Amalgamated Financial Stock (NASDAQ: AMAL)

Amalgamated Financial (NASDAQ:AMAL) Stock, Quote.Headers.trade-ideas

Amalgamated Financial

Amalgamated Financial Corp is a bank holding company. It is a full-service commercial bank and a chartered trust company. It provides commercial banking and trust services nationally and offers a range of products and services to commercial and retail customers. It offers a complete suite of commercial and retail banking, investment management, and trust and custody services.

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Fed&#39;s rate cut boosts banking sector, JPMorgan analyst predicts NIM and loan demand growth, offers investment opportunities in large, mid, and small-cap banks

Bank Stocks Hit Inflection Point After Fed&#39;s 50 Basis Point Cut, Analyst Reveals Top Picks

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Euronet Worldwide, Inc.&#39;s (NASDAQ: EEFT) Ria Money Transfer (&#34;RIA&#34;) inked a deal with a leading community financial services retailer, PLS Financial Services, headquartered in Chicago.

Euronet&#39;s Ria Expands Reach With PLS Partnership in the United States

Shares of Euronet Worldwide, Inc. (NASDAQ: EEFT) have gained 23.6% in the past year compared with the industry&#39;s 21.6% growth. With a market capitalization of $4.8 billion, the average volume of shares traded in the last three months was 0.4 million.

Euronet Stock Rises 24% in a Year: What Lies Ahead for Investors?

Amalgamated Financial Corp. - Common Stock

Amalgamated Financial Corp

SATURNA AL K GBL FOCUS EQUITY ETF

Cantor Fitzgerald analyst Kristen Kluska reiterates Disc Medicine (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/IRON#NASDAQ">IRON</a>) with a Overweight and maintains $85 price target.

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IRON

Cantor Fitzgerald Reiterates Overweight on Disc Medicine, Maintains $85 Price Target

Cantor Fitzgerald analyst Kristen Kluska reiterates Humacyte (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/HUMA#NASDAQ">HUMA</a>) with a Overweight and maintains $13 price target.

HUMA

Cantor Fitzgerald Reiterates Overweight on Humacyte, Maintains $13 Price Target

Truist Securities analyst Brandon King maintains Trustmark (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/TRMK#NASDAQ">TRMK</a>) with a Hold and lowers the price target from $37 to $35.

