Visa (NYSE:V) will release its quarterly earnings report on Thursday, 2026-01-29. Here's a brief overview for investors ahead of the announcement.

Analysts anticipate Visa to report an earnings per share (EPS) of $3.14.

Investors in Visa are eagerly awaiting the company's announcement, hoping for news of surpassing estimates and positive guidance for the next quarter.

It's worth noting for new investors that stock prices can be heavily influenced by future projections rather than just past performance.

Earnings History Snapshot

During the last quarter, the company reported an EPS beat by $0.01, leading to a 1.62% drop in the share price on the subsequent day.

Here's a look at Visa's past performance and the resulting price change:

Visa Share Price Analysis

Shares of Visa were trading at $325.26 as of January 27. Over the last 52-week period, shares are down 4.63%. Given that these returns are generally negative, long-term shareholders are likely upset going into this earnings release.

Analysts' Take on Visa

For investors, grasping market sentiments and expectations in the industry is vital. This analysis explores the latest insights regarding Visa.

Visa has received a total of 3 ratings from analysts, with the consensus rating as Buy. With an average one-year price target of $390.33, the consensus suggests a potential 20.01% upside.

Comparing Ratings Among Industry Peers

The analysis below examines the analyst ratings and average 1-year price targets of Mastercard, PayPal Holdings and Block, three significant industry players, providing valuable insights into their relative performance expectations and market positioning.

Summary of Peers Analysis

The peer analysis summary presents essential metrics for Mastercard, PayPal Holdings and Block, unveiling their respective standings within the industry and providing valuable insights into their market positions and comparative performance.

Key Takeaway:

Visa ranks highest in revenue growth among its peers. It also leads in gross profit margin. However, it has the lowest return on equity compared to its peers.

Discovering Visa: A Closer Look

Visa is the largest payment processor in the world. In fiscal 2025, it processed almost $17 trillion in total volume. Visa operates in over 200 countries and processes transactions in over 160 currencies. Its systems are capable of processing over 65,000 transactions per second.

Visa: Delving into Financials

Market Capitalization: Boasting an elevated market capitalization, the company surpasses industry averages. This signals substantial size and strong market recognition.

Revenue Growth: Visa's revenue growth over a period of 3 months has been noteworthy. As of 30 September, 2025, the company achieved a revenue growth rate of approximately 11.51%. This indicates a substantial increase in the company's top-line earnings. As compared to its peers, the revenue growth lags behind its industry peers. The company achieved a growth rate lower than the average among peers in Financials sector.

Net Margin: Visa's net margin excels beyond industry benchmarks, reaching 47.01%. This signifies efficient cost management and strong financial health.

Return on Equity (ROE): Visa's ROE excels beyond industry benchmarks, reaching 13.45%. This signifies robust financial management and efficient use of shareholder equity capital.

Return on Assets (ROA): Visa's financial strength is reflected in its exceptional ROA, which exceeds industry averages. With a remarkable ROA of 5.05%, the company showcases efficient use of assets and strong financial health.

Debt Management: Visa's debt-to-equity ratio is below the industry average. With a ratio of 0.68, the company relies less on debt financing, maintaining a healthier balance between debt and equity, which can be viewed positively by investors.

To track all earnings releases for Visa visit their earnings calendar on our site.

This article was generated by Benzinga's automated content engine and reviewed by an editor.