Underweight | Get Alert |
| 07/25/2023 | Buy Now | 14.85% | BTIG | Lance Jessurun13% | $42 → $72 | Maintains | Buy | Get Alert |
| 06/28/2023 | Buy Now | -90.43% | Stephens & Co. | Vincent Caintic50% | → $6 | Reiterates | Underweight → Underweight | Get Alert |
| 06/14/2023 | Buy Now | -74.48% | Mizuho | Dan Dolev72% | → $16 | Reiterates | Underperform → Underperform | Get Alert |
| 06/14/2023 | Buy Now | -33% | BTIG | Lance Jessurun13% | → $42 | Initiates | → Buy | Get Alert |
| 05/23/2023 | Buy Now | -87.24% | Compass Point | Giuliano Bologna68% | $6 → $8 | Maintains | Sell | Get Alert |
| 05/18/2023 | Buy Now | -90.43% | Stephens & Co. | Vincent Caintic50% | → $6 | Reiterates | Underweight → Underweight | Get Alert |
| 05/11/2023 | Buy Now | -76.07% | Citigroup | Peter Christiansen78% | $11 → $15 | Maintains | Sell | Get Alert |
| 05/10/2023 | Buy Now | -84.05% | Wedbush | David Chiaverini54% | → $10 | Reiterates | → Underperform | Get Alert |
| 05/10/2023 | Buy Now | -79.26% | Morgan Stanley | James Faucette65% | $10 → $13 | Maintains | Underweight | Get Alert |
| 05/10/2023 | Buy Now | -74.48% | Mizuho | Dan Dolev72% | $14 → $16 | Maintains | Underperform | Get Alert |
| 05/10/2023 | Buy Now | -72.88% | Piper Sandler | Arvind Ramnani52% | $16 → $17 | Maintains | Neutral | Get Alert |
| 05/05/2023 | Buy Now | -84.05% | Morgan Stanley | James Faucette65% | $11 → $10 | Maintains | Underweight | Get Alert |
| 04/11/2023 | Buy Now | -82.45% | JP Morgan | Reginald Smith72% | → $11 | Initiates | → Underweight | Get Alert |
| 03/07/2023 | Buy Now | -90.43% | Compass Point | Giuliano Bologna68% | → $6 | Initiates | → Sell | Get Alert |
| 02/21/2023 | Buy Now | -77.67% | Mizuho | Dan Dolev72% | $16 → $14 | Maintains | Underperform | Get Alert |
| 02/15/2023 | Buy Now | -82.45% | Citigroup | Peter Christiansen78% | $17 → $11 | Downgrade | Neutral → Sell | Get Alert |
| 02/15/2023 | Buy Now | -74.48% | Piper Sandler | Arvind Ramnani52% | → $16 | Reiterates | → Neutral | Get Alert |
| 02/08/2023 | Buy Now | -82.45% | Morgan Stanley | James Faucette65% | $11.5 → $11 | Maintains | Underweight | Get Alert |
| 02/03/2023 | Buy Now | -61.72% | Loop Capital | Hal Goetsch76% | → $24 | Downgrade | Buy → Hold | Get Alert |
| 02/01/2023 | Buy Now | -74.48% | Mizuho | Dan Dolev72% | $14 → $16 | Maintains | Underperform | Get Alert |
| 01/20/2023 | Buy Now | -72.88% | Citigroup | Peter Christiansen78% | $33 → $17 | Maintains | Neutral | Get Alert |
| 01/18/2023 | Buy Now | -74.48% | Piper Sandler | Arvind Ramnani52% | $14 → $16 | Maintains | Neutral | Get Alert |
| 12/12/2022 | Buy Now | -77.67% | Mizuho | Dan Dolev72% | $12 → $14 | Maintains | Underperform | Get Alert |
| 11/10/2022 | Buy Now | -76.07% | B of A Securities | Nat Schindler62% | → $15 | Downgrade | Neutral → Underperform | Get Alert |
| 11/09/2022 | Buy Now | -80.86% | Stephens & Co. | Vincent Caintic50% | $23 → $12 | Maintains | Underweight | Get Alert |
| 11/09/2022 | Buy Now | -82.45% | Goldman Sachs | Michael Ng70% | $14 → $11 | Maintains | Sell | Get Alert |
| 11/09/2022 | Buy Now | -81.66% | Morgan Stanley | James Faucette65% | $15 → $11.5 | Maintains | Underweight | Get Alert |
