First Capital Will Take $650K Restructuring Charge for Early Retirement Program

First Capital, Inc.

(the "Company"), the holding company for First Harrison Bank (the "Bank"), announced today that it intends to record a pre-tax restructuring charge of approximately $650,000 during the quarter ending September 30, 2012 related to a voluntary early retirement program that will be effective September 30, 2012. The cost savings associated with the voluntary eFirst Capital, Inc.

(the "Company"), the holding company for First Harrison Bank (the "Bank"), announced today that it intends to record a pre-tax restructuring charge of approximately $650,000 during the quarter ending September 30, 2012 related to a voluntary early retirement program that will be effective September 30, 2012. The cost savings associated with the voluntary early retirement program are expected to begin in October 2012. Thirteen employees with a combined 211 years of service at First Harrison Bank are expected to participate in the program.