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Updated: Sep 3, 2026
BBAR Logo

Banco BBVA Argentina

NYSE:BBAR·Stock Analysis Report
Day Range
$14.85 - $15.27
Market Cap
3.12B
P/E Ratio
13.8089
Avg Value
$14.99
Year Range
$7.76 - $22.21
$15.26$0.15 (0.99%)
1
General Information
Banco BBVA Argentina SA is a banking services provider in Argentina. It provides financial assistance to large corporations, small and medium-sized companies, as well as individuals.

It bank provides services through retail, corporate, investment banking, and Small and medium-sized companies divisions. Through the retail banking segment, it provides banking products and services to individuals, corporate banking deals with services to corporates, and the small and medium-sized companies segment focuses on foreign trade, agricultural business, and digital products.

2
Banco BBVA Argentina (BBAR) Stock Graph
3
How We Grade Banco BBVA Argentina (BBAR)

We grade stocks based on past performance, their future growth potential, intrinsic value, dividend history, and overall financial health.

The chart below shows how we grade Banco BBVA Argentina (BBAR) across the board compared to its closest peers.

4
Benzinga Edge Rankings

Benzinga Edge stock rankings give you four critical scores to help you identify the strongest and weakest stocks to buy and sell.

70.99

Growth measures a stock's combined historical expansion in earnings and revenue across multiple time periods, with emphasis on both long-term trends and recent performance.

Momentum measures a stock's relative strength based on its price movement patterns and volatility over multiple timeframes, ranked as a percentile against other stocks.

99.31

Quality is a composite ranking that evaluates a company's operational efficiency and financial health by analyzing historical profitability metrics and fundamental strength indicators on a percentile basis relative to peers.

Stock Score Locked: Want to See it?
Benzinga Rankings give you vital metrics on any stock – anytime.
5
Valuation

Earnings History (3 years)

It is important to look at a companies earnings history to see not only if they are profitable, but if their earnings are growing.
As you can see from the chart above, BBAR's earnings have decreased for the past three years, this is a negative sign for the stock.
6
Past Performance
How has Banco BBVA Argentina (BBAR) performed over the past 5 years?

The two main factors that we consider when analyzing past performance is overall return and volatility

Using these two metrics, we can determine if this stock gave its investors enough return for the risk that they took on by owning it. This is measured by the sharpe ratio, which has been used as a primary measure of risk/reward trade-off for almost 60 years.

This ratio can be interpreted as the amount of return an investor has received for the amount of risk that they took on by owning the stock over that timeframe.

Banco BBVA Argentina (BBAR) sharpe ratio over the past 5 years is 1.2201 which is considered to be above average compared to the peer average of -0.3205

7
Company Financials
INCOME STATEMENT
The income statement also known as the profit and loss statement, primarily focuses on the company's revenues and expenses during a particular period.

The main purpose of an income statement is to convey details of profitability and business activities. Below, is BBAR's income statement for the previous four years along with its trailing-twelve- month profit & loss.

FISCAL YEAR (BIL.)
2022 ($)
2023 ($)
2024 ($)
2025 ($)
TTM ($)
Total Revenue
355.34
1,735.76
3,033.72
2,917.99
3,819.22
Operating Revenue
355.34
1,735.76
3,033.72
2,917.99
3,819.22
Cost Of Revenue
Gross Profit
Operating Expense
Selling General And Administration
111.10
403.50
886.08
1,141.34
1,291.63
Research and Development
Operating Income
Net Non-Operating Interest Income Expense
Other Income Expense
Other Non-Operating Income Expenses
Pre-Tax Income
51.10
281.81
400.31
498.19
590.31
Tax Provision
-1.63
145.17
60.44
179.24
195.81
Net Income
53.52
136.34
335.48
302.16
373.42
Net Income Common Stockholders
53.52
136.34
335.48
302.16
373.42
Total Operating Income As Reported
Total Expenses
Net Income From Continuing And Discontinued Operation
53.52
136.34
335.48
302.16
373.42
Normalized Income
152.49
637.79
1,167.78
654.18
865.25
Interest Income
584.37
2,912.91
4,204.88
5,193.32
6,211.43
Interest Expense
267.67
1,412.94
1,570.13
2,504.65
2,853.83
Net Interest Income
316.70
1,499.97
2,634.75
2,688.67
3,357.59
EBIT
EBITDA
Reconciled Cost Of Revenue
Reconciled Depreciation
10.97
27.88
79.61
111.10
134.37
Normalized EBITDA
Tax Rate For Calcs
0.00
0.00
0.00
0.00
0.28
Tax Effect Of Unusual Items
-24.71
-266.87
-428.18
-195.98
-252.44
BALANCE SHEET
The balance sheet is a snapshot of a companies financials during a particular period in time.

