Providing a diverse range of perspectives from bullish to bearish, 4 analysts have published ratings on Western Union (NYSE:WU) in the last three months.

The following table summarizes their recent ratings, shedding light on the changing sentiments within the past 30 days and comparing them to the preceding months.

Analysts have set 12-month price targets for Western Union, revealing an average target of $9.5, a high estimate of $10.00, and a low estimate of $9.00. Observing a 7.59% increase, the current average has risen from the previous average price target of $8.83.

Decoding Analyst Ratings: A Detailed Look

The standing of Western Union among financial experts is revealed through an in-depth exploration of recent analyst actions. The summary below outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.

Key Insights:

• Action Taken: Analysts adapt their recommendations to changing market conditions and company performance. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their response to recent developments related to Western Union. This information provides a snapshot of how analysts perceive the current state of the company.
• Rating: Analysts unravel qualitative evaluations for stocks, ranging from 'Outperform' to 'Underperform'. These ratings offer insights into expectations for the relative performance of Western Union compared to the broader market.
• Price Targets: Analysts predict movements in price targets, offering estimates for Western Union's future value. Examining the current and prior targets offers insights into analysts' evolving expectations.

Capture valuable insights into Western Union's market standing by understanding these analyst evaluations alongside pertinent financial indicators. Stay informed and make strategic decisions with our Ratings Table.

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Get to Know Western Union Better

Western Union provides domestic and international money transfers through its global network of over 500,000 outside agents. The company handled almost 290 million transactions in 2024 and is the largest money transfer company in the world.

Western Union's Financial Performance

Market Capitalization Analysis: Reflecting a smaller scale, the company's market capitalization is positioned below industry averages. This could be attributed to factors such as growth expectations or operational capacity.

Negative Revenue Trend: Examining Western Union's financials over 3M reveals challenges. As of 30 September, 2025, the company experienced a decline of approximately -0.33% in revenue growth, reflecting a decrease in top-line earnings. As compared to its peers, the revenue growth lags behind its industry peers. The company achieved a growth rate lower than the average among peers in Financials sector.

Net Margin: Western Union's financial strength is reflected in its exceptional net margin, which exceeds industry averages. With a remarkable net margin of 13.52%, the company showcases strong profitability and effective cost management.

Return on Equity (ROE): Western Union's financial strength is reflected in its exceptional ROE, which exceeds industry averages. With a remarkable ROE of 15.43%, the company showcases efficient use of equity capital and strong financial health.

Return on Assets (ROA): Western Union's ROA lags behind industry averages, suggesting challenges in maximizing returns from its assets. With an ROA of 1.77%, the company may face hurdles in achieving optimal financial performance.

Debt Management: The company faces challenges in debt management with a debt-to-equity ratio higher than the industry average. With a ratio of 2.8, caution is advised due to increased financial risk.

Understanding the Relevance of Analyst Ratings

Analysts work in banking and financial systems and typically specialize in reporting for stocks or defined sectors. Analysts may attend company conference calls and meetings, research company financial statements, and communicate with insiders to publish "analyst ratings" for stocks. Analysts typically rate each stock once per quarter.

Some analysts will also offer forecasts for metrics like growth estimates, earnings, and revenue to provide further guidance on stocks. Investors who use analyst ratings should note that this specialized advice comes from humans and may be subject to error.

This article was generated by Benzinga's automated content engine and reviewed by an editor.