TRMK

Truist Securities Maintains Hold on Trustmark, Lowers Price Target to $35

By Lance Roberts
When stock markets rise, the bullish narrative tends to dominate, overlooking the potential impact of market declines. This oversight stems from two main problems: a basic misunderstanding of math and time&rsquo;s critical role in investing. Every year, I receive the following chart as a counterargument when discussing the importance of managing risk during a portfolio&rsquo;s life cycle. The chart shows that while the average bull market advance is 149%, the average bear market decline is just -32%.
So, why bother managing risk when markets rise 4.7x more over the long term than they fall?
<a href="https://realinvestmentadvice.com/wp-content/uploads/2024/09/image-1.png"><img alt="Bull and Bear Markets over time measured in terms of percentage gain and loss." src="https://realinvestmentadvice.com/wp-content/uploads/2024/09/image-1-1024x651.png" style="height:397px; width:624px" /></a>
As with any long-term analysis, one should quickly realize the most critical issue for every investor&mdash;time.
<h3>The Reality Of Long-Term Stock Market Returns</h3>
Yes, since 1900, the stock market has &ldquo;averaged&rdquo; an 8% annualized rate of return. However, this does NOT mean the market returns 8% every year. As we discussed recently, several key facts about markets should be understood.
<ul>
<li>Stocks rise more often than they fall: Historically, the stock market increases about 73% of the time. The other 27% of the time, market corrections reverse the excesses of previous advances. The table below shows the dispersion of returns over time.</li>
</ul>
<a href="https://realinvestmentadvice.com/wp-content/uploads/2024/03/image-75.png"><img alt="Average Returns Annual" src="https://realinvestmentadvice.com/wp-content/uploads/2024/03/image-75.png" style="height:353px; width:624px" /></a>
However, to achieve that 8% annualized &ldquo;average&rdquo; rate of return, you would need to live for&nbsp;124 years.
<h3>Time Is The Investor&rsquo;s Biggest Challenge</h3>
The average American faces a sobering reality: human mortality. Most investors don&rsquo;t begin seriously saving for retirement until their mid-40s, as the cost of living during earlier years&mdash;college, getting married, having kids&mdash;consumes much of their income. Generally, incomes don&rsquo;t exceed the cost of living until the mid-to late-40s, allowing for a serious push toward retirement savings. Most individuals have just 20 to 25 productive working years to achieve their investment goals.
Investment studies should align time frames with human mortality rather than focusing on&nbsp;&ldquo;long-term&rdquo;&nbsp;average returns. There are periods in history where real, inflation-adjusted total returns over 20 years have been close to zero or negative. Interestingly, these periods of near-zero to negative returns were typically preceded by&nbsp;high market valuations&mdash;as we see today.
<a href="https://realinvestmentadvice.com/wp-content/uploads/2024/09/image-2.png"><img alt="Rolling 20 year returns of the market based on trailing valuations" src="https://realinvestmentadvice.com/wp-content/uploads/2024/09/image-2.png" style="height:379px; width:624px" /></a>
Time&nbsp;and&nbsp;valuations&nbsp;are the most important factors for those just beginning their investment journey.
<h2>The Problem with Percentage-Based Returns</h2>
Another issue with long-term analysis is the misunderstanding of basic math, as we discussed in&nbsp;<a href="https://realinvestmentadvice.com/market-corrections-matter-more-than-you-think/" rel="noreferrer noopener" target="_blank">&ldquo;Market Corrections.&rdquo;</a>
Charts often show percentage returns, which can be deceptive without deeper analysis. Let&rsquo;s take an example:
If an index grows from 1000 to 8000:
<ul>
<li>1000 to 2000 = 100% return</li>
<li>1000 to 3000 = 200% return</li>
<li>1000 to 8000 = 700% return</li>
</ul>
An investor who bought into the index generated a 700% return. According to First Trust, why worry about a 50% correction when you&rsquo;ve just gained 700%?
However, the problem lies in the percentages. A 50% correction does NOT leave you with a 650% gain. It subtracts 4000 points from the index, reducing your 700% gain to just 300%.
Recovering those lost 4000 points to break even after a market decline is a much harder task. The real damage of a market decline becomes clear when we reconstruct the chart to display&nbsp;point gain/loss versus percentages. In many cases, a significant portion of a bull market&rsquo;s gains are reversed by the subsequent bear market decline.
<a href="https://realinvestmentadvice.com/wp-content/uploads/2024/09/image-3.png"><img alt="S&amp;P 500 market returns by bull and bear cycle measured in point gain or loss." src="https://realinvestmentadvice.com/wp-content/uploads/2024/09/image-3.png" style="height:329px; width:624px" /></a>
While markets do recover, mainstream analysis often overlooks one key factor:&nbsp;time.
<h3 id="its-a-time-problem">Market Declines Are A &ldquo;Time&rdquo;&nbsp;Problem.&nbsp;</h3>
For most of us mere mortals,&nbsp;time&nbsp;plays a crucial role in our investing strategy. As shown in previous analyses, investors typically fall short of their expected outcomes when factoring in life expectancy and the time required for recovery from market downturns.
Below is a chart assuming a $1000 investment over each period and holding the total return until death. No withdrawals are made. The orange sloping line represents the&nbsp;&ldquo;promise&rdquo;&nbsp;of a 6% annualized compound return. The black line represents the actual outcome. In all cases except the most recent cycle starting in 2009, the invested capital fell short of the promised return goal.
The next significant downturn will likely reverse many of the gains from the current cycle, highlighting why using&nbsp;compounded&nbsp;or&nbsp;average&nbsp;rates of return in financial planning often leads to disappointment.
<a href="https://realinvestmentadvice.com/wp-content/uploads/2021/09/Life-Expectancy-6pct-Returns-Time-Frames.png"><img alt="Real Total Return vs Life Span" src="https://realinvestmentadvice.com/wp-content/uploads/2021/09/Life-Expectancy-6pct-Returns-Time-Frames-1024x832.png" style="height:507px; width:624px" /></a>
At the point of death, the invested capital is short of the promised goal in every case except the current cycle starting in 2009. However, that cycle is yet to be complete, and the next significant downturn will likely reverse most, if not all, of those gains. Such is why using&nbsp;&ldquo;compounded&rdquo;&nbsp;or&nbsp;&ldquo;average&rdquo;&nbsp;rates of return in financial planning often leads to disappointment.
The reason is that market declines matter, and getting&nbsp;&ldquo;back to even&rdquo;&nbsp;is not the same as accumulating capital.&nbsp;The chart visualizes the importance of market declines by showing the difference between&nbsp;&ldquo;actual&rdquo;&nbsp;investment returns and&nbsp;&ldquo;average&rdquo;&nbsp;returns over time. The purple-shaded area and the market price graph show&nbsp;&ldquo;average&rdquo;&nbsp;returns of 7% annually. However, the return gap in&nbsp;&ldquo;actual returns&rdquo;&nbsp;due to market declines is quite significant.
<a href="https://realinvestmentadvice.com/wp-content/uploads/2021/09/Promised-vs-Real-Returns-091221.png"><img alt="Average versus actual retunrs" src="https://realinvestmentadvice.com/wp-content/uploads/2021/09/Promised-vs-Real-Returns-091221-1024x529.png" style="height:322px; width:624px" /></a>
<h3>Why Time And Valuations Matter For Investors</h3>
Whether you&rsquo;re five years from retirement or just starting your career, there are three key factors to consider in today&rsquo;s market environment:
<ol>
<li>Time horizon&nbsp;(retirement age minus starting age)</li>
<li>Valuations&nbsp;at the beginning of your investment period</li>
<li>Rate of return&nbsp;required to meet your investment goals</li>
</ol>
A&nbsp;buy-and-hold strategy may disappoint&nbsp;if valuations are high when you start investing, and your time horizon is too short or the required return rate is too high.
Mean reversion events often reveal the flaws of&nbsp;buy-and-hold&nbsp;investment strategies. Unlike a&nbsp;high-yield savings account, stock markets experience losses that can devastate retirement plans. (Ask any &ldquo;boomer&rdquo; who lived through the dot-com crash or the financial crisis.)
Investors should consider more&nbsp;active strategies&nbsp;to preserve capital during excessively high valuations.
<h3>Adjusting Expectations For Future Returns</h3>
Investors should consider the following:
<ul>
<li>Adjust expectations for future returns and withdrawal rates due to current valuation levels.</li>
<li>Understand that front-loaded returns in the future are unlikely.</li>
<li>Consider life expectancy when planning your investment strategy.</li>
<li>Plan for the impact of taxes on returns.</li>
<li>Carefully assess inflation expectations when allocating investments.</li>
<li>During declining market environments, reduce portfolio withdrawals to avoid depleting principal faster.</li>
</ul>
The last 13 years of chasing yields in a low-rate environment have created a hazardous situation for investors. It&rsquo;s crucial to abandon expectations of&nbsp;compounded annual returns&nbsp;and instead focus on&nbsp;variable return rates&nbsp;based on current market conditions.
<h3>Conclusion: Don&rsquo;t Chase The Market</h3>
Chasing an arbitrary index and staying 100% invested in the equity market forces you to take on more risk than you may realize. Two major bear markets in the last decade have left many individuals further from retirement than planned.
Retirement investing should focus on&nbsp;conservative, cautious growth&nbsp;to outpace inflation. Attempting to beat a random, arbitrary index with no connection to your personal financial goals is a risky game. Remember, in the market, there are no bulls or bears. There are only those who succeed in reaching their investment goals&mdash;and those who fail.
<hr />
<h3>FAQ Section</h3>
Q: Why is risk management important in investing? 
A: Risk management helps protect your portfolio from significant losses during market declines, ensuring you stay on track to meet your long-term goals.
Q: How do market declines affect long-term returns? 
A: Market declines reduce returns; recovering from a decline can take years. This significantly impacts the overall growth of your portfolio, especially if time is a limiting factor.
Q: What is the best strategy during high market valuations? 
A: During high market valuations, consider more active strategies and focus on preserving capital to minimize losses during market corrections.
<hr />
Focusing on time, valuations, and proper risk management can help you better align your investment strategy with your financial goals and life expectancy.
Lance Roberts is a Chief Portfolio Strategist/Economist for&nbsp;<a href="https://realinvestmentadvice.com/investing/" target="_blank">RIA Advisors</a>. He is also the host of &ldquo;<a href="https://realinvestmentadvice.com/podcasts/" target="_blank">The Lance Roberts Podcast</a>&rdquo; and Chief Editor of the &ldquo;<a href="https://realinvestmentadvice.com/" target="_blank">Real Investment Advice</a>&rdquo; website and author of &ldquo;<a href="https://realinvestmentadvice.com/real-investment-daily/" target="_blank">Real Investment Daily</a>&rdquo; blog and &ldquo;Real Investment Report&ldquo;. Follow Lance on&nbsp;<a href="https://www.facebook.com/RealInvestmentAdvice/" target="_blank">Facebook</a>,&nbsp;<a href="https://twitter.com/LanceRoberts" target="_blank">Twitter</a>,&nbsp;<a href="https://www.linkedin.com/in/realinvestmentadvice/" target="_blank">Linked-In</a>&nbsp;and&nbsp;<a href="https://www.youtube.com/channel/UCXVMMgEidXlrTM1coedg70A" target="_blank">YouTube</a>