It breaks down what company owns (assets) and what a company owes (liabilities), in order to give investors an overview of its capital structure.

FISCAL YEAR (BIL.)
2022 ($)
2023 ($)
2024 ($)
2025 ($)
TTM ($)
Total Assets
1,951.94
6,110.11
14,719.89
25,408.39
28,140.30
Current Assets
Total Non-Current Assets
Total Liabilities Net Minority Interest
1,590.54
4,695.33
12,104.07
21,865.04
23,813.77
Current Liabilities
Other Non-Current Liabilities
Total Equity Gross Minority Interest
361.40
1,414.78
2,615.83
3,543.35
4,326.53
Stockholders Equity
Total Capitalization
375.97
1,437.71
2,890.36
4,872.54
5,045.26
Common Stock Equity
356.00
1,396.81
2,573.76
3,432.28
4,187.80
Net Tangible Assets
346.38
1,363.67
2,504.53
3,312.94
4,028.57
Working Capital
Invested Capital
375.97
1,437.71
2,890.36
4,872.54
5,045.26
Tangible Book Value
346.38
1,363.67
2,504.53
3,312.94
4,028.57
Total Debt
24.10
64.41
349.00
1,491.76
857.46
Net Debt
Share Issued
0.61
0.61
0.61
0.61
0.61
Ordinary Shares Number
0.61
0.61
0.61
0.61
0.61
CASH FLOW STATEMENTS
A companies statement of cash flows gives an investor a break down of the cash inflows and outflows from a companies operations and investment activities.
FISCAL YEAR (BIL.)
2022 ($)
2023 ($)
2024 ($)
2025 ($)
TTM ($)
Cash Flow from Continuing Operating Activities
113.02
601.23
2,589.35
1,000.29
Net Income from Continuing Operations
55.44
313.33
441.08
519.82
Depreciation and Amortization
10.97
27.88
79.61
111.10
Deferred Tax
Deferred Income Tax
Stock-Based Compensation
Other Non-Cash Items
-124.32
-702.63
-1,399.42
-2,350.79
Change in Working Capital
-214.60
-160.37
45.88
-714.16
Change in Receivables
Changes in Account Receivables
Change in Inventory
Change in Payables and Accrued Expense
Change in Payable
Change in Account Payable
Change in Other Current Assets
13.82
-14.24
-97.12
0.66
Change in Other Current Liabilities
728.61
Change in Other Working Capital
-430.07
708.19
5,884.25
7,027.95
Cash Flow from Continuing Investing Activities
-27.15
-43.00
-162.40
-240.57
Net PPE Purchase and Sale
-16.41
-42.15
-164.53
-216.83
Net Business Purchase and Sale
Purchase of Business
Net Investment Purchase and Sale
Purchase of Investment
Sale of Investment
Net Other Investing Changes
-11.88
-2.01
-2.01
Financing Cash Flow
-8.51
-26.46
124.39
939.87
Cash Flow from Continuing Financing Activities
-8.51
-26.46
124.39
939.87
Net Issuance Payments of Debt
-6.48
-27.01
177.42
753.87
Net Long-Term Debt Issuance
-6.48
-27.01
177.42
753.87
Long-Term Debt Issuance
770.29
Long-Term Debt Payments
-6.48
-41.17
-23.81
-16.43
Net Short-Term Debt Issuance
Net Common Stock Issuance
Common Stock Issuance
Common Stock Payments
Cash Dividends Paid
Net Other Financing Charges
0.55
0.83
37.58
203.01
End Cash Position
883.81
2,419.74
8,571.44
14,349.06
Changes in Cash
77.36
531.78
2,551.34
1,699.59
Beginning Cash Position
841.05
1,637.75
7,481.00
12,662.64
Capital Expenditure
-16.41
-42.15
-216.83
Issuance of Capital Stock
Issuance of Debt
770.29
Repayment of Debt
-6.48
-41.17
-23.81
-16.43
Repurchase of Capital Stock
Free Cash Flow
96.61
559.08
2,424.82
783.46