Regions Finl (NYSE:RF) Stock, Quote.Headers.trade-ideas

Regions Finl

Regions Financial is a regional bank headquartered in Alabama, with branches primarily in the Southeastern and Midwestern United States. Regions primarily provides traditional commercial and retail banking and also offers mortgage services, asset management, wealth management, securities brokerage, and trust services.

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Lower NII to Hurt Regions Financial in Q2 Earnings

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Regions Financial Corporation Depositary Shares, each Representing a 1/40th Interest in a Share of 5.700% Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock, Series C

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Regions Financial Corporation Depositary Shares Each Representing a 1/40th Interest in a Share of Non-Cumulative Perpetual Preferred Stock, Series F

Wedbush analyst David Chiaverini upgrades Regions Finl (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/RF#NYSE">RF</a>) from Neutral to Outperform and raises the price target from $23 to $28.

Upgrades

Price Target

Wedbush Upgrades Regions Finl to Outperform, Raises Price Target to $28

Across the recent three months, 12 analysts have shared their insights on Regions Finl (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/RF#NYSE">RF</a>), expressing a variety of opinions spanning from bullish to bearish.
The table below offers a condensed view of their recent ratings, showcasing the changing sentiments over the past 30 days and comparing them to the preceding months.
<table>
<thead>
<tr>
<th></th>
<th style="text-align: right;">Bullish</th>
<th style="text-align: right;">Somewhat Bullish</th>
<th style="text-align: right;">Indifferent</th>
<th style="text-align: right;">Somewhat Bearish</th>
<th style="text-align: right;">Bearish</th>
</tr>
</thead>
<tbody>
<tr>
<td>Total Ratings</td>
<td style="text-align: right;">3</td>
<td style="text-align: right;">2</td>
<td style="text-align: right;">7</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td>Last 30D</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td>1M Ago</td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td>2M Ago</td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">2</td>
<td style="text-align: right;">3</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td>3M Ago</td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">3</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
</tbody>
</table>
Insights from analysts' 12-month price targets are revealed, presenting an average target of $23.67, a high estimate of $28.00, and a low estimate of $21.00. Marking an increase of 7.59%, the current average surpasses the previous average price target of $22.00. 
<img src="https://www.benzinga.com/files/images/story/2024/1726866015_0.png" alt="price target chart" />
<h2>Investigating Analyst Ratings: An Elaborate Study</h2>
A clear picture of Regions Finl's perception among financial experts is painted with a thorough analysis of recent analyst actions. The summary below outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.
<table>
<thead>
<tr>
<th>Analyst</th>
<th>Analyst Firm</th>
<th>Action Taken</th>
<th>Rating</th>
<th>Current Price Target</th>
<th>Prior Price Target</th>
</tr>
</thead>
<tbody>
<tr>
<td>Brandon King</td>
<td>Truist Securities</td>
<td>Raises</td>
<td>Hold</td>
<td>$25.00</td>
<td>$23.00</td>
</tr>
<tr>
<td>Keith Horowitz</td>
<td>Citigroup</td>
<td>Raises</td>
<td>Buy</td>
<td>$26.00</td>
<td>$25.00</td>
</tr>
<tr>
<td>Betsy Graseck</td>
<td>Morgan Stanley</td>
<td>Raises</td>
<td>Overweight</td>
<td>$28.00</td>
<td>$25.00</td>
</tr>
<tr>
<td>Keith Horowitz</td>
<td>Citigroup</td>
<td>Raises</td>
<td>Buy</td>
<td>$25.00</td>
<td>$23.00</td>
</tr>
<tr>
<td>Erika Najarian</td>
<td>B of A Securities</td>
<td>Raises</td>
<td>Neutral</td>
<td>$25.00</td>
<td>$22.00</td>
</tr>
<tr>
<td>Brandon King</td>
<td>Truist Securities</td>
<td>Raises</td>
<td>Hold</td>
<td>$23.00</td>
<td>$21.00</td>
</tr>
<tr>
<td>Gerard Cassidy</td>
<td>RBC Capital</td>
<td>Raises</td>
<td>Outperform</td>
<td>$23.00</td>
<td>$21.00</td>
</tr>
<tr>
<td>Whit Mayo</td>
<td>Wells Fargo</td>
<td>Raises</td>
<td>Equal-Weight</td>
<td>$22.00</td>
<td>$18.00</td>
</tr>
<tr>
<td>David Konrad</td>
<td>Keefe, Bruyette &amp; Woods</td>
<td>Lowers</td>
<td>Market Perform</td>
<td>$21.00</td>
<td>$22.00</td>
</tr>
<tr>
<td>Brandon King</td>
<td>Truist Securities</td>
<td>Raises</td>
<td>Hold</td>
<td>$21.00</td>
<td>$20.00</td>