General

Market Declines And The Problem Of Time

Truist Securities analyst Michael Swartz maintains Thor Industries (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/THO#NYSE">THO</a>) with a Hold and raises the price target from $95 to $105.

Truist Securities Maintains Hold on Thor Industries, Raises Price Target to $105

Financial giants have made a conspicuous bearish move on ServiceNow. Our analysis of options history for ServiceNow (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/NOW#NYSE">NOW</a>) revealed 10 unusual trades.
Delving into the details, we found 20% of traders were bullish, while 40% showed bearish tendencies. Out of all the trades we spotted, 3 were puts, with a value of $148,200, and 7 were calls, valued at $331,595.
<h3>Predicted Price Range</h3>
Based on the trading activity, it appears that the significant investors are aiming for a price territory stretching from $400.0 to $1000.0 for ServiceNow over the recent three months. 
<h3>Volume &amp; Open Interest Trends</h3>
Looking at the volume and open interest is an insightful way to conduct due diligence on a stock.
This data can help you track the liquidity and interest for ServiceNow's options for a given strike price.
Below, we can observe the evolution of the volume and open interest of calls and puts, respectively, for all of ServiceNow's whale activity within a strike price range from $400.0 to $1000.0 in the last 30 days. 
<h3>ServiceNow Option Volume And Open Interest Over Last 30 Days</h3>
<img src="https://www.benzinga.com/files/images/story/2024/1726849015_0.png" alt="Options Call Chart" />
<h3>Biggest Options Spotted:</h3>

<table>
<thead>
<tr>
<th>Symbol</th>
<th>PUT/CALL</th>
<th>Trade Type</th>
<th>Sentiment</th>
<th>Exp. Date</th>
<th>Ask</th>
<th>Bid</th>
<th>Price</th>
<th>Strike Price</th>
<th>Total Trade Price</th>
<th style="text-align: right;">Open Interest</th>
<th style="text-align: right;">Volume</th>
</tr>
</thead>
<tbody>
<tr>
<td>NOW</td>
<td>PUT</td>
<td>SWEEP</td>
<td>NEUTRAL</td>
<td>10/04/24</td>
<td>$23.8</td>
<td>$21.2</td>
<td>$21.52</td>
<td>$930.00</td>
<td>$96.7K</td>
<td style="text-align: right;">40</td>
<td style="text-align: right;">88</td>
</tr>
<tr>
<td>NOW</td>
<td>CALL</td>
<td>SWEEP</td>
<td>BULLISH</td>
<td>12/20/24</td>
<td>$71.2</td>
<td>$67.5</td>
<td>$69.41</td>
<td>$920.00</td>
<td>$70.7K</td>
<td style="text-align: right;">201</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td>NOW</td>
<td>CALL</td>
<td>TRADE</td>
<td>NEUTRAL</td>
<td>01/16/26</td>
<td>$134.7</td>
<td>$129.8</td>
<td>$132.0</td>
<td>$1000.00</td>
<td>$66.0K</td>
<td style="text-align: right;">280</td>
<td style="text-align: right;">5</td>
</tr>
<tr>
<td>NOW</td>
<td>CALL</td>
<td>TRADE</td>
<td>BEARISH</td>
<td>12/18/26</td>
<td>$577.8</td>
<td>$565.3</td>
<td>$568.0</td>
<td>$400.00</td>
<td>$56.8K</td>
<td style="text-align: right;">19</td>
<td style="text-align: right;">5</td>
</tr>
<tr>
<td>NOW</td>
<td>CALL</td>
<td>TRADE</td>
<td>BEARISH</td>
<td>01/16/26</td>
<td>$435.2</td>
<td>$428.0</td>
<td>$428.0</td>
<td>$540.00</td>
<td>$42.8K</td>
<td style="text-align: right;">3</td>
<td style="text-align: right;">1</td>
</tr>
</tbody>
</table>

