• Warren Buffett once said, "If you don't find a way to make money while you sleep, you will work until you die." Here’s how you can earn passive income with just $10.
• $100k+ in investable assets? Match with a fiduciary advisor for free to learn how you can maximize your retirement and save on taxes – no cost, no obligation.

A separate Chubb survey of 800 wealthy individuals found the same pattern—but with even bigger numbers. Two-thirds of respondents still didn't consider themselves rich, even those with more than $10 million in investable assets. That's not a typo. Even in the eight-figure club, financial security can feel out of reach.

• Inflation and rising costs: Housing, healthcare, and college tuition are eating into wealth faster than many expected. Millionaires still pay property taxes, tuition, and medical bills—and those aren't getting cheaper.
• Moving goalposts: People tend to compare themselves up, not down. If you're in a $2 million neighborhood but your neighbor just sold their tech startup for $50 million, your own success can feel… well, average.
• Retirement anxiety: Roughly 1 in 3 Americans now believe they'll never fully retire, and 86% say inflation and politics have them worried about their financial future—even with big savings.
• Lifestyle creep: When your income grows, so do your expenses. That's why many high earners still live paycheck to paycheck—just with bigger mortgages and fancier problems.

And here's something to keep in mind before you write off your financial progress entirely: According to RFI Global, just 3.2% of U.S. households have $3 million or more in financial assets. That's about 4.6 million households out of the entire country. So if you're anywhere near that range—even if you don't feel wealthy—you're already in rare company.

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• Over the last five years, the price of gold has increased by approximately 83% — Investors like Bill O’Reilly and Rudy Giuliani are using this platform to create customized gold IRAs to help shield their savings from inflation and economic turbulence.