Top User Friendly Investment Tracking Apps

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Contributor, Benzinga
July 26, 2023

If you’ve never used an investing app, it’s normal to feel intimidated by the number of options out there. You might be avoiding downloading an app to help you track your budget and finances because you assume that you’ll need hours to get used to the app and link all of your accounts. However, the truth is that there are a number of easy and intuitive investment tracking apps that you can get started with in just a few minutes. 

Best User Friendly Investment Tracking App

Let’s take a look at a few of our favorite user-friendly investment tracking apps.  

Best for Financial Planning: Domain Money

A portfolio management system can help you do more than simply see where your money is going and what it might be doing. At Domain Money, get a little more than an overview. There are a few portfolio styles curated by Domain Money that can provide you with the results that you prefer. These portfolio styles include:

  • Domain Edge: The 100%, turnkey crypto portfolio that gives you instant exposure to this asset class.
  • Domain Core: A 100% stock portfolio that focuses on companies working with the blockchain, mining and in other parts of the crypto space.
  • Domain Balanced: Targeting innovative projects and stocks, with 50% on crypto and 50% on stocks.
  • Domain Metaverse: A crypto and stock portfolio that offers unique exposure to the NFT space.
  • Domain Access: A portfolio that features 80% stocks and 20% crypto.

Because the portfolios are actively managed, you’re more likely to see the results you prefer. Remember, however, that no results are guaranteed. With that in mind, you can reach out to Domain Money at any time to make adjustments to your portfolio. Also, there are no lockups, minimums ranging from $100 to $500 and a 1% annual management fee. This is a good way to reduce costs, set it and forget it in a way and plan for the future.

Best for High Net-Worth Investors: Vyzer

When your family has a range of investments that are both preparing for the future and potentially generating income in the present day, you might need a little help keeping track of all that cash. Where is it, what’s it doing and are you reaching your financial goals?

An account with Vyzer can help you analyze all your financial documents, integrate with financial platforms online, generate reports and track transactions made from these accounts. In short, you always know where the money is and it’s much easier to control the purse strings.

If your family is investing with others, managing several large investments and generating income at the same time, wealth management tools from Vyzer ensure that your virtual office tells you how your money is performing, the structure under which each investment was made and more. Plan for cash flow, set up distribution schedules, review your cash flow and preview scenarios that might cause you to adjust your investments. 

Instead of running from one app, site or folder to another, you can enter everything with Vyzer. You even have the option to manage your investments through the Vyzer app on your Apple or Android device.

Best for Tracking Large Portfolios: CoinStats

If you're looking to manage and track a massive portfolio with diverse crypto and DeFi assets, CoinStats is the definite go-to. Here you have the opportunity to connect an unlimited number of portfolios (wallets and exchanges), including:

  • Binance
  • MetaMask
  • Trust Wallet
  • Coinbase
  • Kraken
  • Kucoin
  • Bitstamp and 500 others.

On CoinStats, you can monitor all your crypto, no matter how many different exchanges or wallets you use, as well as swap via MetaMask, Trust Wallet, etc. directly from CoinStats DeFi Wallet without additional fees. Register for a Pro account at $3.49 per month or a Premium account at $13.99 per month if paid on an annual basis. CoinStats has a free version that is perfect to get started with, but if you want advanced features, such as an unlimited number of portfolios and in-depth analytics, upgrading your plan is recommended. Ultimately, being able to see the “big picture” of your portfolio helps you make better trading decisions, and using their DeFi wallet as your gateway to the crypto world is both extremely secure and convenient.

Download the mobile app or reach out to the customer service team for more information as you manage your portfolio and navigate the DeFi ecosystem.

Best for Cryptocurrency: Delta

Tired of searching for a user-friendly and easy-to-use investment tracker that supports cryptocurrency wallets and exchanges? The Delta Investment Tracker powered by eToro provides you with the opportunity to track all of your investments without fees. Available in Android and iOS platforms, their revolutionary investment tracker app provides an effective way for you to get a clear overview of your investments, especially for your cryptocurrency investments.