<h3>About ServiceNow</h3>
ServiceNow Inc provides software solutions to structure and automate various business processes via a SaaS delivery model. The company primarily focuses on the IT function for enterprise customers. ServiceNow began with IT service management, expanded within the IT function, and more recently directed its workflow automation logic to functional areas beyond IT, notably customer service, HR service delivery, and security operations. ServiceNow also offers an application development platform as a service.
Following our analysis of the options activities associated with ServiceNow, we pivot to a closer look at the company's own performance.
<h3>Current Position of ServiceNow</h3>
<ul>
<li>Currently trading with a volume of 517,501, the NOW's price is down by -0.02%, now at $919.06. </li>
<li>RSI readings suggest the stock is currently may be overbought.</li>
<li>Anticipated earnings release is in 33 days.</li>
</ul>
<h3>Expert Opinions on ServiceNow</h3>
In the last month, 1 experts released ratings on this stock with an average target price of $900.0.
Unusual Options Activity Detected: Smart Money on the Move
Benzinga Edge's Unusual Options board spots potential market movers before they happen. See what positions big money is taking on your favorite stocks. <a href="https://www.benzinga.com/premium/ideas/benzinga-edge-checkout/?t=Be8be9arja3be22bz20&amp;utm_source=benzinga-insights">Click here for access</a>. 
&#x2A; In a cautious move, an analyst from Needham downgraded its rating to Buy, setting a price target of $900. 
Trading options involves greater risks but also offers the potential for higher profits. Savvy traders mitigate these risks through ongoing education, strategic trade adjustments, utilizing various indicators, and staying attuned to market dynamics. Keep up with the latest options trades for ServiceNow with <a href="https://benzinga.grsm.io/register174">Benzinga Pro</a> for real-time alerts.

Options

ServiceNow Options Trading: A Deep Dive into Market Sentiment

Whales with a lot of money to spend have taken a noticeably bullish stance on Upstart Hldgs.
Looking at options history for Upstart Hldgs (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/UPST#NASDAQ">UPST</a>) we detected 30 trades.
If we consider the specifics of each trade, it is accurate to state that 46% of the investors opened trades with bullish expectations and 43% with bearish.
From the overall spotted trades, 4 are puts, for a total amount of $230,526 and 26, calls, for a total amount of $2,463,790.
<h3>Predicted Price Range</h3>
Analyzing the Volume and Open Interest in these contracts, it seems that the big players have been eyeing a price window from $25.0 to $65.0 for Upstart Hldgs during the past quarter. 
<h3>Volume &amp; Open Interest Trends</h3>
Examining the volume and open interest provides crucial insights into stock research. This information is key in gauging liquidity and interest levels for Upstart Hldgs's options at certain strike prices. Below, we present a snapshot of the trends in volume and open interest for calls and puts across Upstart Hldgs's significant trades, within a strike price range of $25.0 to $65.0, over the past month.
<h3>Upstart Hldgs Option Activity Analysis: Last 30 Days</h3>
<img src="https://www.benzinga.com/files/images/story/2024/1726849011_0.png" alt="Options Call Chart" />
<h3>Largest Options Trades Observed:</h3>

<table>
<thead>
<tr>
<th>Symbol</th>
<th>PUT/CALL</th>
<th>Trade Type</th>
<th>Sentiment</th>
<th>Exp. Date</th>
<th>Ask</th>
<th>Bid</th>
<th>Price</th>
<th>Strike Price</th>
<th>Total Trade Price</th>
<th>Open Interest</th>
<th>Volume</th>
</tr>
</thead>
<tbody>
<tr>
<td>UPST</td>
<td>PUT</td>
<td>SWEEP</td>
<td>BULLISH</td>
<td>10/18/24</td>
<td>$2.89</td>
<td>$2.87</td>
<td>$2.89</td>
<td>$40.00</td>
<td>$136.9K</td>
<td>2.1K</td>
<td>518</td>
</tr>
<tr>
<td>UPST</td>
<td>CALL</td>
<td>SWEEP</td>
<td>BULLISH</td>
<td>06/20/25</td>
<td>$11.5</td>
<td>$11.3</td>
<td>$11.42</td>
<td>$40.00</td>
<td>$113.4K</td>
<td>4.5K</td>
<td>1.6K</td>
</tr>
<tr>
<td>UPST</td>
<td>CALL</td>
<td>SWEEP</td>
<td>BEARISH</td>
<td>06/20/25</td>
<td>$11.35</td>
<td>$11.3</td>
<td>$11.3</td>
<td>$40.00</td>
<td>$113.2K</td>
<td>4.5K</td>
<td>1.8K</td>
</tr>
<tr>
<td>UPST</td>
<td>CALL</td>
<td>TRADE</td>
<td>BEARISH</td>
<td>06/20/25</td>
<td>$11.5</td>
<td>$11.3</td>
<td>$11.32</td>
<td>$40.00</td>
<td>$113.2K</td>
<td>4.5K</td>
<td>1.7K</td>
</tr>
<tr>
<td>UPST</td>
<td>CALL</td>
<td>SWEEP</td>
<td>BULLISH</td>
<td>06/20/25</td>
<td>$11.65</td>
<td>$11.25</td>
<td>$11.32</td>
<td>$40.00</td>
<td>$113.1K</td>
<td>4.5K</td>
<td>1.4K</td>
</tr>
</tbody>
</table>