</tr>
<tr>
<td>Kenneth Usdin</td>
<td>Jefferies</td>
<td>Raises</td>
<td>Buy</td>
<td>$24.00</td>
<td>$22.00</td>
</tr>
<tr>
<td>John Pancari</td>
<td>Evercore ISI Group</td>
<td>Lowers</td>
<td>In-Line</td>
<td>$21.00</td>
<td>$22.00</td>
</tr>
</tbody>
</table>
<h3>Key Insights:</h3>
<ul>
<li>Action Taken: Analysts adapt their recommendations to changing market conditions and company performance. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their response to recent developments related to Regions Finl. This information provides a snapshot of how analysts perceive the current state of the company.</li>
<li>Rating: Delving into assessments, analysts assign qualitative values, from 'Outperform' to 'Underperform'. These ratings communicate expectations for the relative performance of Regions Finl compared to the broader market.</li>
<li>Price Targets: Analysts gauge the dynamics of price targets, providing estimates for the future value of Regions Finl's stock. This comparison reveals trends in analysts' expectations over time.</li>
</ul>
Capture valuable insights into Regions Finl's market standing by understanding these analyst evaluations alongside pertinent financial indicators. Stay informed and make strategic decisions with our Ratings Table.
<a href="https://www.benzinga.com/quote/RF/analyst-ratings?utm_source=Benzinga Insights">Stay up to date on Regions Finl analyst ratings.</a>
<h2>Unveiling the Story Behind Regions Finl</h2>
Regions Financial is a regional bank headquartered in Alabama, with branches primarily in the Southeastern and Midwestern United States. Regions primarily provides traditional commercial and retail banking and also offers mortgage services, asset management, wealth management, securities brokerage, and trust services.
<h3>Regions Finl: Financial Performance Dissected</h3>
Market Capitalization Highlights: Above the industry average, the company's market capitalization signifies a significant scale, indicating strong confidence and market prominence.
Revenue Challenges: Regions Finl's revenue growth over 3 months faced difficulties. As of 30 June, 2024, the company experienced a decline of approximately -11.55%. This indicates a decrease in top-line earnings. When compared to others in the Financials sector, the company faces challenges, achieving a growth rate lower than the average among peers.
Net Margin: The company's net margin is a standout performer, exceeding industry averages. With an impressive net margin of 27.56%, the company showcases strong profitability and effective cost control.
Return on Equity (ROE): Regions Finl's ROE stands out, surpassing industry averages. With an impressive ROE of 3.09%, the company demonstrates effective use of equity capital and strong financial performance.
Return on Assets (ROA): Regions Finl's financial strength is reflected in its exceptional ROA, which exceeds industry averages. With a remarkable ROA of 0.31%, the company showcases efficient use of assets and strong financial health.
Debt Management: Regions Finl's debt-to-equity ratio is below the industry average at 0.36, reflecting a lower dependency on debt financing and a more conservative financial approach.
<h2>How Are Analyst Ratings Determined?</h2>
Benzinga tracks 150 analyst firms and reports on their stock expectations. Analysts typically arrive at their conclusions by predicting how much money a company will make in the future, usually the upcoming five years, and how risky or predictable that company's revenue streams are.
Analysts attend company conference calls and meetings, research company financial statements, and communicate with insiders to publish their ratings on stocks. Analysts typically rate each stock once per quarter or whenever the company has a major update.
In addition to their assessments, some analysts extend their insights by offering predictions for key metrics such as earnings, revenue, and growth estimates. This supplementary information provides further guidance for traders. It is crucial to recognize that, despite their specialization, analysts are human and can only provide forecasts based on their beliefs.
Which Stocks Are Analysts Recommending Now?
Benzinga Edge gives you instant access to all major analyst upgrades, downgrades, and price targets. Sort by accuracy, upside potential, and more. <a href="https://www.benzinga.com/premium/ideas/benzinga-edge-checkout/?t=be8be9arja3be22bz21&amp;utm_source=benzinga-insights">Click here to stay ahead of the market</a>.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

