Itau Unibanco Holding SA was incorporated on September 9, 1943. It provides financial products and services in Brazil. It provides investment banking, consumer credit card, real estate financing, leasing, foreign exchange and foreign trade financing services. The Company provides these services on an integrated basis through its operating segments Commercial bank - retail, Wholesale bank, Consumer credit - retail & Activities with the market and corporation. Commercial bank - retail segment includes credit cards, asset management, insurance, pension plan and capitalization products, and credit products and services for individuals and companies such as Retail banking, Public sector banking, business banking, Wealth management services & Real estate financing. Wholesale bank segment includes corporate and investment banking, including middle-market banking business. Consumer credit - retail segment comprises of financial products and services to non-accountholders; and Activities with the market and corporation segment includes the results arising from capital surplus, subordinated debt surplus and the net balance of tax credits and debts.