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Updated: Dec 16, 2025

Stock Analysis

WRLD Logo
World Acceptance
NASDAQ:WRLD
$145.67
-$2.77 |-1.87%
Day Range:
$141.87 - $150.00
Market Cap:
733.90M
P/E Ratio:
14.2594
Avg Value:
$145.23
Year Range:
$104.99 - $185.48
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General Information
World Acceptance Corp operates a small-loan consumer finance business. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance and ancillary products and services to individuals.

It also offers income tax return preparation services to its loan customers and other individuals. The Company operates 1,024 branches in Alabama, Georgia, Idaho, Illinois, Indiana, Kentucky, Louisiana, Mississippi, Missouri, New Mexico, Oklahoma, South Carolina, Texas, Tennessee, Utah, and Wisconsin.

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World Acceptance (WRLD) Stock Graph
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How We Grade World Acceptance (WRLD)

We grade stocks based on past performance, their future growth potential, intrinsic value, dividend history, and overall financial health.

The chart below shows how we grade World Acceptance (WRLD) across the board compared to its closest peers.

4
Benzinga Edge Rankings

Benzinga Edge stock rankings give you four critical scores to help you identify the strongest and weakest stocks to buy and sell.

77.07

Growth measures a stock's combined historical expansion in earnings and revenue across multiple time periods, with emphasis on both long-term trends and recent performance.

Momentum measures a stock's relative strength based on its price movement patterns and volatility over multiple timeframes, ranked as a percentile against other stocks.

78.08

Quality is a composite ranking that evaluates a company's operational efficiency and financial health by analyzing historical profitability metrics and fundamental strength indicators on a percentile basis relative to peers.

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Peer Ratings

See how World Acceptance compares to its peers in these key performance metrics from Benzinga Rankings.

Top Peers
Value
Quality
Growth
Momentum
Short
Medium
Long
TREELendingTree
32.15
29.97
51.03
86.53
GDOTGreen Dot
80.86
0
18.41
78.4
PRAAPRA Group
0
0
10.24
35.12
QDQudian
7.7
84.45
10.36
85.01
Short: price trend over the last couple of months
Medium: price trend over the last couple of quarters
Long: price trend over the past year
Stock Score Locked: Want to See it?
Benzinga Rankings give you vital metrics on any stock – anytime.
6
Valuation

Earnings History (3 years)

It is important to look at a companies earnings history to see not only if they are profitable, but if their earnings are growing.
As you can see from the chart above, WRLD's earnings have increased for the past three years, this is a positive sign for the stock.
7
Past Performance
How has World Acceptance (WRLD) performed over the past 5 years?

The two main factors that we consider when analyzing past performance is overall return and volatility

Using these two metrics, we can determine if this stock gave its investors enough return for the risk that they took on by owning it. This is measured by the sharpe ratio, which has been used as a primary measure of risk/reward trade-off for almost 60 years.

This ratio can be interpreted as the amount of return an investor has received for the amount of risk that they took on by owning the stock over that timeframe.

World Acceptance (WRLD) sharpe ratio over the past 5 years is 0.3237 which is considered to be above average compared to the peer average of 0.1829