reports hero background
Updated: Dec 16, 2025

Stock Analysis

AX Logo
$86.20
$0.19 |0.22%
Day Range:
$86.09 - $87.03
Market Cap:
4.87B
P/E Ratio:
11.5605
Avg Value:
$74.15
Year Range:
$54.46 - $93.84
1
General Information
Axos Financial Inc is a bank holding company that operates through its bank subsidiary, BofI Federal Bank, a nationwide bank that provides financing for single and multifamily residential properties, small to medium-size businesses in certain sectors, and selected specialty finance receivables.

Its operating segments are banking business segment and securities business segment. The bank distributed its products through a wide range of retail distribution channels, including only banking brands, affinity groups, and sales teams, among others. The majority of the bank's mortgage exposure is titled toward the state of California, particularly its southern region. Net interest income is a majority of the bank's revenue.

2
Axos Financial (AX) Stock Graph
3
How We Grade Axos Financial (AX)

We grade stocks based on past performance, their future growth potential, intrinsic value, dividend history, and overall financial health.

The chart below shows how we grade Axos Financial (AX) across the board compared to its closest peers.

4
Benzinga Edge Rankings

Benzinga Edge stock rankings give you four critical scores to help you identify the strongest and weakest stocks to buy and sell.

97.17

Growth measures a stock's combined historical expansion in earnings and revenue across multiple time periods, with emphasis on both long-term trends and recent performance.

Momentum measures a stock's relative strength based on its price movement patterns and volatility over multiple timeframes, ranked as a percentile against other stocks.

29.27

Quality is a composite ranking that evaluates a company's operational efficiency and financial health by analyzing historical profitability metrics and fundamental strength indicators on a percentile basis relative to peers.

Stock Score Locked: Want to See it?
Benzinga Rankings give you vital metrics on any stock – anytime.
5
Future Growth
Our estimate of future price growth is based on an aggregation of 6 analyst ratings over the past 3 months and their 12-month price targets.

Below, you can see that analysts are estimating a 12-month price target range of $100.00 - $107.50 with an average of $104.25

21.21%
Expected movement for Axos Financial (AX) over the next 12 months
Based on these rankings

Recent Ratings for Axos Financial (AX)

DA Davidson
Date:
Dec 8, 2025
Action:
Maintains
Prev. Target:
$106.00
New Target:
$107.50
Needham
Date:
Oct 31, 2025
Action:
Maintains
Prev. Target:
$105.00
New Target:
$107.00
Keefe, Bruyette & Woods
Date:
Sep 29, 2025
Action:
Maintains
Prev. Target:
$94.00
New Target:
$100.00
Needham
Date:
Sep 29, 2025
Action:
Maintains
Prev. Target:
$102.00
New Target:
$105.00
DA Davidson
Date:
Sep 24, 2025
Action:
Maintains
Prev. Target:
$100.00
New Target:
$106.00
Raymond James
Date:
Sep 23, 2025
Action:
Reiterates
Prev. Target:
$95.00
New Target:
$100.00
6
Valuation

Earnings History (3 years)

It is important to look at a companies earnings history to see not only if they are profitable, but if their earnings are growing.
As you can see from the chart above, AX's earnings have increased for the past three years, this is a positive sign for the stock.
7
Past Performance
How has Axos Financial (AX) performed over the past 5 years?

The two main factors that we consider when analyzing past performance is overall return and volatility

Using these two metrics, we can determine if this stock gave its investors enough return for the risk that they took on by owning it. This is measured by the sharpe ratio, which has been used as a primary measure of risk/reward trade-off for almost 60 years.

This ratio can be interpreted as the amount of return an investor has received for the amount of risk that they took on by owning the stock over that timeframe.

Axos Financial (AX) sharpe ratio over the past 5 years is 1.1893 which is considered to be above average compared to the peer average of 0.4216