12 Analysts Have This To Say About Regions Finl

Truist Securities analyst Brandon King maintains Regions Finl (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/RF#NYSE">RF</a>) with a Hold and raises the price target from $23 to $25.

Truist Securities Maintains Hold on Regions Finl, Raises Price Target to $25

Citigroup analyst Keith Horowitz maintains Regions Finl (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/RF#NYSE">RF</a>) with a Buy and raises the price target from $25 to $26.

Citigroup Maintains Buy on Regions Finl, Raises Price Target to $26

BILL Holdings (NYSE: <a class="ticker" href="https://www.benzinga.com/stock/bill#NYSE">BILL</a>) shares have outperformed the Zacks Computer &amp; Technology sector and its Zacks Internet - Software industry peer Intuit (NASDAQ: <a class="ticker" href="https://www.benzinga.com/stock/intu#NASDAQ">INTU</a>) in the past month.
While BILL has moved up 5.7%, Intuit has risen 0.3%. The broader sector has dropped 0.8% over the same timeframe.
BILL&#39;s robust price performance has been driven by its impressive fiscal fourth-quarter 2024 results.
It registered 16% year-over-year growth in revenues. Core revenues, which included subscription and transaction fees, also rose 16% to $301 million. The upside was supported by BILL&#39;s ability to acquire new customers and expand its payment offerings.
<div class="chart_embed">
<h3>BILL Holdings, Inc. Price and Consensus</h3>
<img alt="BILL Holdings, Inc. Price and Consensus" src="https://staticx-tuner.zacks.com/images/charts/c0/1726494702.png" style="height:283px; width:620px" title="" />
BILL Holdings, Inc. price-consensus-chart | BILL Holdings, Inc. Quote
BILL added a total of 11,300 net new customers in fourth-quarter fiscal 2024, with 4,600 customers from its direct and accounting channels and 6,700 from financial institutions. The retention rate for BILL standalone customers was 83%, demonstrating strong customer loyalty.
Nevertheless, investors should ask this question &mdash; will expanding clientele make BILL shares a good investment? Let&#39;s analyze.
</div>
<h3>Will BILL&#39;s Strong Portfolio Aid Prospect?</h3>
BILL is solidifying its position in the financial technology landscape with a growing portfolio and strong momentum across its Spend &amp; Expense solution.
In fourth-quarter fiscal 2024, BILL upgraded its payment engine and platform, revamped its mobile app and added local transfer options for international payments and FedNow support for instant transfers. This shows BILL&#39;s dedication to enhancing its financial solutions.
In the same quarter, its solutions were utilized by 475,600 businesses and transacted $76 billion in total payment volume.
The Spend and Expense solution (formerly known as Divvy) saw revenue growth of 26%, driven by a 28% increase in card payment volume. This solution added 1,300 net new businesses in fourth-quarter fiscal 2024.
BILL&#39;s expanding SMB clientele with the likes of Adyen (OTC: <a class="ticker" href="https://www.benzinga.com/stock/adyey#OTC">ADYEY</a>), Regions Financial (NYSE: <a class="ticker" href="https://www.benzinga.com/stock/rf#NYSE">RF</a>) and Xero has been a key catalyst.
In June, the company partnered with Regions Bank to launch Regions CashFlowIQSM, a digital solution designed to streamline payments and enhance cash-management processes for commercial clients.
BILL&#39;s partnership with Adyen integrates advanced acquiring and issuing capabilities into its financial operations platform for SMBs, enhancing accounts payable and receivable solutions with Adyen&#39;s technology.
<h3>BILL&#39;s Q1 Outlook Looks Dull</h3>
Bill Holdings&#39; strong demand for its financial operations platform among SMBs is boosting top-line growth. However, a challenging macroeconomic environment, persistent inflation and high interest rates are a major concern as SMBs tighten their spending budgets on digital initiatives.
For first-quarter fiscal 2025, BILL expects revenues to be between $346 million and $351 million, indicating growth of 13-15% year over year. The Zacks Consensus Estimate is pegged at $348.07 million, suggesting a rise of 14.13% year over year.
Non-GAAP earnings per share are expected to be between 48 cents and 51 cents. The consensus mark for earnings declined 5.7% in the past 30 days to 49 cents.
<h3>BILL Stock &ndash; Buy, Sell or Hold?</h3>
BILL stock is not so cheap, as the Value Score of D suggests a stretched valuation at this moment.
The forward 12-month Price/Sales ratio for BILL stands at 4.32X, higher than its Zacks Internet - Software sector&#39;s 3.12X, reflecting a stretched valuation.
BILL Holdings currently carries Zacks Rank #3 (Hold) suggesting that it may be wise to wait for a more favorable entry point in the stock.
<a href="https://www.zacks.com/stock/news/2336690/bill-surges-6-in-a-month-should-you-buy-hold-or-sell-the-stock?cid=CS-BENZ-FT-analyst_blog|rank_focused-2336690">To read this article on Zacks.com click here.</a>

This whale alert can help traders discover the next big trading opportunities.
Whales are entities with large sums of money and we track their transactions here at Benzinga on our options activity scanner.
Traders will search for circumstances when the market estimation of an option diverges heavily from its normal worth. High amounts of trading activity could push option prices to exaggerated or underestimated levels. 
Here's the list of options activity happening in today's session: 
<table>
<thead>
<tr>
<th>Symbol</th>
<th>PUT/CALL</th>
<th>Trade Type</th>
<th>Sentiment</th>
<th>Exp. Date</th>
<th>Strike Price</th>
<th>Total Trade Price</th>
<th>Open Interest</th>
<th>Volume</th>
</tr>
</thead>
<tbody>
<tr>
<td>RILY</td>
<td>PUT</td>
<td>SWEEP</td>
<td>BULLISH</td>
<td>09/20/24</td>
<td>$5.00</td>
<td>$30.0K</td>
<td>20.3K</td>
<td>2.1K</td>
</tr>
<tr>
<td>NU</td>
<td>PUT</td>
<td>TRADE</td>
<td>BEARISH</td>
<td>08/30/24</td>
<td>$14.00</td>
<td>$26.0K</td>
<td>1.0K</td>
<td>2.1K</td>
</tr>
<tr>
<td>MS</td>
<td>CALL</td>
<td>TRADE</td>
<td>BEARISH</td>
<td>12/20/24</td>
<td>$110.00</td>
<td>$327.0K</td>
<td>2.2K</td>
<td>1.5K</td>
</tr>
<tr>
<td>C</td>
<td>PUT</td>
<td>SWEEP</td>
<td>BEARISH</td>
<td>06/20/25</td>
<td>$50.00</td>
<td>$28.9K</td>
<td>7.5K</td>
<td>1.1K</td>
</tr>
<tr>
<td>RF</td>
<td>CALL</td>
<td>SWEEP</td>
<td>BEARISH</td>
<td>11/15/24</td>
<td>$20.00</td>
<td>$48.4K</td>
<td>2.6K</td>
<td>613</td>
</tr>
<tr>
<td>AFRM</td>
<td>CALL</td>
<td>SWEEP</td>
<td>BULLISH</td>
<td>08/30/24</td>
<td>$25.00</td>
<td>$73.2K</td>
<td>833</td>
<td>314</td>
</tr>
<tr>
<td>TOST</td>
<td>CALL</td>
<td>SWEEP</td>
<td>NEUTRAL</td>
<td>01/16/26</td>
<td>$15.00</td>
<td>$55.0K</td>
<td>1.1K</td>
<td>5</td>
</tr>
</tbody>
</table>

