Personal finance expert Dave Ramsey is known for his blunt, no-nonsense tone on his show, but he says he only gets angry when people argue with him about money habits he believes are keeping them broke.
Talking about his decades of experience advising people on their finances on "The Ramsey Show," he said that when he first started the program, he used to care deeply about other people's opinions and would get upset if someone didn't like him or was angry about something he said. However, after years of working with people facing financial struggles and seeing his principles work, Ramsey said he does not care about critics and thinks they are "wrong."
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"I used to be a lot nicer when I first started the show," he said. "After doing this this long, I'm pretty convinced now that on these money subjects, if you're upset by what I say, it's probably because you need to change."
‘I Probably Got Less Patience'
Ramsey expressed frustration with people who stick to habits that don't work and also "convince" their friends to do "stupid stuff" with money. He said his core principles, like staying out of debt and spending less than you earn, have stood the test of time and are "biblical financial principles."
"I'm a whole lot blunt, more blunt than I used to be, and I probably got less patience," Ramsey said. "I got less patience with somebody who wants to be broke and stupid and argue about it. So that's why I reach over on Twitter occasionally and just knock the crap out of somebody just because it's fun, just fun. ‘Oh, but you're thin-skinned.' I'm not thin-skinned."
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‘I Know Exactly What It Looks Like'
While Ramsey acknowledged that there are many things he is not good at and that he is not perfect, he said he has been working in personal finance guidance longer than "anyone else in the entire world."
"‘I don’t like Dave Ramsey, Dave Ramsey this, Dave Ramsey that,' Twitter and Facebook fools out there floating around, most of them not even born yet when I started doing this show," he said.
Ramsey said he does not berate people for earning less, but gets angry with those who are unwilling to change. He also reminded listeners that he was once broke and understands what it is like to struggle financially.
"All of us have to look up and say, ‘I’ve had enough, that’s it, I’ve had it, I’m not living like this anymore, I’m done,'" Ramsey said. "That happened to me when I went broke because I was stupid, I mean, I got a PhD in DUMB. I’ve done stupid with zeros on the end. I know exactly what it looks like."
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