Unveiling 9 Analyst Insights On Texas Capital Bancshares

9 analysts have expressed a variety of opinions on Texas Capital Bancshares TCBI over the past quarter, offering a diverse set of opinions from bullish to bearish.

The following table summarizes their recent ratings, shedding light on the changing sentiments within the past 30 days and comparing them to the preceding months.

Analysts have recently evaluated Texas Capital Bancshares and provided 12-month price targets. The average target is $66.67, accompanied by a high estimate of $79.00 and a low estimate of $47.00. Experiencing a 0.92% decline, the current average is now lower than the previous average price target of $67.29.

Interpreting Analyst Ratings: A Closer Look

The standing of Texas Capital Bancshares among financial experts is revealed through an in-depth exploration of recent analyst actions. The summary below outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.

Key Insights:

• Action Taken: Analysts frequently update their recommendations based on evolving market conditions and company performance. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their reaction to recent developments related to Texas Capital Bancshares. This information provides a snapshot of how analysts perceive the current state of the company.
• Rating: Offering a comprehensive view, analysts assess stocks qualitatively, spanning from 'Outperform' to 'Underperform'. These ratings convey expectations for the relative performance of Texas Capital Bancshares compared to the broader market.
• Price Targets: Analysts explore the dynamics of price targets, providing estimates for the future value of Texas Capital Bancshares's stock. This examination reveals shifts in analysts' expectations over time.

Considering these analyst evaluations in conjunction with other financial indicators can offer a comprehensive understanding of Texas Capital Bancshares's market position. Stay informed and make well-informed decisions with our Ratings Table.

Stay up to date on Texas Capital Bancshares analyst ratings.

Delving into Texas Capital Bancshares's Background

Texas Capital Bancshares Inc is a secured lender, with the majority of the loans held for investment, excluding mortgage finance loans and other national lines of business. The company's national lines of business provide specialized lending products to businesses throughout the United States. The bank operates in Texas' main metropolitan areas, like Austin, Dallas, Fort Worth, Houston, and San Antonio.

Financial Insights: Texas Capital Bancshares

Market Capitalization Analysis: The company's market capitalization is below the industry average, suggesting that it is relatively smaller compared to peers. This could be due to various factors, including perceived growth potential or operational scale.

Decline in Revenue: Over the 3 months period, Texas Capital Bancshares faced challenges, resulting in a decline of approximately -11.16% in revenue growth as of 31 December, 2023. This signifies a reduction in the company's top-line earnings. As compared to competitors, the company surpassed expectations with a growth rate higher than the average among peers in the Financials sector.

Net Margin: Texas Capital Bancshares's net margin excels beyond industry benchmarks, reaching 6.44%. This signifies efficient cost management and strong financial health.

Return on Equity (ROE): Texas Capital Bancshares's ROE excels beyond industry benchmarks, reaching 0.56%. This signifies robust financial management and efficient use of shareholder equity capital.

Return on Assets (ROA): Texas Capital Bancshares's ROA excels beyond industry benchmarks, reaching 0.05%. This signifies efficient management of assets and strong financial health.

Debt Management: Texas Capital Bancshares's debt-to-equity ratio surpasses industry norms, standing at 0.81. This suggests the company carries a substantial amount of debt, posing potential financial challenges.

The Basics of Analyst Ratings

Analysts are specialists within banking and financial systems that typically report for specific stocks or within defined sectors. These people research company financial statements, sit in conference calls and meetings, and speak with relevant insiders to determine what are known as analyst ratings for stocks. Typically, analysts will rate each stock once a quarter.

Some analysts publish their predictions for metrics such as growth estimates, earnings, and revenue to provide additional guidance with their ratings. When using analyst ratings, it is important to keep in mind that stock and sector analysts are also human and are only offering their opinions to investors.

If you want to keep track of which analysts are outperforming others, you can view updated analyst ratings along withanalyst success scores in Benzinga Pro.

This article was generated by Benzinga's automated content engine and reviewed by an editor.