<h2>Explanation</h2>
These itemized elaborations have been created using the accompanying table. 
• For RILY (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/RILY#NASDAQ">RILY</a>), we notice a put option sweep that happens to be bullish, expiring in 29 day(s) on September 20, 2024. This event was a transfer of 300 contract(s) at a $5.00 strike. This particular put needed to be split into 4 different trades to become filled. The total cost received by the writing party (or parties) was $30.0K, with a price of $100.0 per contract. There were 20342 open contracts at this strike prior to today, and today 2124 contract(s) were bought and sold. 
• For NU (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/NU#NYSE">NU</a>), we notice a put option trade that happens to be bearish, expiring in 8 day(s) on August 30, 2024. This event was a transfer of 2000 contract(s) at a $14.00 strike. The total cost received by the writing party (or parties) was $26.0K, with a price of $13.0 per contract. There were 1091 open contracts at this strike prior to today, and today 2115 contract(s) were bought and sold. 
• Regarding MS (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/MS#NYSE">MS</a>), we observe a call option trade with bearish sentiment. It expires in 120 day(s) on December 20, 2024. Parties traded 1500 contract(s) at a $110.00 strike. The total cost received by the writing party (or parties) was $327.0K, with a price of $218.0 per contract. There were 2288 open contracts at this strike prior to today, and today 1505 contract(s) were bought and sold. 
• For C (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/C#NYSE">C</a>), we notice a put option sweep that happens to be bearish, expiring in 302 day(s) on June 20, 2025. This event was a transfer of 152 contract(s) at a $50.00 strike. This particular put needed to be split into 16 different trades to become filled. The total cost received by the writing party (or parties) was $28.9K, with a price of $191.0 per contract. There were 7543 open contracts at this strike prior to today, and today 1167 contract(s) were bought and sold. 
• Regarding RF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/RF#NYSE">RF</a>), we observe a call option sweep with bearish sentiment. It expires in 85 day(s) on November 15, 2024. Parties traded 190 contract(s) at a $20.00 strike. This particular call needed to be split into 6 different trades to become filled. The total cost received by the writing party (or parties) was $48.4K, with a price of $255.0 per contract. There were 2664 open contracts at this strike prior to today, and today 613 contract(s) were bought and sold. 
• For AFRM (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/AFRM#NASDAQ">AFRM</a>), we notice a call option sweep that happens to be bullish, expiring in 8 day(s) on August 30, 2024. This event was a transfer of 122 contract(s) at a $25.00 strike. This particular call needed to be split into 5 different trades to become filled. The total cost received by the writing party (or parties) was $73.2K, with a price of $600.0 per contract. There were 833 open contracts at this strike prior to today, and today 314 contract(s) were bought and sold. 
• Regarding TOST (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/TOST#NYSE">TOST</a>), we observe a call option sweep with neutral sentiment. It expires in 512 day(s) on January 16, 2026. Parties traded 50 contract(s) at a $15.00 strike. This particular call needed to be split into 4 different trades to become filled. The total cost received by the writing party (or parties) was $55.0K, with a price of $1100.0 per contract. There were 1191 open contracts at this strike prior to today, and today 5 contract(s) were bought and sold. 
Options Alert Terminology 
 - Call Contracts: The right to buy shares as indicated in the contract. 
 - Put Contracts: The right to sell shares as indicated in the contract. 
 - Expiration Date: When the contract expires. One must act on the contract by this date if one wants to use it. 
 - Premium/Option Price: The price of the contract. 
For more information, visit our <a href="https://pro.benzinga.com/blog/how-to-understand-option-alerts/">Guide to Understanding Options Alerts</a> or read <a href="https://www.benzinga.com/markets/options">more about unusual options activity</a>. 
This article was generated by Benzinga's automated content engine and reviewed by an editor.

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Shares of banking companies are trading lower amid overall market weakness following weak US jobs data.

Morgan Stanley analyst Betsy Graseck maintains Regions Finl (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/RF#NYSE">RF</a>) with a Overweight and raises the price target from $25 to $28.

Morgan Stanley Maintains Overweight on Regions Finl, Raises Price Target to $28

Citigroup analyst Keith Horowitz maintains Regions Finl (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/RF#NYSE">RF</a>) with a Buy and raises the price target from $23 to $25.

Citigroup Maintains Buy on Regions Finl, Raises Price Target to $25

B of A Securities analyst Erika Najarian maintains Regions Finl (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/RF#NYSE">RF</a>) with a Neutral and raises the price target from $22 to $25.

