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Updated: Sep 6, 2026
BBD Logo

Bank Bradesco

NYSE:BBD·Stock Analysis Report
Day Range
$3.55 - $3.63
Market Cap
36.96B
P/E Ratio
8.1447
Avg Value
$3.64
Year Range
$2.98 - $4.30
$3.60$0.02 (0.56%)
1
General Information
Banco Bradesco is Brazil's second-largest private bank, with about 10%-15% of deposits, and the largest insurance provider in Brazil, with roughly 20%-25% market share.

The bank is majority controlled by the Bradesco foundation, a private nonprofit institution focused on education. The bank is also a major asset manager with high-single-digit market share. In 2016, Bradesco acquired the Brazilian operations of HSBC.

2
Bank Bradesco (BBD) Stock Graph
3
How We Grade Bank Bradesco (BBD)

We grade stocks based on past performance, their future growth potential, intrinsic value, dividend history, and overall financial health.

The chart below shows how we grade Bank Bradesco (BBD) across the board compared to its closest peers.

4
Benzinga Edge Rankings

Benzinga Edge stock rankings give you four critical scores to help you identify the strongest and weakest stocks to buy and sell.

49.42

Growth measures a stock's combined historical expansion in earnings and revenue across multiple time periods, with emphasis on both long-term trends and recent performance.

Momentum measures a stock's relative strength based on its price movement patterns and volatility over multiple timeframes, ranked as a percentile against other stocks.

52.76

Quality is a composite ranking that evaluates a company's operational efficiency and financial health by analyzing historical profitability metrics and fundamental strength indicators on a percentile basis relative to peers.

Stock Score Locked: Want to See it?
Benzinga Rankings give you vital metrics on any stock – anytime.
5
Valuation

Earnings History (3 years)

It is important to look at a companies earnings history to see not only if they are profitable, but if their earnings are growing.
As you can see from the chart above, BBD's earnings have fluctuated but has increased since, this is a positive sign for the stock.
6
Past Performance
How has Bank Bradesco (BBD) performed over the past 5 years?

The two main factors that we consider when analyzing past performance is overall return and volatility

Using these two metrics, we can determine if this stock gave its investors enough return for the risk that they took on by owning it. This is measured by the sharpe ratio, which has been used as a primary measure of risk/reward trade-off for almost 60 years.

This ratio can be interpreted as the amount of return an investor has received for the amount of risk that they took on by owning the stock over that timeframe.

Bank Bradesco (BBD) sharpe ratio over the past 5 years is -0.2261 which is considered to be below average compared to the peer average of 1.3219

7
Company Financials
INCOME STATEMENT
The income statement also known as the profit and loss statement, primarily focuses on the company's revenues and expenses during a particular period.

The main purpose of an income statement is to convey details of profitability and business activities. Below, is BBD's income statement for the previous four years along with its trailing-twelve- month profit & loss.

FISCAL YEAR (BIL.)
2022 ($)
2023 ($)
2024 ($)
2025 ($)
TTM ($)
Total Revenue
109.00
100.71
105.04
118.16
122.75
Operating Revenue
109.00
100.71
105.04
118.16
122.75
Cost Of Revenue
Gross Profit
Operating Expense
Selling General And Administration
42.67
40.65
43.10
44.98
46.36
Research and Development
Operating Income
Net Non-Operating Interest Income Expense
Other Income Expense
Other Non-Operating Income Expenses
-4.25
-0.31
-1.22
-1.62
-2.27
Pre-Tax Income
24.21
10.21
16.90
21.02
25.80
Tax Provision
2.99
-4.29
-0.64
-2.90
1.21
Net Income
20.98
14.25
17.25
23.67
24.32
Net Income Common Stockholders
20.98
14.25
8.22
11.27
11.92
Total Operating Income As Reported
Total Expenses
Net Income From Continuing And Discontinued Operation
20.98
14.25
17.25
23.67
24.32
Normalized Income
22.51
18.43
21.87
29.66
28.60
Interest Income
200.61
211.46
211.73
267.11
290.69
Interest Expense
131.31
156.38
144.28
193.84
218.58
Net Interest Income
69.30
55.08
67.45
73.27
72.12
EBIT
EBITDA
Reconciled Cost Of Revenue
Reconciled Depreciation
5.66
6.52
6.73
7.06
7.18
Normalized EBITDA
Tax Rate For Calcs
0.00
0.00
0.00
0.00
0.01
Tax Effect Of Unusual Items
-0.68
-1.98
-1.14
-2.54
-1.48
BALANCE SHEET
The balance sheet is a snapshot of a companies financials during a particular period in time.