With Delta, you have access to live prices of all cryptocurrencies as well as the ability to track other investment assets, including stocks, ETFs, indexes, forex, mutual funds, bonds, futures and options. The Delta Investment Tracker has seen more than 2 million downloads worldwide in 115 countries. Whether you are interested in finding the ideal crypto tracker or you’re searching for a one-stop-shop for all your investment tracking needs, Delta provides you with a complete investment portfolio tracker.

Best for Holistic Portfolio Reviews: AssetDash

When you use AssetDash, you can track your crypto, NFTs and other investments all in the same place. At one time, you might have had all your assets spread across several different locations, but you can solve that problem with just one download. Because AssetDash brings all your money into one portfolio tracker, you can see the big picture and make better financial decisions.

The platform connects to major exchanges like Binance, Robinhood, Coinbase and more. Plus, it offers:

  • A powerful mobile app
  • Affordable prices
  • Lots and lots of information

You can sign up in just moments, add all your financial information and you will discover that it’s easier to build wealth and grow your net worth.

Best for Ease of Use: Mint

Mint is an ideal budgeting option if you’ve never used an investment tracking app before, with straightforward account links and an easy, usable interface. Mint helps you reach your goals with personalized insights, spend tracking, subscription monitoring and custom budgets. It’s totally free, budget-friendly, and consequently, has been rated the number 1 most-downloaded personal finance app.

Loaded with free but valuable features, Mint’s budget planner helps you to easily navigate, add and update your budget categories with just a few taps. Also, the credit monitoring and expenditure tracker helps you know important changes in your system as well as help you see where your money comes and goes. Mint will even send you an email update if an unusually high charge is detected.  

Best for Retirement Planning: Personal Capital

Having a good life after retirement isn’t easy if you don’t have a plan. Personal Capital provides you with a holistic view of all of your investments along with expert advice. With Personal Capital, you see all your accounts in one place and use a wealth of analysis tools to stay in-the-know when it comes to your spending and growth.

Personal Capital offers a range of money management tools that you can use to ensure that you’re on-track towards your money goals. Personal Capital’s most useful tool, its Retirement Planner, helps you assess your chances or retiring on-time based on your current investments. Personal Capital will also make recommendations and help you save up for other major milestones — like a child’s college education, a down payment for a home or a new car. 

Best for Automatic Investing: Stash

  • Stash
    Best For:
    Casual investors
    securely through Stash's website

    For a complete list of fees please see the Deposit Account Agreement for details.

    All rewards earned through use of the Stash Stock-Back® Debit Mastercard® will be fulfilled by Stash Investments LLC and are subject to Terms and Conditions. You will bear the standard fees and expenses reflected in the pricing of the investments that you earn, plus fees for various ancillary services charged by Stash. In order to earn stock in the program, the Stash Stock-Back® Debit Mastercard must be used to make a qualifying purchase. Stock rewards that are paid to participating customers via the Stash Stock Back program, are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value. All rewards earned through use of the Stash Stock-Back® Debit Mastercard® will be fulfilled by Stash Investments LLC and are subject to Terms and Conditions. You will bear the standard fees and expenses reflected in the pricing of the investments that you earn, plus fees for various ancillary services charged by Stash. In order to earn stock in the program, the Stash Stock-Back® Debit Mastercard must be used to make a qualifying purchase. Stock rewards that are paid to participating customers via the Stash Stock Back program, are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value. 1% Stock-Back® rewards available only on Stash+ ($9/mo) and only for client’s first $1,000 of Qualifying Purchases in each calendar month program.

    Stash offers access to investment and banking accounts under each subscription plan. Each type of account is subject to different regulations and limitations. Stash Monthly Subscription Wrap Fee starts at $3/month. You’ll also bear the standard fees and expenses reflected in the pricing of ETFs, plus fees for various ancillary services charged by Stash and/or the Custodian. Please see the Advisory Agreement for details. Other fees apply to the bank account. Please see the Deposit Account Agreement.

