The recent Fiscal Cliff news has left many working people fearful about tax increases. Tax on capital gains and dividend taxes are expected to rise to 20% on households over $250,000. This is not good news for hardworking dual income or single income families who are struggling and striving to save for their children's college while also hoping to save for retirement. In particular, parents between ages of 25 - 55 are working hard, with children to put through college. Given that many families also have the added responsibility of elderly care for their parents, this leaves families struggling for the long term, as they are compromised significantly in their ability to build wealth. PICA is committed to comfortable retirements and wealth building for these families.

PICA Chief Executive Officer Indira Amladi CFA takes the issue of dual-career parents seriously. She has been a working mom and has realized that most salaried couples are not getting much help from the government although they pay high taxes. PICA's flagship product, the "Wealth Builder" is an investment strategy specially designed with three benefits in mind: (i) Strong Returns for Long Term Wealth Building, (ii) Minimization of Capital Gains tax, and (iii) Protection of Clients accounts.

The investment strategy hence invests in strong and reliable companies that have a long history with over 10 years of shareholder commitment to wealth building. These companies are selected for "Wealth Building Transfer" which essentially transfers potential tax payments (which would have been incurred from realized gains) into wealth as they continue to grow as unrealized gains. This accumulation strategy minimizes capital gains taxes. This strategy has a 17 year track record (1994 -2011) of 14.15% annualized return.