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FFD Financial Corporation
FFDF, parent company of First Federal Community Bank, reported net earnings for the three months ended December 31, 2010, of $317,000, or diluted earnings per share of $.31, compared to the $167,000, or $.16 per diluted share, of net earnings reported for the comparable three-month period in 2009.
The $150,000, or 89.8%, increase in net earnings resulted from increases of $385,000, or 24.7%, in net interest income and $162,000, or 98.2%, in noninterest income, which were partially offset by increases of $260,000, or 302.3%, in the provision for losses on loans, $59,000, or 4.3%, in noninterest expenses and $78,000, or 87.6%, in the provision for federal income taxes.
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