B of A Securities Maintains Neutral on Regions Finl, Raises Price Target to $25

Truist Securities analyst Brandon King maintains Regions Finl (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/RF#NYSE">RF</a>) with a Hold and raises the price target from $21 to $23.

Truist Securities Maintains Hold on Regions Finl, Raises Price Target to $23

RBC Capital analyst Gerard Cassidy maintains Regions Finl (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/RF#NYSE">RF</a>) with a Outperform and raises the price target from $21 to $23.

RBC Capital Maintains Outperform on Regions Finl, Raises Price Target to $23

Regions Finl (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/RF#NYSE">RF</a>) has been analyzed by 6 analysts in the last three months, revealing a diverse range of perspectives from bullish to bearish.
The table below summarizes their recent ratings, showcasing the evolving sentiments within the past 30 days and comparing them to the preceding months.
<table>
<thead>
<tr>
<th></th>
<th style="text-align: right;">Bullish</th>
<th style="text-align: right;">Somewhat Bullish</th>
<th style="text-align: right;">Indifferent</th>
<th style="text-align: right;">Somewhat Bearish</th>
<th style="text-align: right;">Bearish</th>
</tr>
</thead>
<tbody>
<tr>
<td>Total Ratings</td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">5</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td>Last 30D</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td>1M Ago</td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">3</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td>2M Ago</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td>3M Ago</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
</tbody>
</table>
Insights from analysts' 12-month price targets are revealed, presenting an average target of $21.67, a high estimate of $24.00, and a low estimate of $21.00. This upward trend is evident, with the current average reflecting a 4.84% increase from the previous average price target of $20.67.
<img src="https://www.benzinga.com/files/images/story/2024/1721656810_0.png" alt="price target chart" />
<h2>Analyzing Analyst Ratings: A Detailed Breakdown</h2>
The analysis of recent analyst actions sheds light on the perception of Regions Finl by financial experts. The following summary presents key analysts, their recent evaluations, and adjustments to ratings and price targets.
<table>
<thead>
<tr>
<th>Analyst</th>
<th>Analyst Firm</th>
<th>Action Taken</th>
<th>Rating</th>
<th>Current Price Target</th>
<th>Prior Price Target</th>
</tr>
</thead>
<tbody>
<tr>
<td>Whit Mayo</td>
<td>Wells Fargo</td>
<td>Raises</td>
<td>Equal-Weight</td>
<td>$22.00</td>
<td>$18.00</td>
</tr>
<tr>
<td>David Konrad</td>
<td>Keefe, Bruyette &amp; Woods</td>
<td>Lowers</td>
<td>Market Perform</td>
<td>$21.00</td>
<td>$22.00</td>
</tr>
<tr>
<td>Brandon King</td>
<td>Truist Securities</td>
<td>Raises</td>
<td>Hold</td>
<td>$21.00</td>
<td>$20.00</td>
</tr>
<tr>
<td>Kenneth Usdin</td>
<td>Jefferies</td>
<td>Raises</td>
<td>Buy</td>
<td>$24.00</td>
<td>$22.00</td>
</tr>
<tr>
<td>John Pancari</td>
<td>Evercore ISI Group</td>
<td>Lowers</td>
<td>In-Line</td>
<td>$21.00</td>
<td>$22.00</td>
</tr>
<tr>
<td>Scott Siefers</td>
<td>Piper Sandler</td>
<td>Raises</td>
<td>Neutral</td>
<td>$21.00</td>
<td>$20.00</td>
</tr>
</tbody>
</table>
<h3>Key Insights:</h3>
<ul>
<li>Action Taken: Responding to changing market dynamics and company performance, analysts update their recommendations. Whether they 'Maintain', 'Raise', or 'Lower' their stance, it signifies their response to recent developments related to Regions Finl. This offers insight into analysts' perspectives on the current state of the company.</li>
<li>Rating: Offering a comprehensive view, analysts assess stocks qualitatively, spanning from 'Outperform' to 'Underperform'. These ratings convey expectations for the relative performance of Regions Finl compared to the broader market.</li>
<li>Price Targets: Analysts set price targets as an estimate of a stock's future value. Comparing the current and prior price targets provides insight into how analysts' expectations have changed over time. This information can be valuable for investors seeking to understand consensus views on the stock's potential future performance.</li>
</ul>
Navigating through these analyst evaluations alongside other financial indicators can contribute to a holistic understanding of Regions Finl's market standing. Stay informed and make data-driven decisions with our Ratings Table.
<a href="https://www.benzinga.com/quote/RF/analyst-ratings?utm_source=Benzinga Insights">Stay up to date on Regions Finl analyst ratings.</a>
<h2>All You Need to Know About Regions Finl</h2>
Regions Financial is a regional bank headquartered in Alabama, with branches primarily in the Southeastern and Midwestern United States. Regions primarily provides traditional commercial and retail banking and also offers mortgage services, asset management, wealth management, securities brokerage, and trust services.
<h3>Regions Finl: A Financial Overview</h3>
Market Capitalization Analysis: With a profound presence, the company's market capitalization is above industry averages. This reflects substantial size and strong market recognition.
Decline in Revenue: Over the 3 months period, Regions Finl faced challenges, resulting in a decline of approximately -10.46% in revenue growth as of 31 March, 2024. This signifies a reduction in the company's top-line earnings. In comparison to its industry peers, the company trails behind with a growth rate lower than the average among peers in the Financials sector.
Net Margin: Regions Finl's net margin is below industry averages, indicating potential challenges in maintaining strong profitability. With a net margin of 19.63%, the company may face hurdles in effective cost management.
Return on Equity (ROE): Regions Finl's ROE falls below industry averages, indicating challenges in efficiently using equity capital. With an ROE of 2.2%, the company may face hurdles in generating optimal returns for shareholders.
Return on Assets (ROA): Regions Finl's ROA is below industry averages, indicating potential challenges in efficiently utilizing assets. With an ROA of 0.22%, the company may face hurdles in achieving optimal financial returns.
Debt Management: Regions Finl's debt-to-equity ratio is below industry norms, indicating a sound financial structure with a ratio of 0.28.
<h2>How Are Analyst Ratings Determined?</h2>
Experts in banking and financial systems, analysts specialize in reporting for specific stocks or defined sectors. Their comprehensive research involves attending company conference calls and meetings, analyzing financial statements, and engaging with insiders to generate what are known as analyst ratings for stocks. Typically, analysts assess and rate each stock once per quarter.
Beyond their standard evaluations, some analysts contribute predictions for metrics like growth estimates, earnings, and revenue, furnishing investors with additional guidance. Users of analyst ratings should be mindful that this specialized advice is shaped by human perspectives and may be subject to variability.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

