How An Ordinary 9-To-5 Job Made A Singaporean A Millionaire

Zinger Points:

  • From a 9-to-5 grind to a millionaire’s mindset, Shao Chun Chen unveils his road map to financial freedom.
  • Maximizing market value and embracing an ‘up or out' philosophy, this Singaporean millionaire’s strategies defy conventional wisdom.
  • Financial independence through savvy career moves and intentional planning — the story of a millionaire who still clocks in from nine to five.

In a recent revelation, Shao Chun Chen, a Singaporean millionaire, disclosed his principles and strategies that have helped him achieve financial independence. He strongly advocates that anyone working consistently in a 9-to-5 job can build enormous wealth if they are intentional about their financial goals.

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According to a report by Business Insider on Thursday, Shao chronicled his progression from student to a 9-to-5 millionaire. He earned his degree from NTU Singapore in 2010 and earned most of his wealth from a successful mainstream career, rather than from any side business ventures.

An initial step into equity analysis at Merrill Lynch gradually transformed into a career at Google in 2016. The careful career choices Shao made over the years rewarded him with financial stability, which insulated him from an unexpected job termination in 2024.

Shao emphasized, "I believe that everybody working 9-to-5 has the opportunity to be financially free, to become a millionaire — it just requires us to be very intentional." Part of his strategy involved adopting an "up or out" mentality, continuously striving for growth within his job or seeking better-paying positions.

Furthermore, Shao insists on considering one’s market value continuously. To stay updated, he recommends attending at least one job interview, internal or external, every six months. This tactic leverages market intelligence and keeps the individual aware of their worth in the constantly changing job market.

Shao Chun Chen’s narrative emphasizes the importance of financial freedom achieved by reducing expenses and increasing income. By "playing good offense," he suggests workers should seek income growth, and "playing good defense" means restricting spending and managing taxes efficiently.

At present, Shao commands a seven-figure portfolio. He now spends his days imparting knowledge and sharing his insights on financial independence through part-time teaching and sharing videos on his YouTube channel.

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