CNA Financial Corp is an insurance holding company incorporated in the State of Delaware 1967. The Company through its subsidiaries is engaged in providing property & casualty and life & group insurance products & services. The Company's insurance products include commercial property and casualty coverages, including surety. Its services include risk management, information services, warranty and claims administration. The Company's core business, commercial property and casualty insurance operations, is reported in three business segments: Specialty, Commercial and International. Specialty provides professional, financial and specialty property and casualty products and services, through a network of independent agents, brokers and managing general underwriters. Commercial includes property and casualty coverages sold to small businesses and middle market entities and organizations through an independent agency distribution system. Commercial also includes commercial insurance and risk management products sold to large corporations through insurance brokers. International provides management and professional liability coverages as well as other property and casualty insurance products and services abroad through a network of brokers, independent agencies and managing general underwriters, as well as the Lloyd's marketplace. The Company's non-core businesses are reported in two business segments: Life & Group Non-Core and Corporate & Other Non-Core. The Life & Group Non-Core segment includes the results of its long term care business. Its products and services are marketed through independent agents, brokers and managing general underwriters to a variety of customers, including small, medium and large businesses, insurance companies, associations, professionals and other groups. The Company competes with a number of stock and mutual insurance companies and other entities for both distributors and customers. The insurance industry is subject to comprehensive and detailed regulation and supervision.