    Early access to direct deposit funds depends on when the payor sends the payment file. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.

    This Program is subject to terms and conditions. In order to participate, a user must comply with all eligibility requirements and make a qualifying purchase with their Stock-Back® Card. All funds used for this Program will be taken from your Stash Banking account.

    Ancillary fees charged by Stash and/or its custodian are not included in the subscription fee.

Trusted by over 6 million people, Stash is a personal finance app that simplifies investing. Stash makes investing easy and affordable for average Americans to build wealth and achieve their financial goals. Here’s how it works — first, you’ll link a bank account and open your Stash brokerage account. You can start investing with as little as 1 cent in your account,1 and you can automate your investing using fractional shares of stock. Set your investment schedule, choose which types of stocks you want to invest in and you can watch your investments grow over time.

Though Stash doesn’t offer a comprehensive view of your finances like standard investment tracking apps, it can be an affordable and easy way to start investing with your first account. You’ll even be able to take advantage of a $1,000 life insurance policy serviced through Avibra2 — just for being an account holder.

Best for Dividend Tracking: Sharesight

If you invest in dividend-producing stocks, you probably already know how much just a small dividend can impact your portfolio over time. Sharesight offers the best dividend tracking solution by automatically tracking all your dividends going back up to 20 years. It’s built for investors of all types – from tax return information to automatically tracking currency impacts for any of your foreign shares, you’ll find comprehensive portfolio solutions through Sharesight.

With the Sharesight app, you can view all your dividends, see the impact of dividends on your total return, both at the holding and portfolio level, and even track your reinvested dividends. You can also easily track your disaster recovery plans (DRPs) and dividend reinvestment plans (DRIPs), as well as their impact on your portfolio performance and growth.

Best for New Investors: Acorns

Acorns has the perfect metaphor for its personal financial philosophy: take the acorns you have now and plant them to grow a strong oak. Acorns can help you roll your pennies into crisp hundreds with automatic savings, rounding up on purchases and inexpensive set-it-and-forget-it portfolio management. Integrate your checking, savings, investment and retirement accounts into 1 financial hub on your smartphone.

Using integrated financial accounts, automatic savings and investing and family-wealth oriented strategies, Acorns will help you grow whatever you have now into greater, more secure wealth — all while providing valuable insight and financial know-how.

With a fun, easy-to-use app and integrated accounts, Acorns is your digital financial control panel that uses smart auto-saving and investing technology to help you stack cash using your spare change.

Best for Tracking Your Full Portfolio: Cova

Cova bills itself as a “smart asset register” that helps you track your portfolio and fully understand your financial situation. Using this platform, you can collaborate with different platforms or professionals, including online brokerages, exchanges, financial planners, accountants and attorneys. This means that you can truly see all your investments in one place and all the stakeholders in those investments will know what is going on.

Plus, you can set up a beneficiary with the Lifecheck feature, dictating who will be alerted in the event that you pass away suddenly. This is important because your beneficiaries will not need to fight for access to these funds (as they are likely part of your will.)

You can also track liabilities like credit cards and loans. Plus, there is a new version of a business tracker coming that will help you make the same wise decisions for your company. Completely secure, this platform also allows for document management so that you can keep track of all the odds and ends related to your finances. With a premium package costing just $10 per month, you can take control of your finances right away.

How Does an Investment Tracking App Work?

Investment tracking apps work by offering users a single place to view all of their investments without the need to enter and exit multiple accounts. First, you’ll start by linking all of your existing financial accounts. This list might include:

  • Brokerage accounts and accounts you use to save for retirement
  • Checking and savings accounts
  • Credit card accounts

From here, your investment tracking app will aggregate your data and show you the total value of all of the assets in your accounts minus your outstanding debts. The total value of all of the assets you own is commonly referred to as your “net worth.”

Over time, your investment tracking app will update the values of all of your accounts, showing you a more accurate picture of your total net work and how it’s changing. Depending on the investment tracking app you’re using, you may also be able to access budgeting and other financial planning tools. 

