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What Are The Key Differences Between The 3 Most Common Retirement Funds?
Sunday, October 30, 2016 - 9:24pm | 679Read More...Securing enough for retirement is a huge concern, particularly as financial rhetoric intensifies as the days to November 8 dwindle into the single digits. While the candidates' jargon has broadly steered clear of retirement and the political atmosphere has laid heavy with non-platform-related...
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8 Things You Have To Do Before You're 25 For A Secure Retirement
Tuesday, August 2, 2016 - 3:54pm | 879Read More...Retirement may still be a handful of decades away, but thinking long term — over 40 years ahead — can pay off in almost incomprehensible ways. The choices you make while you're still young will have a huge impact on your future. For example, by investing an annual $2,000 for seven...
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Retirement, Social Security's Depletion And What You Can Do About It Today
Wednesday, March 2, 2016 - 11:56am | 1046Read More...With the threat of an unsecure retirement becoming increasingly more eminent as the oldest generation keeps getting older and the average time spent in retirement likewise increasing, many lose sight of the basics. It is undeniable that retirement security funded solely from the government is...
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Millennials Walk To The Beat Of Their Own Drum, But Retirement's Death Knell Drones On
Thursday, February 18, 2016 - 4:50pm | 929Read More...Tax time is right around the corner, and with the inevitable shifting through tax documents, broad conversations toward financing arise. In looking at pay stubs and earnings, many are reminded for the first time since last year of automatic retirement deductions (for those with Roth and...
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Did You Know There's Another Retirement Savings Plan?
Friday, January 8, 2016 - 3:06pm | 1350Read More...According to a press release from the U.S Treasury Department from November 4, 2015, a 401(k) alternative has been launched nationally, "With millions of Americans lacking adequate retirement savings, the U.S. Department of the Treasury today announced the national launch of myRA, a simple, safe...
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I Don't Care How Much You Make Or Have Saved, Everyone Should Budget In Retirement
Monday, November 16, 2015 - 1:08pm | 699Read More...Regardless of where you are in the personal retirement budgeting journey, one thing remains constant: You have an incalculable amount of control over how your retirement years play out. Whether you are looking to spend the years after your 65th birthday in "traditional" retirement...
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Roth Hopping: Maximize Returns Within Roth Accounts, Minimize Taxes
Tuesday, March 24, 2015 - 12:20pm | 690Read More..."Roth Hopping," a relatively new and rarely employed strategy, is one that can be of great value to investors with both a Roth IRA and taxable account and who purchase individual stocks. Roth Hopping attempts to maximize the value of funds within Roth IRAs, while minimizing the taxes...
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Legacy And Estate Planning With A Roth IRA
Friday, January 30, 2015 - 2:43pm | 711Read More...Legacy and estate planning with a Roth IRA may sound like a no-brainer. Roth IRAs intrinsically make phenomenal transfer of wealth vehicles. With reduced estate taxes and no income tax for heirs to pay on withdrawals, establishing a Roth IRA or even converting to one from a Traditional IRA seems...
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9 IRA FAQs: Invest In Yourself, Educate Yourself
Tuesday, January 13, 2015 - 1:12pm | 924Read More...Retirement planning is an essential part of rounding out your financial portfolio and investing in your future. While there are various methods of savings vehicles, one of the most common retirement plans is an Individual Retirement Account (IRA). IRAs are not the same as 401(k)s or other...
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Roth IRAs For Kids? Take A Closer Look
Thursday, January 8, 2015 - 1:59pm | 737Read More...Most people don't confront the topic of IRAs until they are gainfully employed, but the conversation could be beneficial for minors. Traditional and Roth IRAs function differently, perhaps deadlocking the topic from family financial discussions. For one, both IRAs cannot be established until...
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3 Tips For A Year-End Tax Checkup
Friday, December 26, 2014 - 3:06pm | 632Read More...As the year comes to and end, just a few days remain for some last-minute tax moves to prep for April 15, 2015. When considering late-in-the-year moves, a few things must be kept in mind: Do not act out of haste and fear Revisit specifics in order to get the best options available Be...
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5 Holiday Gift Ideas That Will Help, Not Hinder, Family Budgeting
Tuesday, December 23, 2014 - 12:22pm | 761Read More...Last-minute holiday gift-giving does not need to be a catastrophic cause for concern. While budgeting for year-end giving can be tremendous help, sometimes the root issue is not how to give, but what to give. Below are five gifts that can reciprocally help the giver and the receiver, can be...