<h3>About Upstart Hldgs</h3>
Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. Upstart's platform includes personal loans, automotive retail and refinance loans, home equity lines of credit and small dollar loans.
After a thorough review of the options trading surrounding Upstart Hldgs, we move to examine the company in more detail. This includes an assessment of its current market status and performance.
<h3>Present Market Standing of Upstart Hldgs</h3>
<ul>
<li>With a trading volume of 3,262,345, the price of UPST is down by -0.02%, reaching $39.99.</li>
<li>Current RSI values indicate that the stock is is currently neutral between overbought and oversold.</li>
<li>Next earnings report is scheduled for 46 days from now.</li>
</ul>
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Trading options involves greater risks but also offers the potential for higher profits. Savvy traders mitigate these risks through ongoing education, strategic trade adjustments, utilizing various indicators, and staying attuned to market dynamics. Keep up with the latest options trades for Upstart Hldgs with <a href="https://benzinga.grsm.io/register174">Benzinga Pro</a> for real-time alerts.

UPST

Upstart Hldgs Options Trading: A Deep Dive into Market Sentiment

Whales with a lot of money to spend have taken a noticeably bearish stance on Applied Mat.
Looking at options history for Applied Mat (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/AMAT#NASDAQ">AMAT</a>) we detected 10 trades.
If we consider the specifics of each trade, it is accurate to state that 30% of the investors opened trades with bullish expectations and 40% with bearish.
From the overall spotted trades, 2 are puts, for a total amount of $57,720 and 8, calls, for a total amount of $476,043.
<h3>Predicted Price Range</h3>
Taking into account the Volume and Open Interest on these contracts, it appears that whales have been targeting a price range from $140.0 to $210.0 for Applied Mat over the last 3 months. 
<h3>Volume &amp; Open Interest Development</h3>
Looking at the volume and open interest is an insightful way to conduct due diligence on a stock.
This data can help you track the liquidity and interest for Applied Mat's options for a given strike price.
Below, we can observe the evolution of the volume and open interest of calls and puts, respectively, for all of Applied Mat's whale activity within a strike price range from $140.0 to $210.0 in the last 30 days. 
<h3>Applied Mat Call and Put Volume: 30-Day Overview</h3>
<img src="https://www.benzinga.com/files/images/story/2024/1726849005_0.png" alt="Options Call Chart" />
<h3>Significant Options Trades Detected:</h3>

<table>
<thead>
<tr>
<th>Symbol</th>
<th>PUT/CALL</th>
<th>Trade Type</th>
<th>Sentiment</th>
<th>Exp. Date</th>
<th>Ask</th>
<th>Bid</th>
<th>Price</th>
<th>Strike Price</th>
<th>Total Trade Price</th>
<th>Open Interest</th>
<th style="text-align: right;">Volume</th>
</tr>
</thead>
<tbody>
<tr>
<td>AMAT</td>
<td>CALL</td>
<td>TRADE</td>
<td>BEARISH</td>
<td>10/18/24</td>
<td>$10.5</td>
<td>$10.2</td>
<td>$10.2</td>
<td>$190.00</td>
<td>$153.0K</td>
<td>2.4K</td>
<td style="text-align: right;">13</td>
</tr>
<tr>
<td>AMAT</td>
<td>CALL</td>
<td>TRADE</td>
<td>BEARISH</td>
<td>09/27/24</td>
<td>$3.05</td>
<td>$2.95</td>
<td>$2.95</td>
<td>$195.00</td>
<td>$73.4K</td>
<td>828</td>
<td style="text-align: right;">528</td>
</tr>
<tr>
<td>AMAT</td>
<td>CALL</td>
<td>SWEEP</td>
<td>NEUTRAL</td>
<td>09/27/24</td>
<td>$1.45</td>
<td>$1.42</td>
<td>$1.42</td>
<td>$200.00</td>
<td>$69.7K</td>
<td>798</td>
<td style="text-align: right;">661</td>
</tr>
<tr>
<td>AMAT</td>
<td>CALL</td>
<td>SWEEP</td>
<td>BEARISH</td>
<td>09/27/24</td>
<td>$2.31</td>
<td>$2.25</td>
<td>$2.25</td>
<td>$197.50</td>
<td>$56.2K</td>
<td>264</td>
<td style="text-align: right;">265</td>
</tr>
<tr>
<td>AMAT</td>
<td>CALL</td>
<td>TRADE</td>
<td>BULLISH</td>
<td>09/27/24</td>
<td>$2.36</td>
<td>$2.08</td>
<td>$2.3</td>
<td>$197.50</td>
<td>$34.5K</td>
<td>264</td>
<td style="text-align: right;">265</td>
</tr>
</tbody>
</table>

