Capital Bank is Awarded 5 Stars in Bankrate.com's Safe & Sound® Ratings Service for Q1 2015

SAN JUAN CAPISTRANO, Calif.--(BUSINESS WIRE)--

Capital Bank CBJC has been awarded 5 stars in Bankrate.com's Safe & Sound® Ratings service for the quarter ended March 31, 2015. A 5 star rating is the highest award rating and is defined as a "Superior" ranking of relative financial strength and stability. For more than 17 years, Bankrate.com's Safe & Sound® service has given consumers information on the relative financial strength and stability of U.S. commercial banks, savings institutions and credit unions.

"In today's economic climate, it's important for consumers to trust that their money is protected," Don Ross, CEO of Bankrate.com. "Earning a 4- or 5-star designation from the Safe & Sound® Star Rating is traditionally a strong indicator of financial strength and stability in a financial institution," Mr. Ross added.

J.M. "Mike" Justice Jr., President & Chief Executive Officer stated, "We are honored by the recognition of Capital Bank's strong performance by Bankrate.com. From inception, our bank has been dedicated to creating exceptional shareholder value by providing innovative solutions and outstanding service to our customers. Capital Bank's consistent and compounding strong growth in core deposits and assets is a result of this commitment."

Bankrate's Safe & Sound® ratings are comparisons to both industry peer norms and standards. Individual performance levels are determined from publicly available regulatory filings and are compared to asset-size peer norms, industry standards and key absolute benchmarks. To learn more about Bankrate's Safe & Sound® ratings methodology, go to: http://www.bankrate.com/rates/safe-sound/research-methodology.aspx

About Bankrate, Inc. RATE

Bankrate is a leading online publisher, aggregator, and distributor of personal finance content. Bankrate aggregates large scale audiences of in-market consumers by providing them with proprietary, fully researched, comprehensive, independent and objective personal finance and related editorial content across multiple vertical categories including mortgages, deposits, insurance, credit cards, senior care, and other categories such as retirement, automobile loans and taxes. Our flagship sites Bankrate.com, CreditCards.com, insuranceQuotes.com, and Caring.com are leading destinations in each of their respective verticals and connect our audience with financial service and senior care providers and other contextually relevant advertisers. Bankrate also develops and provides content tools, web services and co-branded websites to over 100 online partners, including some of the most trusted and frequently visited personal finance sites such as Yahoo!, AOL, CNBC, AARP and Bloomberg. In addition, Bankrate licenses editorial content to leading news organizations such as The Wall Street Journal, USA Today, and The New York Times.

For More Information visit our website at: www.mycapitalbank.com

Stock Symbol: OTCQB:CBJC
For information regarding the purchase or sale of Capital Bank's stock, contact:
Steve Arrigo, Senior Vice President, (949) 644-1890
Crowell Weedon & Company a division of D.A. Davidson & Co.
Or
Doug Deubel, Vice President, (888) 734-0540
Raymond James & Associates

Information contained herein may contain certain forward-looking statements that are based on management's current expectations regarding economic, legislative, and regulatory issues that may impact the Bank's earnings in future periods. Forward-looking statements can be identified by the fact that they do not relate strictly to historical or current facts. They often include the words "believe," "expect," "intend," "estimate" or words of similar meaning, or future or conditional verbs such as "will," "would," "should," "could" or "may." Factors that could cause future results to vary materially from current management expectations include, but are not limited to, general economic conditions, changes in interest rates, deposit flows, real estate values, and competition; changes in accounting principles, policies or guidelines; changes in legislation or regulation; and other economic, competitive, governmental, regulatory and technological factors affecting the Bank's operations, pricing, products and services. The Bank undertakes no obligation to release publicly the result of any revisions to these forward-looking statements that may be made to reflect events or circumstances after the date of this press release or to reflect the occurrence of unanticipated events.

CAPITAL BANK
SELECTED UNAUDITED FINANCIAL DATA
(All figures in thousands) as of:
Balance Sheet			6/30/15			6/30/14			Change %
Total Assets			$263,321			$207,930			27%
Total Deposits			$227,254			$164,925			38%
Gross Loans			$181,742			$172,446			5%
Total Shareholders' Equity			$24,845			$21,755			14%

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