
Oportun Financial (OPRT) earnings history, EPS estimates, revenue forecasts and company guidance.
Earnings Per Share (Non-GAAP)
| Fiscal Quarter | Date Reported | Actual EPS | Estimated EPS | Surprise % |
|---|---|---|---|---|
| Q3 | Nov 3, 2026 | $0.51 | $0.44 | 15.9 % |
| Q2 | Aug 5, 2026 | $0.42 | $0.35 | 20.0 % |
| Q1 | May 7, 2026 | $0.21 | $0.16 | 31.3 % |
| Q4 | Feb 26, 2026 | $0.27 | $0.23 | 17.4 % |
Quarterly Revenue (Billions)
| Fiscal Quarter | Date Reported | Actual Revenue | Estimated Revenue | Surprise % |
|---|---|---|---|---|
| Q3 | Nov 3, 2026 | $246.30M | $237.91M | 3.53 % |
| Q2 | Aug 5, 2026 | $233.20M | $231.10M | 0.91 % |
| Q1 | May 7, 2026 | $228.80M | $228.83M | -0.02 % |
| Q4 | Feb 26, 2026 | $247.70M | $243.80M | 1.60 % |
Oportun Financial (OPRT) last issued guidance on November 3, 2026 for Q4 2026. The company guided revenue in the range of $247M - $252M for the period.
Compared to prior guidance, Oportun Financial lowered its revenue forecast from a prior range of $955M - $960M.
Oportun Financial has issued 36 guidance updates between February 9, 2023 and November 3, 2026. During this period, the company raised its outlook 11 times and lowered it 15 times, providing investors with insight into management's evolving expectations.
| Metric | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 |
|---|---|---|---|---|
| Earnings Per Share (Non-GAAP) | ||||
| Estimate | $0.44 | $0.35 | $0.16 | $0.23 |
| Actual | $0.51 | $0.42 | $0.21 | $0.27 |
| Surprise | +15.9% | +20.0% | +31.3% | +17.4% |
| Revenue | ||||
| Estimate | $237.9M | $231.1M | $228.8M | $243.8M |
| Actual | $246.3M | $233.2M | $228.8M | $247.7M |
| Surprise | +3.53% | +0.91% | -0.02% | +1.60% |
| Metric | Q4 '26E | Q1 '27E | Q2 '27E | Q3 '27E |
|---|---|---|---|---|
| Earnings Per Share (Non-GAAP) | ||||
| Consensus | $0.51 | $0.42 | $0.45 | $0.62 |
| Revenue | ||||
| Consensus | $249.6M | $242.9M | — | — |