<h3>About Applied Mat</h3>
Applied Materials is the largest semiconductor wafer fabrication equipment, or WFE, manufacturer in the world. Applied Materials has a broad portfolio spanning nearly every corner of the WFE ecosystem. Specifically, Applied Materials holds a market share leadership position in deposition, which entails the layering of new materials on semiconductor wafers. It is more exposed to general-purpose logic chips made at integrated device manufacturers and foundries. It counts the largest chipmakers in the world as customers, including TSMC, Intel, and Samsung.
After a thorough review of the options trading surrounding Applied Mat, we move to examine the company in more detail. This includes an assessment of its current market status and performance.
<h3>Present Market Standing of Applied Mat</h3>
<ul>
<li>Trading volume stands at 3,052,366, with AMAT's price down by -1.43%, positioned at $193.9.</li>
<li>RSI indicators show the stock to be is currently neutral between overbought and oversold.</li>
<li>Earnings announcement expected in 55 days.</li>
</ul>
<h3>What The Experts Say On Applied Mat</h3>
Over the past month, 3 industry analysts have shared their insights on this stock, proposing an average target price of $204.0.
Turn $1000 into $1270 in just 20 days?
20-year pro options trader reveals his one-line chart technique that shows when to buy and sell. Copy his trades, which have had averaged a 27% profit every 20 days. <a href="https://www.benzinga.com/premium/ideas/options-moneyline-2/?t=Moop1arja3be22op14&amp;utm_source=benzinga-insights">Click here for access</a>. 
&#x2A; Maintaining their stance, an analyst from Morgan Stanley continues to hold a Equal-Weight rating for Applied Mat, targeting a price of $185. 
&#x2A; Maintaining their stance, an analyst from Citigroup continues to hold a Buy rating for Applied Mat, targeting a price of $217. 
&#x2A; An analyst from UBS persists with their Neutral rating on Applied Mat, maintaining a target price of $210. 
Options are a riskier asset compared to just trading the stock, but they have higher profit potential. Serious options traders manage this risk by educating themselves daily, scaling in and out of trades, following more than one indicator, and following the markets closely.
If you want to stay updated on the latest options trades for Applied Mat, <a href="https://benzinga.grsm.io/register174">Benzinga Pro</a> gives you real-time options trades alerts.

AMAT

Smart Money Is Betting Big In AMAT Options

Truist Securities analyst Tobey Sommer maintains Brink's (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BCO#NYSE">BCO</a>) with a Buy and raises the price target from $110 to $144.

Truist Securities Maintains Buy on Brink's, Raises Price Target to $144

Cantor Fitzgerald analyst Kristen Kluska reiterates Amicus Therapeutics (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FOLD#NASDAQ">FOLD</a>) with a Overweight and maintains $20 price target.

FOLD

Cantor Fitzgerald Reiterates Overweight on Amicus Therapeutics, Maintains $20 Price Target

<a href="https://www.benzinga.com/personal-finance/24/09/40900871/donald-trump-says-inflation-is-the-highest-ever-but-experts-dispute-his-claims-heres-the-truth-a">Donald Trump</a> was in the hot seat recently at the New York Economic Club, fielding tough questions on the rising costs of child care. His response, however, took a sharp turn into familiar territory – tariffs. Trump confidently declared that tariffs would bring in &#8220;trillions of dollars&#8221; for the U.S. government, downplaying the cost of child care as "not very expensive" compared to the revenue he expected from tariffs.
Don't Miss:
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<li><a href="https://www.benzinga.com/money/charlie-munger-100k">Charlie Munger said if you want to be rich, &#8220;find a way to get your hands on $100,000&#8221; — here&#8217;s what he means.</a></li>
<li>Can you guess how many retire with a $5,000,000 nest egg? &#8211;<a href="https://www.benzinga.com/money/retire-5mil-nest-egg"> How does it compare to the average?</a></li>
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However, Trump&#8217;s tariff proposal, which joins tax cuts and mass deportations as his top priorities, has drawn significant attention for its potential to worsen inflation – an issue that remains top-of-mind for American voters.
Although inflation has eased to 2.5%, everyday prices like groceries and housing remain sky-high. Food is still 25% more expensive than in 2020 and housing prices show no sign of coming down. The inflation issue took center stage at this week&#8217;s presidential debate, with both candidates pledging to address the crisis.
Trending: Founder of Personal Capital and ex-CEO of PayPal<a href="https://www.benzinga.com/money/evergreen-money"> re-engineers traditional banking with this new high-yield account — start saving better today.</a>
Goldman Sachs recently issued a stark warning: Trump's proposed tariffs could increase inflation by 1.2% by 2025. That's not the only red flag. Economists say Trump&#8217;s tax cuts and mass deportations could also fuel inflation.&nbsp;
"If you cut taxes and the Federal Reserve lowers interest rates, you&#8217;re boosting demand without increasing supply," some economists argue. With unemployment already at record lows, these moves could spell trouble.
Trending: Commercial real estate has historically outperformed the stock market, and<a href="https://www.benzinga.com/money/marcus-millichap-backed-platform-makes-it-easy-to-invest-in-real-estate"> this platform allows individuals to invest in commercial real estate with as little as $5,000 offering a 12% target yield with a bonus 1% return boost today!</a>
Back in July, a survey by the Wall Street Journal revealed that most economists believed inflation would rise under Trump's leadership compared to a second Biden term. Sixteen Nobel Prize-winning economists even wrote that Trump's policies posed "serious risks" to the U.S. economy. &#8220;Nonpartisan researchers predict that if Trump enacts his agenda, it will lead to more inflation,&#8221; the Nobel laureates said.
However, Trump has his defenders. E.J. Antoni from the conservative Heritage Foundation noted that Trump enacted similar policies during his first term without triggering runaway <a href="https://www.benzinga.com/personal-finance/24/09/40900871/donald-trump-says-inflation-is-the-highest-ever-but-experts-dispute-his-claims-heres-the-truth-a">inflation</a>. "People said the same thing back then, but it didn't happen," Antoni stated.
Trending: During market downturns, investors are learning that unlike equities, these<a href="https://www.benzinga.com/money/connect-invest-real-estate-notes"> high-yield real estate notes that pay 7.5% &#8211; 9% are protected by resilient assets, buffering against losses.</a>
Despite Trump's vow to "get rid of inflation," his plan remains vague. Justin Wolfers, an economist at the University of Michigan, said Trump's approach isn't a concrete policy. "Saying ‘I will ask people for their ideas' is not a plan to reduce inflation," Wolfers quipped.
Other economists have echoed this sentiment, pointing out the lack of details behind Trump's promises. Kimberly Clausing from the Peterson Institute for International Economics was blunt: "I don't think we've seen a more inflationary platform."
Trending: One trailblazing female with an expertise in renewable energy built a company that's bringing the EV revolution to disadvantaged communities —<a href="https://www.benzinga.com/money/dunamis-1"> here&#8217;s how you can invest at just $500</a>
Trump's proposed tariffs on Chinese goods, which could reach 60%, are a particular concern. Studies suggest these tariffs would cost the average American household an additional $2,600 annually.
Although some argue that tariffs protect American jobs, Wolfers cautioned, "Every dollar of tariff revenue will come from higher prices paid by Americans." Some pro-tariff groups, like the Coalition for a Prosperous America, argue that consumers will eventually switch to U.S.-made goods, softening the blow. But many believe the tariffs will deliver the "sharpest inflation shock in quite some time."
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<li>The average American couple has saved this much money for retirement —<a href="http://www.benzinga.com/money/smartasset"> How do you compare</a>?</li>
<li>The number of ‘401(k)' Millionaires is up 43% from last year —<a href="https://www.benzinga.com/money/401k-millionaires"> Here are three ways to join the club.</a></li>
</ul>

