HSBC Holdings PLC was incorporated in England on January 01, 1959. It provides banking and financial services through four segments, including Retail Banking and Wealth Management, Commercial Banking, Global Banking and Markets and Global Private Banking. The Retail Banking and Wealth Management business offers deposits, accounts services, credit and lending, asset management, wealth solutions and financial planning, broking and insurance. The Commercial Banking business offers deposits, payments and cash management, credit and lending, international trade and receivables finance, and insurance. The Global Banking and Markets provides deposits, payments and cash management, balance sheet management, credit and lending, asset and trade finance, corporate finance, markets and securities services. The Global Private banking provides deposits, account services, credit and lending, investment management, financial advisory, broking, corporate finance, alternative investments, trusts and estate planning and insurance. The Company' operates in Europe, Asia, Middle East and North Africa (excluding Saudi Arabia), North America and Latin America.