| 11/09/2022 | Buy Now | -80.86% | Mizuho | Dan Dolev72% | $17 → $12 | Maintains | Underperform | Get Alert |
| 11/09/2022 | Buy Now | -77.67% | Piper Sandler | Arvind Ramnani52% | $24 → $14 | Maintains | Neutral | Get Alert |
| 10/25/2022 | Buy Now | -72.88% | Mizuho | Dan Dolev72% | → $17 | Initiates | → Underperform | Get Alert |
| 08/15/2022 | Buy Now | -40.98% | Barclays | Ramsey El-Assal66% | $25 → $37 | Maintains | Equal-Weight | Get Alert |
| 08/11/2022 | Buy Now | -64.91% | Atlantic Equities | Simon Clinch31% | $32 → $22 | Downgrade | Neutral → Underweight | Get Alert |
| 08/09/2022 | Buy Now | -76.07% | Morgan Stanley | James Faucette65% | $15.5 → $15 | Maintains | Underweight | Get Alert |
| 08/09/2022 | Buy Now | -63.31% | Stephens & Co. | Vincent Caintic50% | $28 → $23 | Maintains | Underweight | Get Alert |
| 08/09/2022 | Buy Now | -61.72% | Piper Sandler | Arvind Ramnani52% | $25 → $24 | Maintains | Neutral | Get Alert |
| 07/18/2022 | Buy Now | -60.12% | Piper Sandler | Arvind Ramnani52% | $44 → $25 | Maintains | Neutral | Get Alert |
| 07/18/2022 | Buy Now | -60.12% | Barclays | Ramsey El-Assal66% | $35 → $25 | Maintains | Equal-Weight | Get Alert |
FAQ
What is the target price for Upstart Hldgs (UPST) stock?
The latest price target for Upstart Hldgs (NASDAQ:UPST) was reported by Piper Sandler on June 24, 2025. The analyst firm set a price target for $75.00 expecting UPST to rise to within 12 months (a possible 19.64% upside). 38 analyst firms have reported ratings in the last year.
What is the most recent analyst rating for Upstart Hldgs (UPST)?
The latest analyst rating for Upstart Hldgs (NASDAQ:UPST) was provided by Piper Sandler, and Upstart Hldgs their overweight rating.
When was the last upgrade for Upstart Hldgs (UPST)?
The last upgrade for Upstart Holdings Inc happened on April 29, 2025 when B of A Securities raised their price target to $53. B of A Securities previously had an underperform for Upstart Holdings Inc.
When was the last downgrade for Upstart Hldgs (UPST)?
The last downgrade for Upstart Holdings Inc happened on December 2, 2024 when JP Morgan changed their price target from $45 to $57 for Upstart Holdings Inc.
When is the next analyst rating going to be posted or updated for Upstart Hldgs (UPST)?
Analysts arrive at stock ratings after doing extensive research, which includes going through public financial statements, talking to executives and customers of Upstart Hldgs, and listening in to earnings conference calls. Most analysts do this every three months, so you should get 4 ratings per company per firm each year. The last rating for Upstart Hldgs was filed on June 24, 2025 so you should expect the next rating to be made available sometime around June 24, 2026.
Is the Analyst Rating Upstart Hldgs (UPST) correct?
While ratings are subjective and will change, the latest Upstart Hldgs (UPST) rating was a with a price target of $0.00 to $75.00. The current price Upstart Hldgs (UPST) is trading at is $62.69, which is within the analyst’s predicted range.
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