Forecasting The Future: 8 Analyst Projections For Affirm Holdings

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In the last three months, 8 analysts have published ratings on Affirm Holdings AFRM, offering a diverse range of perspectives from bullish to bearish.

Summarizing their recent assessments, the table below illustrates the evolving sentiments in the past 30 days and compares them to the preceding months.

Bullish Somewhat Bullish Indifferent Somewhat Bearish Bearish
Total Ratings 0 2 5 0 1
Last 30D 0 0 0 0 0
1M Ago 0 1 4 0 0
2M Ago 0 1 1 0 1
3M Ago 0 0 0 0 0

In the assessment of 12-month price targets, analysts unveil insights for Affirm Holdings, presenting an average target of $39.75, a high estimate of $46.00, and a low estimate of $20.00. Highlighting a 2.76% decrease, the current average has fallen from the previous average price target of $40.88.

Diving into Analyst Ratings: An In-Depth Exploration

A comprehensive examination of how financial experts perceive Affirm Holdings is derived from recent analyst actions. The following is a detailed summary of key analysts, their recent evaluations, and adjustments to ratings and price targets.

Analyst Analyst Firm Action Taken Rating Current Price Target Prior Price Target
Daniel Perlin RBC Capital Maintains Sector Perform $43.00 $43.00
James Fotheringham BMO Capital Lowers Market Perform $46.00 $48.00
Daniel Perlin RBC Capital Lowers Sector Perform $43.00 $50.00
Reginald Smith JP Morgan Raises Overweight $43.00 $41.00
Reginald Smith JP Morgan Maintains Neutral $41.00 $41.00
Giuliano Bologna Compass Point Raises Sell $20.00 $13.00
Reginald Smith JP Morgan Maintains Neutral $41.00 $41.00
Ramsey El-Assal Barclays Lowers Overweight $41.00 $50.00

Key Insights:

  • Action Taken: Analysts frequently update their recommendations based on evolving market conditions and company performance. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their reaction to recent developments related to Affirm Holdings. This information provides a snapshot of how analysts perceive the current state of the company.
  • Rating: Offering insights into predictions, analysts assign qualitative values, from 'Outperform' to 'Underperform'. These ratings convey expectations for the relative performance of Affirm Holdings compared to the broader market.
  • Price Targets: Delving into movements, analysts provide estimates for the future value of Affirm Holdings's stock. This analysis reveals shifts in analysts' expectations over time.

Navigating through these analyst evaluations alongside other financial indicators can contribute to a holistic understanding of Affirm Holdings's market standing. Stay informed and make data-driven decisions with our Ratings Table.

Stay up to date on Affirm Holdings analyst ratings.

Get to Know Affirm Holdings Better

Affirm Holdings Inc offers a platform for digital and mobile-first commerce. It comprises a point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. The firm generates its revenue from merchant networks, and through virtual card networks among others. Geographically, it generates a majority share of its revenue from the United States.

Affirm Holdings: A Financial Overview

Market Capitalization Perspectives: The company's market capitalization falls below industry averages, signaling a relatively smaller size compared to peers. This positioning may be influenced by factors such as perceived growth potential or operational scale.

Positive Revenue Trend: Examining Affirm Holdings's financials over 3 months reveals a positive narrative. The company achieved a noteworthy revenue growth rate of 51.23% as of 31 March, 2024, showcasing a substantial increase in top-line earnings. When compared to others in the Financials sector, the company excelled with a growth rate higher than the average among peers.

Net Margin: Affirm Holdings's net margin falls below industry averages, indicating challenges in achieving strong profitability. With a net margin of -23.25%, the company may face hurdles in effective cost management.

Return on Equity (ROE): Affirm Holdings's ROE lags behind industry averages, suggesting challenges in maximizing returns on equity capital. With an ROE of -5.09%, the company may face hurdles in achieving optimal financial performance.

Return on Assets (ROA): Affirm Holdings's ROA is below industry averages, indicating potential challenges in efficiently utilizing assets. With an ROA of -1.47%, the company may face hurdles in achieving optimal financial returns.

Debt Management: Affirm Holdings's debt-to-equity ratio surpasses industry norms, standing at 2.44. This suggests the company carries a substantial amount of debt, posing potential financial challenges.

What Are Analyst Ratings?

Within the domain of banking and financial systems, analysts specialize in reporting for specific stocks or defined sectors. Their work involves attending company conference calls and meetings, researching company financial statements, and communicating with insiders to publish "analyst ratings" for stocks. Analysts typically assess and rate each stock once per quarter.

Analysts may enhance their evaluations by incorporating forecasts for metrics like growth estimates, earnings, and revenue, delivering additional guidance to investors. It is vital to acknowledge that, although experts in stocks and sectors, analysts are human and express their opinions when providing insights.

This article was generated by Benzinga's automated content engine and reviewed by an editor.

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