Personal Finance

Economists Warn Trump's Plans For Tax Cuts, Tariffs and Deportation Could Trigger Skyrocketing Inflation – Here's How It Might Happen

Trading Halt: Halt status updated at 12:15:00 PM ET: Quotation Resumption: IPO Security - Released for Quotation

Fortress Biotech Inc (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FBIO#NASDAQ">FBIO</a>) shares are trading lower by 18.5% to $1.49 Friday afternoon after the company announced the pricing of a $8 million registered direct offering and <a href="https://www.benzinga.com/pressreleases/24/09/g40956628/fortress-biotech-announces-pricing-of-8-million-registered-direct-offering-and-concurrent-private-">concurrent private placements</a>.
What Happened: Fortress Biotech announced on Thursday that it entered into securities purchase agreements with healthcare-focused institutional investors to sell 3,939,394 shares of common stock at $1.65 per share in a direct offering. 
Additionally, the company issued warrants to purchase up to 3,939,394 shares at $1.84 per share, exercisable in six months, expiring in five and a half years. In a separate private placement, the company&#8217;s Chairman, CEO and President purchased 763,359 shares and warrants at $1.84 per share. 
The offerings will raise approximately $8 million in gross proceeds, aimed at general corporate use. A.G.P./Alliance Global Partners is acting as the sole placement agent, and the offerings are expected to close around September 23, 2024.
Read Also: <a href="https://www.benzinga.com/news/24/09/40958207/how-apple-stock-could-gain-from-fridays-s-p-500-rebalancing-what-investors-should-know">How Apple Stock Could Gain From Friday&#8217;s S&amp;P 500 Rebalancing: What Investors Should Know</a>
<h2 class="wp-block-heading">Should I Sell My FBIO Stock?</h2>
When deciding to hold on to or sell a stock, investors should consider their time horizon, unrealized gains and total return.
Shares of Fortress Biotech have decreased by 67.86% in the past year. An investor who bought shares of Fortress Biotech at the beginning of the year would take a loss of $1.22 per share if they sold it today. The stock has fallen 29.9% over the past month, meaning an investor who bought shares on Aug. 1 would see a capital loss of $0.44.
Fortress Biotech shares have an all-time high of $54.75, representing 3637.2% upside from current levels.
Investors may also consider market dynamics. The Relative Strength Index can be used to indicate whether a stock is overbought or oversold. Fortress Biotech stock currently has an RSI of 48.73, indicating neutral conditions.
For access to advanced charting and analysis tools and stock data, check out <a href="https://pro.benzinga.com/">Benzinga PRO. Try it for free.</a>
FBIO has a 52-week high of $5.28 and a 52-week low of $1.25.

