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Updated: Dec 16, 2025

Stock Analysis

BBD Logo
$3.41
-$0.07 |-1.87%
Day Range:
$3.40 - $3.44
Market Cap:
36.28B
P/E Ratio:
9.7977
Avg Value:
$2.81
Year Range:
$1.85 - $3.77
1
General Information
Banco Bradesco is Brazil's second-largest private bank, with about 10%-15% of deposits, and the largest insurance provider in Brazil, with roughly 20%-25% market share.

The bank is majority controlled by the Bradesco foundation—a private nonprofit institution focused on education. The bank is also a major asset manager with high-single-digit market share. In 2016, Bradesco acquired the Brazilian operations of HSBC.

2
Bank Bradesco (BBD) Stock Graph
3
How We Grade Bank Bradesco (BBD)

We grade stocks based on past performance, their future growth potential, intrinsic value, dividend history, and overall financial health.

The chart below shows how we grade Bank Bradesco (BBD) across the board compared to its closest peers.

4
Benzinga Edge Rankings

Benzinga Edge stock rankings give you four critical scores to help you identify the strongest and weakest stocks to buy and sell.

Momentum measures a stock's relative strength based on its price movement patterns and volatility over multiple timeframes, ranked as a percentile against other stocks.

Stock Score Locked: Want to See it?
Benzinga Rankings give you vital metrics on any stock – anytime.
5
Valuation

Earnings History (3 years)

It is important to look at a companies earnings history to see not only if they are profitable, but if their earnings are growing.
As you can see from the chart above, BBD's earnings have decreased for the past three years, this is a negative sign for the stock.
6
Past Performance
How has Bank Bradesco (BBD) performed over the past 5 years?

The two main factors that we consider when analyzing past performance is overall return and volatility

Using these two metrics, we can determine if this stock gave its investors enough return for the risk that they took on by owning it. This is measured by the sharpe ratio, which has been used as a primary measure of risk/reward trade-off for almost 60 years.

This ratio can be interpreted as the amount of return an investor has received for the amount of risk that they took on by owning the stock over that timeframe.

Bank Bradesco (BBD) sharpe ratio over the past 5 years is -0.5421 which is considered to be below average compared to the peer average of 0.8190

7
Company Financials
INCOME STATEMENT
The income statement also known as the profit and loss statement, primarily focuses on the company's revenues and expenses during a particular period.

The main purpose of an income statement is to convey details of profitability and business activities. Below, is BBD's income statement for the previous four years along with its trailing-twelve- month profit & loss.

FISCAL YEAR (BIL.)
2021 ($)
2022 ($)
2023 ($)
2024 ($)
TTM ($)
Total Revenue
102.43
109.00
100.71
105.04
118.15
Operating Revenue
102.43
109.00
100.71
105.04
118.15
Cost Of Revenue
0.00
0.00
0.00
0.00
0.00
Gross Profit
0.00
0.00
0.00
0.00
0.00
Operating Expense
0.00
0.00
0.00
0.00
0.00
Selling General And Administration
39.09
42.67
40.65
43.10
44.57
Research and Development
0.00
0.00
0.00
0.00
0.00
Operating Income
0.00
0.00
0.00
0.00
0.00
Net Non-Operating Interest Income Expense
0.00
0.00
0.00
0.00
0.00
Other Income Expense
0.00
0.00
0.00
0.00
0.00
Other Non-Operating Income Expenses
-4.83
-4.25
-0.31
-1.22
-2.25
Pre-Tax Income
32.85
24.21
10.21
16.90
18.57
Tax Provision
9.47
2.99
-4.29
-0.64
-3.02
Net Income
23.17
20.98
14.25
17.25
21.32
Net Income Common Stockholders
23.17
20.98
14.25
8.22
12.28
Total Operating Income As Reported
0.00
0.00
0.00
0.00
0.00
Total Expenses
0.00
0.00
0.00
0.00
0.00
Net Income From Continuing And Discontinued Operation
23.17
20.98
14.25
17.25
21.32
Normalized Income
25.98
22.51
18.43
21.87
27.82
Interest Income
138.22
200.61
211.46
211.73
249.11
Interest Expense
55.12
131.31
156.38
144.28
175.55
Net Interest Income
83.10
69.30
55.08
67.45
73.56
EBIT
0.00
0.00
0.00
0.00
0.00
EBITDA
0.00
0.00
0.00
0.00
0.00
Reconciled Cost Of Revenue
0.00
0.00
0.00
0.00
0.00
Reconciled Depreciation
5.77
5.66
6.52
6.73
7.01
Normalized EBITDA
0.00
0.00
0.00
0.00
0.00
Tax Rate For Calcs
0.00
0.00
0.00
0.00
0.34
Tax Effect Of Unusual Items
-1.05
-0.68
-1.98
-1.14
-2.81
BALANCE SHEET
The balance sheet is a snapshot of a companies financials during a particular period in time.

