Gain insights into the latest analyst ratings for BankUnited BKU within the past quarter:

BankUnited has been assessed by 4 analysts who, in the last 3 months, have set 12-month price targets. The average target price is $26.25, with a high estimate of $29.00 and a low estimate of $23.00.

Learn about 4 analysts' views on BankUnited over the past 3 months. Increased bullish ratings reflect positive sentiment, while increased bearish ratings suggest a negative outlook.

This current average has decreased by 7.89% from the previous average price target of $28.50.

Exploring Analyst Ratings: An In-Depth Overview

Navigate through the viewpoints of financial experts and analysts with an in-depth analysis of their recent evaluations for BankUnited. The Ratings Table below offers a comprehensive overview of the decisions made by influential analysts, their current ratings, and price targets. Gaining insights into the perceptions of these experts towards the company can unveil valuable perspectives on possible market trends and investor sentiment.

Key Insights:

• Action Taken: In response to dynamic market conditions and company performance, analysts update their recommendations. Whether they 'Maintain', 'Raise', or 'Lower' their stance, it signifies their reaction to recent developments related to BankUnited. This insight gives a snapshot of analysts' perspectives on the current state of the company.
• Rating: Analysts assign qualitative assessments to stocks, ranging from 'Outperform' to 'Underperform'. These ratings convey the analysts' expectations for the relative performance of BankUnited compared to the broader market.
• Price Targets: Analysts explore the dynamics of price targets, providing estimates for the future value of BankUnited's stock. This examination reveals shifts in analysts' expectations over time.

Navigating through these analyst evaluations alongside other financial indicators can contribute to a holistic understanding of BankUnited's market standing. Stay informed and make data-driven decisions with our Ratings Table.

Stay up to date on BankUnited analyst ratings.

About BankUnited

BankUnited Inc is a bank holding company with one wholly owned subsidiary, BankUnited. The bank provides a full range of banking services through banking centers located primarily throughout Florida, as well as New York City. BankUnited is a commercially focused regional bank focusing on small and middle-market businesses, but also provides certain commercial lending and deposit products on a national platform. It has historically grown through organic growth. BankUnited was established by a group of investors who acquired the assets and most of the liabilities of its predecessor from the Federal Deposit Insurance Corporation. The group recapitalized BankUnited with an investment of over $900 million. most of its revenue comprises net interest income derived mostly from loans.

BankUnited: Financial Performance Dissected

Market Capitalization: Positioned above industry average, the company's market capitalization underscores its superiority in size, indicative of a strong market presence.

Revenue Growth: BankUnited's revenue growth over a period of 3 months has faced challenges. As of 30 September, 2023, the company experienced a revenue decline of approximately -6.31%. This indicates a decrease in the company's top-line earnings. As compared to competitors, the company encountered difficulties, with a growth rate lower than the average among peers in the Financials sector.

Net Margin: BankUnited's net margin falls below industry averages, indicating challenges in achieving strong profitability. With a net margin of 19.08%, the company may face hurdles in effective cost management.

Return on Equity (ROE): BankUnited's ROE is below industry standards, pointing towards difficulties in efficiently utilizing equity capital. With an ROE of 1.83%, the company may encounter challenges in delivering satisfactory returns for shareholders.

Return on Assets (ROA): BankUnited's ROA lags behind industry averages, suggesting challenges in maximizing returns from its assets. With an ROA of 0.13%, the company may face hurdles in achieving optimal financial performance.

Debt Management: BankUnited's debt-to-equity ratio stands notably higher than the industry average, reaching 2.33. This indicates a heavier reliance on borrowed funds, raising concerns about financial leverage.

How Are Analyst Ratings Determined?

Experts in banking and financial systems, analysts specialize in reporting for specific stocks or defined sectors. Their comprehensive research involves attending company conference calls and meetings, analyzing financial statements, and engaging with insiders to generate what are known as analyst ratings for stocks. Typically, analysts assess and rate each stock once per quarter.

Beyond their standard evaluations, some analysts contribute predictions for metrics like growth estimates, earnings, and revenue, furnishing investors with additional guidance. Users of analyst ratings should be mindful that this specialized advice is shaped by human perspectives and may be subject to variability.

This article was generated by Benzinga's automated content engine and reviewed by an editor.