6 Analysts Have This To Say About Regions Finl

Wells Fargo analyst Whit Mayo maintains Regions Finl (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/RF#NYSE">RF</a>) with a Equal-Weight and raises the price target from $18 to $22.

Wells Fargo Maintains Equal-Weight on Regions Finl, Raises Price Target to $22

In a recent analyst note by Goldman Sachs, the outlook for several regional banks were evaluated based on their recent <a href="https://www.benzinga.com/topic/banks">second-quarter 2024 earnings reports</a>. Among the banks examined included KeyCorp (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/KEY#NYSE">KEY</a>), M&amp;T Bank Corp (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/MTB#NYSE">MTB</a>), Regions Financial Corp (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/RF#NYSE">RF</a>), Truist Financial Corp (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/TFC#NYSE">TFC</a>), U.S. Bancorp (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/USB#NYSE">USB</a>) and Zions Bancorporation NA (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/ZION#NASDAQ">ZION</a>).
Lead analyst Ryan Nash and team highlighted key metrics, growth projections and credit performances, offering a comprehensive analysis of each bank&#8217;s standing and market outlook.
<h3 class="wp-block-heading">KeyCorp</h3>
KeyCorp&#8217;s second-quarter 2024 EPS results were mixed. The bank saw a slight beat on fees and managed lower expenses, which offset a softer Net Interest Income (NII). Credit performance was largely in line with expectations. The focus shifted to the updated FY 2024 guidance, where most items such as fees, expenses and Net Charge Offs (NCOs) were reiterated. 
However, the bank lowered its loan growth expectations while increasing deposit growth projections. On the earnings call, KEY indicated that NII would likely hit the low end of its range based on the forward curve and noted that loan growth has yet to see an inflection.
Goldman Sachs&#8217; note points out that KeyCorp&#8217;s earnings were impacted by a challenging economic environment and competitive pressures.
<h3 class="wp-block-heading">M&amp;T Bank</h3>
M&amp;T Bank reported better-than-expected second-quarter 2024 results, with NII, fees, and expenses all surpassing the mid-June update. Credit metrics improved, with non-performing loans (NPLs) and criticized assets declining after three consecutive quarters of increase. 
The bank updated its NII guidance, projecting $6.85-$6.9 billion, which was viewed as conservative due to limited growth expected in the second half of 2024.
Goldman Sachs highlighted M&amp;T&#8217;s effective integration of recent acquisitions, which contributed to improved operating leverage.
Read Also: <a href="https://www.benzinga.com/news/earnings/24/07/39857569/american-express-q2-earnings-ceo-raises-annual-profit-and-marketing-spend-outlook-after-q2-profit-b">American Express Q2 Earnings: CEO Raises Annual Profit And Marketing Spend Outlook After Q2 Profit Beat</a>
<h2 class="wp-block-heading">Regions Financial</h2>
Regions Financial reported solid earnings, underpinned by steady loan and deposit growth. Goldman Sachs noted that the bank&#8217;s focus on expanding its commercial banking segment paid off, as commercial loans showed significant growth. 
Regions Financial also benefited from improved efficiency ratios due to ongoing digital transformation initiatives. However, the bank faced some headwinds from higher provisions for credit losses, reflecting a cautious stance on future economic uncertainties .
<h2 class="wp-block-heading">Truist Financial</h2>
Truist Financial&#8217;s performance in second-quarter 2024 was marked by successful cost-saving measures and revenue synergies from its merger. Goldman Sachs emphasized Truist&#8217;s enhanced scale and scope, which have strengthened its competitive position. 
The bank&#8217;s NIM remained relatively stable, and its fee income saw a boost from increased transaction volumes. Truist&#8217;s credit metrics also showed improvement, with a decline in non-performing assets and delinquency rates .
<h2 class="wp-block-heading">US Bancorp </h2>
US Bancorp posted strong quarterly results, driven by robust consumer and commercial lending activities. Goldman Sachs highlighted the bank&#8217;s superior efficiency ratio, which is among the best in the industry. US Bancorp&#8217;s diversified business model, including a significant contribution from payment services, provided resilience against interest rate volatility. 
The bank&#8217;s credit quality metrics remained solid, with a decrease in net charge-offs and stable non-performing asset levels .
<h2 class="wp-block-heading">Zions Bancorp</h2>
Zions Bancorp showed strong performance with notable improvements in its loan portfolio and asset quality. Goldman Sachs pointed out that Zions&#8217; focus on community banking and small to medium-sized business lending has paid off, resulting in robust loan growth. 
The bank&#8217;s credit quality remained high, with low levels of non-performing assets and charge-offs. Zions also benefited from strategic cost management initiatives, which helped improve its efficiency ratio.
Read Also: <a href="https://www.benzinga.com/24/07/39843691/goldman-sachs-morgan-stanley-and-bank-of-america-continued-the-strong-trend-with-their-second-quarte">Goldman Sachs, Morgan Stanley and Bank of America Continued The Strong Trend With Their Second Quarter Financials</a>
Note: The author of this article owns KEY Stock.