It breaks down what company owns (assets) and what a company owes (liabilities), in order to give investors an overview of its capital structure.

FISCAL YEAR (BIL.)
2021 ($)
2022 ($)
2023 ($)
2024 ($)
TTM ($)
Total Assets
1,675.57
1,799.62
1,927.52
2,069.48
2,202.77
Current Assets
0.00
0.00
0.00
0.00
0.00
Total Non-Current Assets
0.00
0.00
0.00
0.00
0.00
Total Liabilities Net Minority Interest
1,525.34
1,640.87
1,760.51
1,900.54
2,026.63
Current Liabilities
0.00
0.00
0.00
0.00
0.00
Other Non-Current Liabilities
0.00
0.00
0.00
0.00
0.00
Total Equity Gross Minority Interest
150.23
158.74
167.01
168.94
176.14
Stockholders Equity
0.00
0.00
0.00
0.00
0.00
Total Capitalization
384.06
446.38
522.20
571.74
606.39
Common Stock Equity
149.78
158.27
166.33
168.41
175.64
Net Tangible Assets
134.87
139.47
144.22
144.66
151.47
Working Capital
0.00
0.00
0.00
0.00
0.00
Invested Capital
384.06
446.38
522.20
571.74
606.39
Tangible Book Value
134.87
139.47
144.22
144.66
151.47
Total Debt
238.94
292.71
359.49
406.48
434.21
Net Debt
105.86
145.13
184.02
234.97
271.44
Share Issued
10.69
10.66
10.64
10.64
10.59
Ordinary Shares Number
10.66
10.64
10.64
10.60
10.58
CASH FLOW STATEMENTS
A companies statement of cash flows gives an investor a break down of the cash inflows and outflows from a companies operations and investment activities.
FISCAL YEAR (BIL.)
2021 ($)
2022 ($)
2023 ($)
2024 ($)
TTM ($)
Cash Flow from Continuing Operating Activities
-102.00
41.77
-0.18
50.23
-32.43
Net Income from Continuing Operations
32.85
24.21
10.21
16.90
18.57
Depreciation and Amortization
5.77
5.66
6.52
6.73
7.01
Deferred Tax
Deferred Income Tax
Stock-Based Compensation
Other Non-Cash Items
36.49
41.61
48.80
42.95
35.54
Change in Working Capital
-219.29
-67.68
-99.72
-56.09
-133.11
Change in Receivables
Changes in Account Receivables
Change in Inventory
Change in Payables and Accrued Expense
Change in Payable
Change in Account Payable
Change in Other Current Assets
-19.50
-62.82
-47.50
-65.85
-38.55
Change in Other Current Liabilities
19.82
36.22
25.39
56.37
45.73
Change in Other Working Capital
-28.34
113.87
69.23
141.57
79.14
Cash Flow from Continuing Investing Activities
-19.31
-17.78
83.61
-5.01
59.17
Net PPE Purchase and Sale
-0.63
-1.84
-0.60
-1.71
-3.15
Net Business Purchase and Sale
-0.18
-0.62
-0.08
-0.21
Purchase of Business
-0.18
-0.62
-0.08
-0.21
Net Investment Purchase and Sale
-34.42
-60.22
44.32
-25.20
23.90
Purchase of Investment
-209.09
-234.53
-109.30
-158.37
-173.27
Sale of Investment
174.67
174.31
153.62
133.17
197.17
Net Other Investing Changes
0.61
0.44
0.64
0.61
0.91
Financing Cash Flow
-1.61
21.92
-23.06
-23.68
-13.68
Cash Flow from Continuing Financing Activities
-1.61
21.92
-23.06
-23.68
-13.68
Net Issuance Payments of Debt
18.33
40.55
14.13
0.29
26.34
Net Long-Term Debt Issuance
18.33
40.55
14.13
0.29
26.34
Long-Term Debt Issuance
114.35
111.49
106.39
63.74
134.35
Long-Term Debt Payments
-96.02
-70.94
-92.26
-63.44
-108.01
Net Short-Term Debt Issuance
Net Common Stock Issuance
-0.67
-0.22
-0.57
-0.35
Common Stock Issuance
Common Stock Payments
-0.67
-0.22
-0.57
-0.35
Cash Dividends Paid
Net Other Financing Charges
-0.25
-0.21
-0.04
-0.44
-0.29
End Cash Position
398.92
481.59
799.45
841.70
827.70
Changes in Cash
-122.91
45.91
60.37
21.54
13.06
Beginning Cash Position
518.36
434.79
738.85
820.46
814.94
Capital Expenditure
-4.41
-9.41
-9.14
-8.05
-9.43
Issuance of Capital Stock
Issuance of Debt
114.35
111.49
106.39
63.74
134.35
Repayment of Debt
-96.02
-70.94
-92.26
-63.44
-108.01
Repurchase of Capital Stock
-0.67
-0.22
-0.57
-0.35
Free Cash Flow
-106.41
32.35
-9.32
42.18
-41.85