It breaks down what company owns (assets) and what a company owes (liabilities), in order to give investors an overview of its capital structure.

FISCAL YEAR (BIL.)
2022 ($)
2023 ($)
2024 ($)
2025 ($)
TTM ($)
Total Assets
1,799.62
1,927.52
2,069.48
2,330.33
2,468.83
Current Assets
Total Non-Current Assets
Total Liabilities Net Minority Interest
1,640.87
1,760.51
1,900.54
2,151.38
2,286.09
Current Liabilities
Other Non-Current Liabilities
Total Equity Gross Minority Interest
158.74
167.01
168.94
178.95
182.74
Stockholders Equity
Total Capitalization
446.38
522.20
571.74
623.85
661.41
Common Stock Equity
158.27
166.33
168.41
178.42
181.28
Net Tangible Assets
139.47
144.22
144.66
152.68
154.39
Working Capital
Invested Capital
446.38
522.20
571.74
623.85
661.41
Tangible Book Value
139.47
144.22
144.66
152.68
154.39
Total Debt
292.71
359.49
406.48
448.69
482.99
Net Debt
145.13
184.02
234.97
284.60
319.49
Share Issued
10.68
10.66
10.66
10.61
10.61
Ordinary Shares Number
10.66
10.66
10.62
10.60
10.59
CASH FLOW STATEMENTS
A companies statement of cash flows gives an investor a break down of the cash inflows and outflows from a companies operations and investment activities.
FISCAL YEAR (BIL.)
2022 ($)
2023 ($)
2024 ($)
2025 ($)
TTM ($)
Cash Flow from Continuing Operating Activities
41.77
-0.18
50.23
-62.53
14.56
Net Income from Continuing Operations
24.21
10.21
16.90
21.02
25.80
Depreciation and Amortization
5.66
6.52
6.73
7.06
7.18
Deferred Tax
Deferred Income Tax
Stock-Based Compensation
Other Non-Cash Items
41.61
48.80
42.95
47.40
44.07
Change in Working Capital
-67.68
-99.72
-56.09
-171.77
-87.01
Change in Receivables
Changes in Account Receivables
Change in Inventory
Change in Payables and Accrued Expense
Change in Payable
Change in Account Payable
Change in Other Current Assets
-62.82
-47.50
-65.85
-32.92
-72.97
Change in Other Current Liabilities
36.22
25.39
56.37
61.60
97.69
Change in Other Working Capital
113.87
69.23
141.57
64.93
163.51
Cash Flow from Continuing Investing Activities
-17.78
83.61
-5.01
59.83
0.35
Net PPE Purchase and Sale
-1.84
-0.60
-1.71
-3.89
-2.58
Net Business Purchase and Sale
-0.62
-0.08
-0.21
Purchase of Business
-0.62
-0.08
-0.21
Net Investment Purchase and Sale
-60.22
44.32
-25.20
17.36
-48.23
Purchase of Investment
-234.53
-109.30
-158.37
-216.09
-280.47
Sale of Investment
174.31
153.62
133.17
233.45
232.24
Net Other Investing Changes
0.44
0.64
0.61
1.12
1.55
Financing Cash Flow
21.92
-23.06
-23.68
-11.71
-13.40
Cash Flow from Continuing Financing Activities
21.92
-23.06
-23.68
-11.71
-13.40
Net Issuance Payments of Debt
40.55
14.13
0.29
40.11
45.14
Net Long-Term Debt Issuance
40.55
14.13
0.29
40.11
45.14
Long-Term Debt Issuance
111.49
106.39
63.74
164.53
156.11
Long-Term Debt Payments
-70.94
-92.26
-63.44
-124.42
-110.97
Net Short-Term Debt Issuance
Net Common Stock Issuance
-0.22
-0.57
-0.22
-0.12
Common Stock Issuance
Common Stock Payments
-0.22
-0.57
-0.22
-0.12
Cash Dividends Paid
0.00
0.00
0.00
0.00
0.00
Net Other Financing Charges
-0.21
-0.04
-0.44
-0.25
0.70
End Cash Position
481.59
799.45
841.70
813.19
929.31
Changes in Cash
45.91
60.37
21.54
-14.42
1.51
Beginning Cash Position
434.79
738.85
820.46
827.70
927.83
Capital Expenditure
-9.41
-9.14
-8.05
-11.63
-11.23
Issuance of Capital Stock
Issuance of Debt
111.49
106.39
63.74
164.53
156.11
Repayment of Debt
-70.94
-92.26
-63.44
-124.42
-110.97
Repurchase of Capital Stock
-0.22
-0.57
-0.22
-0.12
Free Cash Flow
32.35
-9.32
42.18
-74.16
3.33