FBIO

Why Fortress Biotech (FBIO) Stock Is Getting Hammered

2024 has been a tumultuous year for the cryptocurrency industry, with several high-profile crimes dominating the headlines. Benzinga looks back at some of the biggest <a href="https://www.benzinga.com/topic/crypto-crime">crypto crime cases in 2024</a>.
What Happened: Earlier this week, a major cryptocurrency heist targeting a Genesis creditor <a href="https://www.benzinga.com/markets/cryptocurrency/24/09/40943186/cybercriminals-busted-for-243m-crypto-heist-they-spent-hundreds-of-thousands-in-night-club">resulted in the theft of $243 million</a>.
The crime, executed on Aug. 19, involved sophisticated phishing and social engineering tactics. Cybercriminals impersonated Google and Gemini support, tricking the victim into resetting 2FA and transferring funds to a compromised wallet. 
The hackers also accessed private keys through AnyDesk, a remote desktop tool. 
The stolen funds were distributed across multiple cryptocurrencies and exchanges to obscure the trail. 
Two arrests have been made in connection with the crime, which involved key figures known as Greavys, Wiz and Box.
However, the heist is just one of many incidents that have rocked the crypto world in 2024.
Also Read: <a href="https://www.benzinga.com/markets/cryptocurrency/24/09/40959531/oops-arthur-hayes-realizes-790-000-loss-on-this-ethereum-based-altcoin">Oops! Arthur Hayes Realizes $790,000 Loss On This Ethereum-Based Altcoin</a>
A crypto whale lost more than $70 million in a phishing scam earlier this year, marking one of the most significant losses in the space. 
<a href="https://www.benzinga.com/markets/cryptocurrency/24/05/38782118/whale-loses-more-than-70m-to-phishing-scam-heres-how-they-got-their-money-back">The funds were recovered</a> through advanced tracking methods and this story serves as a reminder of the vulnerabilities even the wealthiest investors face in the crypto space.
In another massive fraud case, the SEC uncovered a $650 million crypto fraud scheme in August, bringing charges against multiple individuals involved. 
The scale of the fraud exposed the ongoing risks <a href="https://www.benzinga.com/markets/cryptocurrency/24/08/40321230/massive-650m-crypto-fraud-scheme-uncovered-sec-files-charges">within the crypto ecosystem</a>.
July saw the SEC charge the founder of BitClout in a $257 million crypto fraud scheme, bringing further scrutiny to emerging projects in the <a href="https://www.benzinga.com/markets/cryptocurrency/24/07/40066426/sec-charges-bitclout-founder-with-257m-crypto-fraud-scheme">decentralized finance (DeFi) space</a>.
In one of the year's more bizarre cases, the SEC filed a lawsuit involving a $400 million crypto transfer tied to a kidnapping in Dubai, leaving the community puzzled by the <a href="https://www.benzinga.com/markets/cryptocurrency/24/07/39914429/the-curious-case-of-the-sec-lawsuit-involving-a-dubai-kidnapping-and-a-400m-transfer">details of this high-stakes crime</a>.
Meanwhile, the United Kingdom's Financial Conduct Authority (FCA) made headlines when it arrested individuals tied to a $1.2 billion illegal crypto business, underscoring the growing efforts to crack down on <a href="https://www.benzinga.com/markets/cryptocurrency/24/06/39432987/suspects-arrested-over-alleged-1-2b-illegal-crypto-business-by-united-kingdoms-fca">illegal activities in the space.</a>
What&#8217;s Next: As crypto crime continues to rise in 2024, the numbers are staggering, with a report showed an 84% surge in crypto heists, with over $1.58 <a href="https://www.benzinga.com/markets/cryptocurrency/24/08/40392247/crypto-heists-surge-84-in-2024-with-over-1-58b-stolen-says-report">billion stolen so far this year.</a>
These incidents will likely be a major topic of discussion at Benzinga's <a href="https://www.benzinga.com/events/digital-assets/agenda/">Future of Digital Assets</a> event on Nov. 19.
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</ul>
Image: Shutterstock

Coverage of Bitcoin, Etherum, Ripple and all the latest digital currencies.

Cryptocurrency

The Biggest Crypto Crime Cases In 2024: Heists, Frauds, And Multi-Million Dollar Scams Shake The Industry

Truist Securities analyst Brandon King maintains Texas Capital Bancshares (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/TCBI#NASDAQ">TCBI</a>) with a Hold and raises the price target from $70 to $80.

TCBI

Truist Securities Maintains Hold on Texas Capital Bancshares, Raises Price Target to $80

Cantor Fitzgerald analyst Kristen Kluska reiterates 89bio (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/ETNB#NASDAQ">ETNB</a>) with a Overweight and maintains $29 price target.

ETNB

Cantor Fitzgerald Reiterates Overweight on 89bio, Maintains $29 Price Target

Truist Securities analyst Jamie Cook maintains Terex (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/TEX#NYSE">TEX</a>) with a Buy and lowers the price target from $74 to $63.

Truist Securities Maintains Buy on Terex, Lowers Price Target to $63

Cantor Fitzgerald analyst Kristen Kluska reiterates Celldex Therapeutics (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/CLDX#NASDAQ">CLDX</a>) with a Overweight and maintains $67 price target.

CLDX

Cantor Fitzgerald Reiterates Overweight on Celldex Therapeutics, Maintains $67 Price Target

Truist Securities analyst Brandon King maintains Synovus Finl (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SNV#NYSE">SNV</a>) with a Buy and raises the price target from $50 to $52.

Truist Securities Maintains Buy on Synovus Finl, Raises Price Target to $52

Truist Securities analyst Brandon King maintains SouthState (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SSB#NYSE">SSB</a>) with a Hold and raises the price target from $109 to $111.

Truist Securities Maintains Hold on SouthState, Raises Price Target to $111

Amalgamated Bank (AMAL) has issued an update. Amalgamated Financial Corp. has announced a quarterly dividend of $0.12 per share, set to be paid out...

Amalgamated Bank Declares Quarterly Dividend for Shareholders

Amalgamated Bank (AMAL) has issued an announcement. On July 25, 2024, Amalgamated Bank will host a conference call and webcast at 11:00 a.m. Easter...

Amalgamated Bank Q2 Earnings Discussion and Webcast

Amalgamated Bank Non-GAAP EPS of $0.85, revenue of $78.45M

<a href="https://investorplace.com">InvestorPlace - Stock Market News, Stock Advice &amp; Trading Tips</a>
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Amalgamated Financial Corp. 2024 Q2 - Results - Earnings Call Presentation

Amalgamated Financial Corp. (AMAL) Q2 2024 Earnings Call Transcript

KBW Remains a Buy on Amalgamated Bank (AMAL)

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Amalgamated Financial (AMAL) Forecast

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