Regions Finl (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/RF#NYSE">RF</a>) reported quarterly earnings of $0.53 per share which beat the analyst consensus estimate of $0.48 by 10.42 percent. This is a 10.17 percent decrease over earnings of $0.59 per share from the same period last year. The company reported quarterly sales of $1.78 billion which beat the analyst consensus estimate of $1.76 billion by 1.19 percent. This is a 8.99 percent decrease over sales of $1.96 billion the same period last year.

Earnings Beats

Regions Finl Q2 Adj $0.53 Beats $0.48 Estimate, Sales $1.78B Beat $1.76B Estimate

Dividends on common stock to be payable Oct. 1; dividends on preferred stock to be payable in August and September.
The Regions Financial Corporation (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/RF#NYSE">RF</a>) Board of Directors today declared the following cash dividends on its common shares, Series B preferred shares, Series C preferred shares, Series D preferred shares and Series E preferred shares:
<ul>
<li>A cash dividend of $0.25 on each share of outstanding common stock of the Company, payable on Oct. 1, 2024, to stockholders of record at the close of business on Sept. 3, 2024. The dividend of $0.25 represents a $0.01 increase over the most recent quarterly common dividend.</li>
<li>A cash dividend of $15.9375 per share of Series B Preferred Stock (equivalent to approximately $0.398438 per depositary share), payable on Sept. 16, 2024, to stockholders of record at the close of business on Sept. 3, 2024.</li>
<li>A cash dividend of $14.25 per share of Series C Preferred Stock (equivalent to approximately $0.35625 per depositary share), payable on Aug. 15, 2024, to stockholders of record at the close of business on Aug. 1, 2024.</li>
<li>A cash dividend of $1,437.50 per share of Series D Preferred Stock (equivalent to approximately $14.375 per depositary share), payable on Sept. 16, 2024, to stockholders of record at the close of business on Sept. 3, 2024.</li>
<li>A cash dividend of $11.125 per share of Series E Preferred Stock (equivalent to approximately $0.278125 per depositary share), payable on Sept. 16, 2024, to stockholders of record at the close of business on Sept. 3, 2024.</li>
</ul>

Dividends

Regions Financial Increases Quarterly Common Dividend From $0.24 To $0.25 Per Share