Pros and Cons of an Investment Tracking App

There are both pros and cons to using investment tracking apps. Let’s take a look at both the benefits and drawbacks of using these apps.

  • Pro: Easier to manage your investments. When you use a single comprehensive investment tracking app, you can view all of your holdings with a single sign-in. This can be exceptionally useful if you have multiple stock or trading accounts.
  • Con: Your data is probably being sold. If an app is free, you’re probably the product. If you’re concerned about data safety and don’t like the idea of having your data sold to third parties, be sure to use an investment tracking app with a monthly fee.
  • Pro: Can help you work to pay down debt. When you use an investment tracking app, you can easily link all of your loan and credit card accounts. Select tracking apps may even allow you to schedule bill payment services directly through the app. This can make debt more manageable by consolidating the total amount that you owe over multiple accounts.
  • Cons: May not support all of your cryptocurrency accounts. Though a majority of investment tracking apps will allow you to link major US crypto brokerage accounts (like Coinbase), smaller wallet offerings might not be link-able. This can give you a less complete picture of your finances. 

Tracking Your Net Worth Over Time

Investment tracking apps don’t only make it easier to view your holdings — they can also help you budget better and ensure that you’re on-track towards your financial goals. If you’re working to get out of debt, you might want to seek out a free investment tracking app that includes financial planning tools. If you’re focused on building your wealth to new heights, you might want to invest with a tracking app that offers goal-based investing. 

Frequently Asked Questions

Q

Do investing apps really work?

A

Yes! Simply link your financial accounts and watch your net worth grow over time through your app of choice.

Q

How do I track my investments?

A

Linking your financial accounts through an investing app is an easy way to track how your investment values are changing. Your investment app will refresh over time to serve you the most up-to-date value estimates. 

Stash Disclosures:

Paid non-client endorsement. See Apple App Store and Google Play reviews. View important disclosures.

Investment advisory services offered by Stash Investments LLC, an SEC registered investment adviser. Investing involves risk and investments may lose value. Holdings and performance are hypothetical.

Nothing in this material should be construed as an offer, recommendation, or solicitation to buy or sell any security. All investments are subject to risk and may lose value.

1 Fractional shares start at $0.05 for investments that cost $1,000+ per share

2 Group life insurance coverage provided through Avibra, Inc. Stash is a paid partner of Avibra. Only individuals who opened Stash accounts after 11/6/20, aged 18-54 and who are residents of one of the 50 U.S. states or DC are eligible for group life insurance coverage, subject to availability. Individuals with certain pre-existing medical conditions may not be eligible for the full coverage above, but may instead receive less coverage. All insurance products are subject to state availability, issue limitations and contractual terms and conditions, any of which may change at any time and without notice. Please see Terms and Conditions for full details. Stash may receive compensation from business partners in connection with certain promotions in which Stash refers clients to such partners for the purchase of non-investment consumer products or services. This type of marketing partnership gives Stash an incentive to refer clients to business partners instead of to businesses that are not partners of Stash. This conflict of interest affects the ability of Stash to provide clients with unbiased, objective promotions concerning the products and services of its business partners. This could mean that the products and/or services of other businesses, that do not compensate Stash, may be more appropriate for a client than the products and/or services of Stash’s business partners. Clients are, however, not required to purchase the products and services Stash promotes

About Sarah Horvath

Sarah Horvath is a seasoned financial writer with a specialization in investing content. With a keen eye for market trends and a deep understanding of investment strategies, Sarah delivers insightful and informative articles tailored to investors. Her dedication to providing valuable content empowers readers to make informed decisions in the dynamic world of finance. Sarah’s expertise extends across various investment vehicles, including stocks, bonds, cryptocurrencies, and real estate. Whether analyzing market movements, evaluating investment opportunities, or demystifying complex financial concepts, Sarah’s writing is characterized by clarity, accuracy, and actionable insights. Through her engaging content, Sarah strives to educate and guide investors on their journey towards financial success.