Regions Financial Corporation (NYSE: <a class="ticker" href="https://www.benzinga.com/stock/rf#NYSE">RF</a>) is scheduled to report second-quarter 2024 results on Jul 19, before the opening bell. The bank&#39;s earnings and revenues in the to-be-reported quarter are expected to have declined from the year-ago reported figures.
This Birmingham, AL-based player&#39;s first-quarter 2024 earnings missed the Zacks Consensus Estimate due to a rise in expenses and a decline in net interest income (NII). Nonetheless, a rise in non-interest income supported results to some extent.
Regions Financial has a disappointing earnings surprise history. Its earnings surpassed estimates in one of the trailing four quarters and missed thrice, the average negative surprise being 3.66%.
The Zacks Consensus Estimate for second-quarter earnings of 49 cents per share has moved 2.1% north in the past 30 days. The figure indicates a 16.9% decline from the year-ago reported number.
The consensus estimate for revenues is pegged at $1.75 billion, indicating a 10.4% decrease from the prior-year reported figure.
<div class="chart_embed">
<h3>Regions Financial Corporation Price and EPS Surprise</h3>
<h3><img alt="Regions Financial Corporation Price and EPS Surprise" src="https://staticx-tuner.zacks.com/images/charts/ed/1721140225.png" style="height:266px; width:545px" title="" /></h3>
Regions Financial Corporation price-eps-surprise | Regions Financial Corporation Quote
</div>
<h3>Key Factors &amp; Estimates for Q2</h3>
Loans: Region Financial&#39;s overall lending activities are likely to have been moderate in the second quarter. The demand for consumer loans declined, whereas commercial real estate loans experienced softer demand in the quarter under review than in prior quarters.
However, the demand for commercial and industrial loans improved, per the Federal Reserve&#39;s latest data. Given RF&#39;s significant exposure to commercial loans, this is likely to have positively impacted the company&#39;s average interest-earning assets during the second quarter of 2024 to some extent. The Zacks Consensus Estimate of $1.36 billion for average earning assets indicates a sequential marginal increase.&nbsp;
NII: As the Federal Reserve kept the interest rates steady during the quarter at a 23-year high of 5.25-5.5%, RF is less likely to have recorded significant improvement in NII. Also, the inverted yield curve in the June-ended quarter and high funding costs are expected to have weighed on NII growth.
Management expects NII to remain flat or decline by 2% from the first quarter of 2024. The Zacks Consensus Estimate for NII indicates a 1.1% sequential fall to $1.17 billion.
Non-Interest Income: Consumer spending activities were decent in the second quarter of 2024. The expectations of a soft landing of the U.S. economy, gradually cooling inflation, and clarity on the Fed rate cut path are expected to have driven the client activity. This favorable trend is likely to have aided RF&#39;s card and ATM fee growth during the quarter under discussion.
The Zacks Consensus Estimate for card and ATM fees of $120.4 million implies a sequential increase of 3.8%.
Management anticipates overall deposit balances to decline in the to-be-reported quarter due to the impact of tax payments. Also, the consensus estimate for revenues from service charges on deposit accounts for Regions Financial of $143.4 million indicates a decline of 3.1% on a sequential basis.
Global deal-making witnessed a rebound in the second quarter, and the performance of the capital markets business, including issuance activities, improved. Solid financial performance, fading recession risks, buoyant markets, and expected rate cuts this year were the major factors driving a better picture. Yet, tough scrutiny by antitrust regulators and lingering geopolitical tensions were headwinds.
The Zacks Consensus Estimate for capital market income is pegged at $74.6 million, indicating a sequential decline of 18.1%.
In the second quarter, the mortgage rates declined from the peak of more than 8% but remained considerably high at almost 7%. Though the central bank has signaled a 25-basis point cut in rates this year, the demand for mortgages did not witness significant improvement. Due to the home price appreciation and lower supply, mortgage origination volume remained weak too.
The Zacks Consensus Estimate for mortgage income is pegged at $40 million, indicating a 2.4% decrease from the prior quarter&#39;s reported figure.
Wealth and asset management revenues are likely to have gained from higher equity market performance in the quarter. The Zacks Consensus Estimate for wealth management income is pegged at $120.3 million, indicating a 1.1% rise from the prior quarter&#39;s reported number.
Overall, the Zacks Consensus Estimate for total non-interest income is pinned at $596.7 million, indicating a 6% sequential rise.
Expenses: RF&#39;s expenses are expected to have remained high in the quarter under discussion due to an increase in salaries, employee benefit expenses and other expenses. Although the company is implementing expense management actions, its ongoing investment in technology advancement and franchise strengthening is likely to have kept the expense base elevated.
Asset Quality: The company is likely to have set aside a substantial amount of money for potential bad loans, given the expectations of an economic slowdown.
The Zacks Consensus Estimate for non-performing assets is pegged at $971.2 million, indicating a 5.3% rise from the prior quarter&#39;s reported figure.
<h3>What Our Quantitative Model Predicts</h3>
Our proven model does not predict an earnings beat for Regions Financial this time around. This is because it does not have the right combination of a positive Earnings ESP and Zacks Rank #1 (Strong Buy), 2 (Buy), or 3 (Hold) to increase the odds of an earnings beat.
Earnings ESP: Regions Financial has an Earnings ESP of -0.02%.&nbsp;
Zacks Rank: The company currently carries a Zacks Rank #3.
<h3>Stocks to Consider</h3>
Here are some finance stocks that you may want to consider, as our model shows that these have the right combination of elements to post an earnings beat this time around.
Northern Trust Corporation (NASDAQ: <a class="ticker" href="https://www.benzinga.com/stock/ntrs#NASDAQ">NTRS</a>) has an Earnings ESP of +1.56% and carries a Zacks Rank #2 at present. The company is slated to report second-quarter 2024 results on Jul 17.
Over the past 60 days, the Zacks Consensus Estimate for NTRS&#39; quarterly earnings has moved upward by 1.7%.
M&amp;T Bank Corporation (NYSE: <a class="ticker" href="https://www.benzinga.com/stock/mtb#NYSE">MTB</a>) has an Earnings ESP of +0.22% and carries a Zacks Rank #3 at present. It is scheduled to release second-quarter 2014 earnings on Jul 18.
MTB&#39;s quarterly earnings estimates have moved marginally downward over the past seven days.
<a href="https://www.zacks.com/stock/news/2302849/lower-nii-to-hurt-regions-financial-rf-in-q2-earnings?cid=CS-BENZ-FT-analyst_blog|earnings_preview-2302849">To read this article on Zacks.com click here.</a>

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Regions Finl

Regions Finl (RF) Forecast

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